First Community Corporation (FCCO) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 18.37M | 16.31M | 15.99M | 15.32M | 14.39M | 13.86M | 13.41M | 12.69M | 12.08M | 12.29M | 12.1M | 12.14M | 12.36M | 13.37M | 12.79M | 11.05M | 10.73M | 11.16M | 12.46M | 11.09M |
| NII Growth % | 27.65% | 17.73% | 19.25% | 20.72% | 19.15% | 12.7% | 10.82% | 4.59% | -2.27% | -8.01% | -5.4% | 9.83% | 15.13% | 19.72% | 2.71% | -0.37% | 1.57% | 4.46% | 22.41% | 13.85% |
| Net Interest Margin % | 0.77% | 0.79% | 0.77% | 0.75% | 0.71% | 0.71% | 0.69% | 0.67% | 0.64% | 0.67% | 0.67% | 0.7% | 0.71% | 0.8% | 0.77% | 0.66% | 0.65% | 0.7% | 0.8% | 0.73% |
| Interest Income | 28.04M | 24.9M | 24.9M | 24.17M | 23.08M | 23.07M | 23.16M | 21.93M | 21.26M | 20.58M | 18.73M | 17.5M | 15.89M | 15.06M | 13.35M | 11.51M | 11.2M | 11.66M | 12.98M | 11.66M |
| Interest Expense | 9.67M | 8.58M | 8.91M | 8.85M | 8.69M | 9.22M | 9.75M | 9.24M | 9.18M | 8.28M | 6.63M | 5.36M | 3.53M | 1.69M | 558K | 462K | 462K | 492K | 526K | 572K |
| Loan Loss Provision | 193K | 0 | 201K | -237K | 437K | 242K | -16K | 454K | 129K | 399K | 474K | 186K | 70K | 25K | 18K | -70K | -125K | -59K | 49K | 168K |
| Non-Interest Income | 1.62M | 4.29M | 2.85M | 4.21M | 2.67M | 2.25M | 2.36M | 2.4M | 1.99M | 1.42M | 538K | 1.8M | 1.48M | -1.08M | 1.71M | 2.1M | 2.2M | 9K | 3.33M | 3.17M |
| Non-Interest Income % | 5.47% | 14.69% | 10.26% | 14.82% | 10.35% | 8.9% | 9.26% | 9.86% | 8.58% | 6.46% | 2.79% | 9.34% | 8.52% | -7.74% | 11.32% | 15.45% | 16.43% | 0.08% | 20.43% | 21.35% |
| Total Revenue | 29.66M | 29.18M | 27.75M | 28.38M | 25.75M | 25.33M | 25.52M | 24.33M | 23.25M | 22M | 19.27M | 19.3M | 17.37M | 13.97M | 15.06M | 13.62M | 13.4M | 11.66M | 16.32M | 14.83M |
| Revenue Growth % | 15.21% | 15.22% | 8.71% | 16.65% | 10.74% | 15.15% | 32.44% | 26.06% | 33.85% | 57.4% | 27.99% | 41.74% | 29.67% | 19.8% | -7.71% | -8.19% | -6.39% | -5.09% | 11.05% | 6.61% |
| Non-Interest Expense | 13.87M | 13.83M | 12.05M | 13.08M | 11.44M | 10.47M | 10.78M | 10.6M | 10.62M | 9.17M | 9.95M | 9.51M | 9.34M | 7.1M | 9.45M | 9.28M | 8.78M | 6.26M | 9.67M | 9.63M |
| Efficiency Ratio | 46.74% | 47.38% | 43.43% | 46.1% | 44.42% | 41.35% | 42.25% | 43.57% | 45.66% | 41.69% | 51.61% | 49.26% | 53.78% | 50.8% | 62.75% | 68.17% | 65.55% | 53.67% | 59.3% | 64.91% |
| Operating Income | 5.93M | 6.78M | 6.59M | 6.68M | 5.18M | 5.4M | 5.01M | 4.04M | 3.33M | 4.15M | 2.22M | 4.25M | 4.43M | 5.16M | 5.03M | 3.94M | 4.28M | 4.97M | 6.07M | 4.46M |
