EZCORP, Inc. (EZPW) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Cash from Operations | 48.46M | 39.15M | 51.26M | 34.8M | 36.94M | 25.99M | 43.34M | 35.51M | 15.07M | 21.48M | 27.52M | 27.48M | 35.16M | 11.67M | 18.04M | 17.92M | 21.56M | 9.02M | 13.32M | 14.4M |
| Operating CF Margin % | 10.84% | 10.25% | 15.22% | 11.19% | 12.06% | 8.12% | 14.71% | 12.62% | 5.27% | 7.16% | 10.18% | 10.74% | 13.61% | 4.41% | 7.73% | 8.3% | 9.98% | 4.08% | 6.92% | 8.27% |
| Operating CF Growth % | 31.2% | 50.61% | 18.27% | -1.98% | 145.15% | 21% | 57.44% | 29.2% | -57.15% | 84.1% | 52.57% | 53.37% | 63.1% | 29.39% | 35.48% | 24.43% | -7.22% | 299.82% | 282.74% | -58.96% |
| Net Income | 49.1M | 44.3M | 26.7M | 26.5M | 25.39M | 31.02M | 15.2M | 17.95M | 21.48M | 28.47M | 10.25M | 18.22M | -6.79M | 16.78M | 7.34M | 12.21M | 14.89M | 15.72M | 1.55M | -2.57M |
| Depreciation & Amortization | 9.59M | 8.76M | 8.18M | 8M | 8.02M | 8.34M | 8.13M | 8.16M | 8.22M | 8.56M | 65.09M | 8.03M | 7.96M | 7.99M | 22.51M | 7.75M | 7.45M | 7.57M | 20.19M | 19.47M |
| Stock-Based Compensation | 0 | 3.4M | 3.25M | 4.21M | 2.4M | 2.6M | 2.46M | 0 | 2.58M | 2.26M | 2.66M | 3.13M | 1.85M | 1.89M | 1.04M | 1.85M | 460K | 1.7M | 790K | 1.54M |
| Deferred Taxes | -352K | 93K | -2.54M | -552K | -468K | 478K | 916K | -77K | 170K | 345K | -5.31M | -502K | -7.64M | 656K | 4.47M | 263K | -375K | 587K | 3.86M | 543K |
| Other Non-Cash Items | 19.6M | 13.88M | 15.53M | 13.62M | 12.72M | 12.77M | 15.26M | 20.42M | 13.21M | 12.99M | -38.74M | 11.95M | 44.26M | 18.15M | 3.15M | 13.27M | 13.18M | 12.74M | 1.11M | 1.22M |
| Working Capital Changes | -29.48M | -31.28M | 136K | -16.99M | -11.13M | -29.2M | 1.38M | -10.95M | -30.59M | -31.16M | -6.43M | -13.35M | -4.49M | -33.79M | -20.47M | -17.43M | -14.04M | -29.3M | -14.19M | -5.8M |
| Change in Receivables | 2.54M | -1.02M | -3.47M | -1.91M | 2.92M | -1.37M | -3.62M | -2.66M | 2.07M | -1M | -3.89M | -1.67M | 2.05M | -691K | -1.62M | -3.64M | 1.11M | -419K | -4.5M | -2.73M |
| Change in Inventory | 1.52M | -1.82M | -8.97M | -3.81M | -3.01M | -2.38M | -5.71M | -4.39M | -449K | 2.07M | 691K | -3.19M | -425K | -1.88M | -7.5M | -5.06M | -465K | -2.31M | -5.01M | -1.1M |
| Change in Payables | -8.09M | -39.36M | 16.6M | 0 | -6.75M | -38.74M | 0 | -7.87M | -23.54M | -33.99M | 0 | -8.16M | -9.21M | -34.76M | -11.93M | -2.95M | 0 | 0 | -2.64M | -8.13M |
| Cash from Investing | -26.63M | -30.96M | -51.82M | -51.26M | -741K | -14.04M | -52.62M | -42.78M | -1.38M | -16.86M | -40.34M | -29.9M | 3.97M | -44.62M | -31.69M | -49.7M | -1.28M | -30.6M | -47.52M | -46.17M |
| Capital Expenditures | -10.46M | -7.46M | -15.51M | -9.09M | -8.36M | -5.61M | -18.89M | -3.22M | -6.47M | -7.18M | -12.7M | -9.31M | -11.26M | -7.18M | -13.79M | -7.6M | -5.51M | -4.99M | -8.97M | -6.28M |
