FB Financial Corporation (FBK) Earnings History
Steady Earner14 years of earnings data (2012–2025) · Positive but moderate multi-year EPS trajectory
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FB Financial Corporation (FBK) Earnings Overview
As of July 7, 2026, FB Financial Corporation (FBK) reported trailing twelve-month net income of $195M, reflecting -3.2% year-over-year growth. The company earned $3.74 per diluted share over the past four quarters, with a net profit margin of 14.0%.
Looking at the long-term picture, FBK's 5-year EPS compound annual growth rate (CAGR) stands at +7.5%, showing solid earnings momentum. The company achieved its highest annual net income of $190M in fiscal 2021.
FB Financial Corporation maintains positive profitability with a gross margin of 58.9%, operating margin of 15.8%, and net margin of 14.0%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including SFNC (-$361M net income, -63.4% margin), HOMB ($478M net income, 34.6% margin), UBSI ($508M net income, 25.5% margin), FBK has outperformed on profitability metrics. Compare FBK vs SFNC →
FBK Earnings vs Peers
Earnings metrics vs comparable public companies
FBK Historical Earnings Data (2012–2025)
14 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $123M | +5.7% | $139M | $2.40 | 14.0% | 15.8% |
| 2024 | $116M | -3.5% | $147M | $2.48 | 15.1% | 19.1% |
| 2023 | $120M | -3.5% | $150M | $2.57 | 16.1% | 20.1% |
| 2022 | $125M | -34.5% | $160M | $2.64 | 20.9% | 26.8% |
| 2021 | $190M | +199.1% | $243M | $3.97 | 31.0% | 39.6% |
| 2020 | $64M | -24.1% | $82M | $1.67 | 10.3% | 13.4% |
| 2019 | $84M | +4.5% | $110M | $2.65 | 20.1% | 26.2% |
| 2018 | $80M | +53.1% | $106M | $2.56 | 21.7% | 28.6% |
| 2017 | $52M | +29.1% | $73M | $1.86 | 16.8% | 23.6% |
| 2016 | $41M | -15.2% | $62M | $2.10 | 15.3% | 23.5% |
| 2015 | $48M | +47.4% | $51M | $2.00 | 24.9% | 26.4% |
| 2014 | $32M | +20.7% | $35M | $1.89 | 22.6% | 24.2% |
| 2013 | $27M | +31.1% | $29M | $1.12 | 20.9% | 22.4% |
| 2012 | $21M | - | $31M | $1.19 | 19.4% | 29.5% |
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FBK — Frequently Asked Questions
Quick answers to the most common questions about buying FBK stock.
What is FBK earnings per share (EPS)?
FBK trailing twelve-month (TTM) diluted EPS is $3.74, reflecting -3.2% year-over-year growth. The 5-year EPS CAGR is +7.5%. Complete EPS history from 2012 to 2025 is available in the table on this page.
What is FB Financial Corporation's net income?
FB Financial Corporation (FBK) trailing twelve-month net income is $195M as of 2025. Earnings declined -3.2% year-over-year. FB Financial Corporation has been profitable for 14 consecutive years.
Is FBK profitable?
Yes, FBK is profitable with a TTM net income of $195M and a net profit margin of +14.0%. FB Financial Corporation has generated profits for 14 consecutive years.
What is FBK's earnings growth rate?
FBK compound annual EPS growth rates (CAGR): 1-Year: -3.2%, 3-Year: -3.1%, 5-Year: +7.5%, 10-Year: +1.8%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2012 to 2025.
What are FBK's profit margins?
FB Financial Corporation net profit margin is +14.0%, operating margin is +15.8%, and gross margin is +58.9%. Margins are within a typical range for the sector. Return on Equity is +7.0%.
Is FBK growing earnings?
FBK earnings growth is slowing. Current YoY EPS growth of -3.2% trails the 5-year CAGR of +7.5%. TTM net income is $195M.
What was FBK's best earnings year?
FB Financial Corporation's highest annual net income on record is $190M, achieved in fiscal year 2021. Earnings history on this page spans 2012 to 2025 and includes all annual and quarterly figures.
What were FBK's earnings last quarter?
FBK's most recent reported quarter was Q1 2026. Net income was $58M with diluted EPS of $1.10. For a full breakdown of all quarters, see the quarterly earnings table on this page.