FB Financial Corporation (FBK) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 145.97M | 149.8M | 147.24M | 111.42M | 107.64M | 108.38M | 106.02M | 102.61M | 99.49M | 101.09M | 100.93M | 101.54M | 103.66M | 110.5M | 111.38M | 102.17M | 88.18M | 89.75M | 88.48M | 86.56M |
| NII Growth % | 35.6% | 38.22% | 38.88% | 8.58% | 8.19% | 7.21% | 5.04% | 1.06% | -4.02% | -8.52% | -9.39% | -0.61% | 17.55% | 23.11% | 25.89% | 18.03% | 6.79% | 5.29% | 28.55% | 56.43% |
| Net Interest Margin % | 0.89% | 0.92% | 0.91% | 0.83% | 0.82% | 0.82% | 0.82% | 0.82% | 0.79% | 0.8% | 0.81% | 0.79% | 0.79% | 0.86% | 0.91% | 0.84% | 0.7% | 0.71% | 0.75% | 0.73% |
| Interest Income | 225.35M | 235.24M | 236.9M | 182.08M | 179.71M | 186.37M | 185.63M | 177.41M | 176.13M | 174.84M | 173.91M | 170.18M | 159.48M | 147.6M | 128.48M | 110.21M | 95.13M | 97.22M | 96.67M | 96.33M |
| Interest Expense | 79.39M | 85.43M | 89.66M | 70.67M | 72.06M | 77.99M | 79.61M | 74.8M | 76.64M | 73.75M | 72.99M | 68.64M | 55.82M | 37.1M | 17.1M | 8.04M | 6.95M | 7.46M | 8.19M | 9.77M |
| Loan Loss Provision | 3.02M | 1.23M | 34.42M | 5.34M | 2.29M | 7.08M | 1.91M | 2.22M | 782K | 305K | 2.82M | -1.08M | 491K | -456K | 11.37M | 12.32M | -4.25M | -10.77M | -2.53M | -13.84M |
| Non-Interest Income | 26.38M | 28.8M | 26.64M | -34.55M | 23.03M | 24.16M | -16.5M | 25.61M | 7.4M | 15.34M | 8.04M | 23.81M | 23.35M | 17.47M | 22.59M | 33.21M | 41.39M | 53.22M | 59.01M | 49.3M |
| Non-Interest Income % | 10.48% | 10.91% | 10.11% | -23.42% | 11.36% | 11.48% | -9.75% | 12.61% | 4.03% | 8.07% | 4.42% | 12.27% | 12.77% | 10.58% | 14.95% | 23.16% | 30.32% | 35.38% | 37.9% | 33.85% |
| Total Revenue | 251.72M | 264.03M | 263.53M | 147.53M | 202.74M | 210.53M | 169.13M | 203.02M | 183.53M | 190.17M | 181.95M | 194M | 182.83M | 165.07M | 151.07M | 143.43M | 136.52M | 150.44M | 155.67M | 145.63M |
| Revenue Growth % | 24.16% | 25.41% | 55.82% | -27.33% | 10.47% | 10.71% | -7.05% | 4.65% | 0.38% | 15.21% | 20.44% | 35.26% | 33.92% | 9.72% | -2.95% | -1.51% | -15.48% | -15.9% | -12.62% | -1% |
| Non-Interest Expense | 95.16M | 107.55M | 109.86M | 81.26M | 79.55M | 75.34M | 76.21M | 75.09M | 71.86M | 80.2M | 83M | 81.29M | 80.44M | 80.23M | 81.85M | 97M | 89.27M | 90.9M | 95.01M | 92.96M |
| Efficiency Ratio | 37.8% | 40.73% | 41.69% | 55.08% | 39.24% | 35.79% | 45.06% | 36.99% | 39.15% | 42.17% | 45.61% | 41.9% | 44% | 48.6% | 54.18% | 67.63% | 65.39% | 60.42% | 61.03% | 63.83% |
| Operating Income | 74.15M | 69.82M | 29.6M | -9.73M | 48.83M | 50.12M | 11.39M | 50.91M | 34.25M | 35.92M | 23.15M | 45.14M | 46.08M | 48.19M | 40.76M | 26.07M | 44.55M | 62.84M | 55.01M | 56.74M |
