FCCO trades 8.4% above Wall Street's consensus target of $30.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes FCCO achieves its forward estimates and maintains a stable P/E multiple of 11.2x. This scenario reflects the blended consensus of 5 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of July 8, 2026, First Community Corporation (FCCO) has a Wall Street consensus price target of $30.00, based on estimates from 5 covering analysts. With the stock currently trading at $32.74, this represents a potential downside of -8.4%. The company has a market capitalization of $251M.
Analyst price targets range from a low of $30.00 to a high of $30.00, representing a 0% spread in expectations. The median target of $30.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 3 analysts rating the stock as a Buy or Strong Buy,2 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, FCCO trades at a trailing P/E of 13.3x and forward P/E of 11.2x. The forward PEG ratio of 0.87 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +32.3% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $39.44, with bear and bull scenarios of $24.85 and $51.97 respectively. Model confidence stands at 47/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
SFSTSouthern First Bancshares, Inc. | $578M | $61.12 | $64.00 | +4.7% | Hold | 12.1x | 7 |
GSBCGreat Southern Bancorp, Inc. | $844M | $77.51 | $62.00 | -20.0% | Hold | 13.6x | 6 |
CHMGChemung Financial Corporation | $358M | $74.33 | $50.00 | -32.7% | Hold | 10.4x | 7 |
CZWICitizens Community Bancorp, Inc. | $225M | $23.29 | — | — | Buy | 12.8x | 2 |
BFSTBusiness First Bancshares, Inc. | $990M | $30.31 | $32.33 | +6.7% | Buy | 10.1x | 4 |
NBHCNational Bank Holdings Corporation | $1.7B | $44.28 | $52.00 | +17.4% | Hold | 12.8x | 10 |
NBTBNBT Bancorp Inc. | $2.6B | $49.63 | $56.00 | +12.8% | Hold | 11.9x | 10 |
FXNCFirst National Corporation | $265M | $29.30 | $21.00 | -28.3% | Buy | 12.4x | 1 |
FISFidelity National Information Services, Inc. | $22.0B | $42.60 | $62.88 | +47.6% | Buy | 6.8x | 37 |
FISVFiserv, Inc. | $28.1B | $52.71 | $69.17 | +31.2% | Buy | 6.5x | 60 |
Quick answers to the most common questions about buying FCCO stock.
Wall Street's consensus price target for FCCO is $30, -8.4% from its current price of $32.74. The below-market target from 5 analysts suggests limited near-term appreciation.
FCCO has a consensus rating of "Buy" based on 5 Wall Street analysts. The rating breakdown is predominantly bullish, with 3 Buy/Strong Buy ratings. The consensus 12-month price target of $30 implies -8.4% downside from current levels.
With a forward P/E of 11.1649x, FCCO trades at a relatively low valuation. The consensus target of $30 implies -8.4% move, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $30 for FCCO, while the most conservative target is $30. The consensus of $30 represents the median expectation. Our quantitative valuation model projects a bull case target of $52 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
FCCO is moderately covered, with 5 analysts providing price targets and ratings. Of these, 1 have Strong Buy ratings, 2 have Buy ratings, 2 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month FCCO stock forecast based on 5 Wall Street analysts shows a consensus price target of $30, with estimates ranging from $30 (bear case) to $30 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $39, with bear/bull scenarios of $25/$52.
Our quantitative valuation model calculates FCCO's fair value at $39 (base case), with a bear case of $25 and bull case of $52. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 47/100.
FCCO trades at a forward P/E ratio of 11.2x based on next-twelve-months earnings estimates compared to a trailing P/E of 13.3x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Analysts are cautious on FCCO, with 0 Sell ratings and a price target of $30 (-8.4% from current price). The "Buy" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
FCCO analyst price targets range from $30 to $30, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $30 consensus represents the middle ground. Our model's $25-$52 range provides an independent fundamental perspective.
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