| Operating Margin % | 20.01% | 23.21% | 23.74% | 23.55% | 20.12% | 21.31% | 19.62% | 16.6% | 14.31% | 18.85% | 11.52% | 22.01% | 25.48% | 36.92% | 33.42% | 28.95% | 31.93% | 42.61% | 37.18% | 30.1% |
| Operating Income Growth % | 14.55% | 25.53% | 31.58% | 65.49% | 55.73% | 30.14% | 125.54% | -4.9% | -24.83% | -19.62% | -55.88% | 7.74% | 3.46% | 3.78% | -17.05% | -11.69% | 3.18% | 13.91% | 86.65% | 62.39% |
| Pretax Income | 5.93M | 6.41M | 6.59M | 6.68M | 5.18M | 5.4M | 5.01M | 4.04M | 3.33M | 4.15M | 2.22M | 4.25M | 4.43M | 5.16M | 5.03M | 3.94M | 4.28M | 4.97M | 6.07M | 4.46M |
| Pretax Margin % | 20.01% | 21.95% | 23.74% | 23.55% | 20.12% | 21.31% | 19.62% | 16.6% | 14.31% | 18.85% | 11.52% | 22.01% | 25.48% | 36.92% | 33.42% | 28.95% | 31.93% | 42.61% | 37.18% | 30.1% |
| Income Tax | 437K | 1.58M | 1.4M | 1.5M | 1.18M | 1.17M | 1.15M | 774K | 730K | 850K | 464K | 920K | 963K | 1.12M | 1.08M | 812K | 789K | 1.05M | 1.32M | 921K |
| Effective Tax Rate % | 7.36% | 24.6% | 21.19% | 22.41% | 22.85% | 21.59% | 22.89% | 19.16% | 21.94% | 20.5% | 20.9% | 21.66% | 21.76% | 21.63% | 21.48% | 20.6% | 18.44% | 21.16% | 21.73% | 20.63% |
| Net Income | 5.5M | 4.83M | 5.19M | 5.19M | 4M | 4.23M | 3.86M | 3.27M | 2.6M | 3.3M | 1.76M | 3.33M | 3.46M | 4.04M | 3.95M | 3.13M | 3.49M | 3.92M | 4.75M | 3.54M |
| Net Margin % | 18.53% | 16.55% | 18.71% | 18.27% | 15.52% | 16.71% | 15.13% | 13.42% | 11.17% | 14.99% | 9.11% | 17.24% | 19.94% | 28.93% | 26.24% | 22.99% | 26.05% | 33.6% | 29.1% | 23.89% |
| Net Income Growth % | 37.55% | 14.13% | 34.47% | 58.84% | 53.91% | 28.36% | 119.87% | -1.86% | -25.01% | -18.45% | -55.56% | 6.29% | -0.75% | 3.16% | -16.79% | -11.66% | 7.19% | 14.06% | 79.03% | 59.81% |
| Net Income (Continuing) | 5.5M | 4.83M | 5.19M | 5.19M | 4M | 4.23M | 3.86M | 3.27M | 2.6M | 3.3M | 1.76M | 3.33M | 3.46M | 4.04M | 3.95M | 3.13M | 3.49M | 3.92M | 4.75M | 3.54M |
| EPS (Diluted) | 0.59 | 0.62 | 0.67 | 0.67 | 0.51 | 0.55 | 0.50 | 0.42 | 0.34 | 0.43 | 0.23 | 0.43 | 0.45 | 0.53 | 0.52 | 0.41 | 0.46 | 0.52 | 0.63 | 0.47 |
| EPS Growth % | 15.69% | 12.73% | 34% | 59.52% | 50% | 27.91% | 117.39% | -2.33% | -24.44% | -18.87% | -55.77% | 4.88% | -2.17% | 1.92% | -17.46% | -12.77% | 6.98% | 13.04% | 80% | 56.67% |
| EPS (Basic) | 0.60 | 0.63 | 0.68 | 0.68 | 0.52 | 0.55 | 0.51 | 0.43 | 0.34 | 0.44 | 0.23 | 0.44 | 0.46 | 0.54 | 0.52 | 0.42 | 0.46 | 0.52 | 0.63 | 0.47 |
| Diluted Shares Outstanding | 9.34M | 7.79M | 7.79M | 7.79M | 7.77M | 7.74M | 7.72M | 7.7M | 7.68M | 7.66M | 7.66M | 7.66M | 7.64M | 7.62M | 7.61M | 7.61M | 7.59M | 7.56M | 7.56M | 7.54M |