| Operating Margin % | 29.46% | 26.44% | 11.23% | -6.6% | 24.09% | 23.81% | 6.74% | 25.07% | 18.66% | 18.89% | 12.72% | 23.27% | 25.2% | 29.2% | 26.98% | 18.18% | 32.63% | 41.77% | 35.33% | 38.96% |
| Operating Income Growth % | 51.85% | 39.3% | 159.8% | -119.12% | 42.58% | 39.52% | -50.78% | 12.77% | -25.67% | -25.46% | -43.21% | 73.16% | 3.43% | -23.31% | -25.9% | -54.06% | -34.93% | 6.61% | 820.07% | 87.09% |
| Pretax Income | 74.15M | 69.82M | 29.6M | -9.73M | 48.83M | 50.12M | 11.39M | 50.91M | 34.25M | 35.92M | 23.15M | 45.14M | 46.08M | 48.19M | 40.76M | 26.07M | 44.55M | 62.84M | 55.01M | 56.74M |
| Pretax Margin % | 29.46% | 26.44% | 11.23% | -6.6% | 24.09% | 23.81% | 6.74% | 25.07% | 18.66% | 18.89% | 12.72% | 23.27% | 25.2% | 29.2% | 26.98% | 18.18% | 32.63% | 41.77% | 35.33% | 38.96% |
| Income Tax | 16.63M | 12.83M | 6.23M | -12.65M | 9.47M | 12.23M | 1.17M | 10.92M | 6.3M | 6.54M | 3.98M | 9.84M | 9.7M | 10.04M | 8.93M | 6.72M | 9.31M | 14.01M | 9.72M | 13.44M |
| Effective Tax Rate % | 22.42% | 18.38% | 21.04% | 129.96% | 19.4% | 24.39% | 10.3% | 21.45% | 18.39% | 18.22% | 17.17% | 21.79% | 21.04% | 20.84% | 21.91% | 25.77% | 20.91% | 22.29% | 17.66% | 23.69% |
| Net Income | 57.53M | 56.98M | 23.38M | 2.91M | 39.36M | 37.89M | 10.22M | 39.98M | 27.95M | 29.37M | 19.18M | 35.3M | 36.38M | 38.14M | 31.83M | 19.34M | 35.24M | 48.83M | 45.29M | 43.29M |
| Net Margin % | 22.85% | 21.58% | 8.87% | 1.97% | 19.41% | 18% | 6.04% | 19.69% | 15.23% | 15.44% | 10.54% | 18.2% | 19.9% | 23.11% | 21.07% | 13.49% | 25.81% | 32.46% | 29.09% | 29.73% |
| Net Income Growth % | 46.15% | 50.39% | 128.72% | -92.72% | 40.83% | 29% | -46.7% | 13.26% | -23.17% | -23% | -39.76% | 82.47% | 3.25% | -21.88% | -29.72% | -55.32% | -33.36% | 7.07% | 908.89% | 89.28% |
| Net Income (Continuing) | 57.53M | 56.98M | 23.38M | 2.91M | 39.36M | 37.89M | 10.22M | 39.99M | 27.95M | 29.38M | 19.18M | 35.31M | 36.38M | 38.15M | 31.83M | 19.35M | 35.24M | 48.84M | 45.29M | 43.3M |
| EPS (Diluted) | 1.10 | 1.07 | 0.43 | 0.06 | 0.84 | 0.81 | 0.22 | 0.85 | 0.59 | 0.63 | 0.41 | 0.75 | 0.78 | 0.81 | 0.68 | 0.41 | 0.74 | 1.02 | 0.94 | 0.90 |
| EPS Growth % | 30.95% | 32.1% | 95.45% | -92.59% | 42.37% | 28.57% | -46.34% | 13.33% | -24.36% | -22.22% | -39.71% | 82.93% | 5.41% | -20.59% | -27.66% | -54.44% | -32.73% | 7.37% | 771.43% | 28.57% |
| EPS (Basic) | 1.11 | 1.07 | 0.44 | 0.06 | 0.84 | 0.81 | 0.22 | 0.85 | 0.60 | 0.63 | 0.41 | 0.75 | 0.78 | 0.81 | 0.68 | 0.41 | 0.74 | 1.02 | 0.96 | 0.91 |
| Diluted Shares Outstanding | 52.2M | 53.07M | 53.96M | 46.18M | 47.02M | 46.86M | 46.8M | 46.84M | 47M | 46.92M | 46.86M | 46.81M | 46.77M | 47.04M | 47.02M | 47.21M | 47.72M | 47.9M | 48.01M | 47.99M |