| CapEx % of Revenue | 2.34% | 1.95% | 4.6% | 2.92% | 2.73% | 1.75% | 6.41% | 1.14% | 2.27% | 2.39% | 4.69% | 3.64% | 4.36% | 2.72% | 5.91% | 3.52% | 2.55% | 2.26% | 4.66% | 3.61% |
| Acquisitions | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Investments | 26.09M | 25.72M | 70.03M | 65.66M | 65.87M | 13.55M | 13.33M | 63.52M | 64.38M | 61.34M | 47.21M | 49.47M | 49.9M | 77.01M | 61.95M | 61.38M | 60M | 59.01M | 37.72M | 35.39M |
| Other Investing | 375K | -7.18M | -32.64M | -24.95M | 8.2M | -8.43M | -32.76M | -36.07M | 13.88M | 6M | -25.74M | -20.59M | 15.31M | -7.42M | -17.05M | -37.75M | 5.33M | -6.64M | -34.68M | -24.76M |
| Cash from Financing | -138.53M | -6.52M | -1.19M | -10.85M | 293.56M | -7.1M | -37.53M | -3.11M | -3.15M | -6.39M | -3.28M | -3M | -4.02M | 33.99M | -2.04M | 0 | 0 | -792K | -51K | -14.49M |
| Debt Issued (Net) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Equity Issued (Net) | -4.01M | -6.35M | -999K | -2M | -997K | -3M | -3M | -3M | -3M | -3.01M | -3.01M | -3M | -3.95M | -7.03M | -2.04M | 0 | 0 | -792K | 0 | 0 |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | -4.01M | -6.35M | -999K | -2M | -997K | -3M | -3M | -3M | -3M | -3.01M | -3.01M | -3M | -3.95M | -7.03M | -2.04M | 0 | 0 | -792K | 0 | 0 |
| Other Financing | -1K | 0 | -31K | -2.25M | 0 | -3.97M | -41K | 0 | 0 | -3.25M | 1K | 0 | -11K | -10.49M | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Change in Cash | -116.13M | 1.41M | -2.36M | -27.66M | 330.85M | 4.08M | -47.44M | -10.45M | 10.71M | -1.98M | -17.55M | -5.06M | 35.56M | 1.65M | -16.59M | -32.72M | 21.71M | -21.66M | -33.84M | -46.18M |
| Free Cash Flow | 38.01M | 31.69M | 35.74M | 25.72M | 28.58M | 20.38M | 24.44M | 32.29M | 8.6M | 14.3M | 14.83M | 18.17M | 23.9M | 4.49M | 4.25M | 10.32M | 16.04M | 4.03M | 4.35M | 8.13M |
| FCF Margin % | 8.51% | 8.3% | 10.61% | 8.27% | 9.33% | 6.37% | 8.3% | 11.47% | 3.01% | 4.77% | 5.48% | 7.1% | 9.25% | 1.7% | 1.82% | 4.78% | 7.43% | 1.82% | 2.26% | 4.67% |
| FCF Growth % | 32.99% | 55.49% | 46.24% | -20.36% | 232.44% | 42.56% | 64.81% | 77.71% | -64.03% | 218.7% | 249.27% | 76.12% | 48.98% | 11.23% | -2.39% | 26.98% | -11.35% | 152.13% | 129.1% | -69.21% |
| FCF per Share | 0.46 | 0.38 | 0.43 | 0.31 | 0.34 | 0.24 | 0.29 | 0.39 | 0.10 | 0.16 | 0.17 | 0.21 | 0.28 | 0.05 | 0.05 | 0.13 | 0.19 | 0.05 | 0.08 | 0.15 |
| FCF Conversion (FCF/Net Income) | 0.99x | 0.88x | 1.92x | 1.31x | 1.45x | 0.84x | 2.85x | 1.98x | 0.70x | 0.75x | 2.68x | 1.51x | -5.18x | 0.70x | 2.46x | 1.47x | 1.45x | 0.57x | 8.57x | -5.60x |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |