EZCORP, Inc. (EZPW) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Total Current Assets | 1.09B | 1.15B | 1.13B | 1.09B | 1.07B | 739.96M | 729M | 741.93M | 722.3M | 719.17M | 719.72M | 710.73M | 686.65M | 662.42M | 644.16M | 629.65M | 612.77M | 598.84M | 610.86M | 600.17M |
| Cash & Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash Only | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Sales Outstanding | 15.18 | 15.34 | 17.38 | 17.79 | 17.24 | 17.19 | 56.67 | 60.54 | 23.28 | 55 | 59.43 | 22.37 | 20.65 | 17.33 | 16.04 | 16.03 | 15.13 | 15.55 | 16.91 | 16.04 |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 16.66M | 17.23M | 9.95M | 12.44M | 13.24M | 13.6M | 12.64M | 13.96M | 17.43M | 15.34M | 12.48M | 14.63M | -1.62M | 8.36M | -9.58M | 8.61M | 8.71M | 8.69M | -6.34M | 13.79M |
| Total Non-Current Assets | 1.03B | 842.1M | 825.25M | 795.42M | 762.67M | 759.18M | 764.24M | 768.24M | 785.84M | 762.02M | 747.99M | 746.95M | 733.88M | 739.9M | 703.72M | 701.18M | 687.23M | 681.48M | 656.05M | 638.48M |
| Property, Plant & Equipment | 356.64M | 312.51M | 311.79M | 303.5M | 294.03M | 291.04M | 292.57M | 294.96M | 307.06M | 300.1M | 302.48M | 304.95M | 294.06M | 286.17M | 278.13M | 269.01M | 255.22M | 253.73M | 254.8M | 241.1M |
| Fixed Asset Turnover | 1.34x | 1.22x | 1.09x | 1.04x | 1.05x | 1.10x | 1.00x | 0.93x | 0.94x | 1.00x | 0.89x | 0.85x | 0.89x | 0.94x | 0.85x | 0.82x | 0.85x | 0.87x | 0.78x | 0.75x |
| Goodwill | 473.51M | 331.08M | 324.89M | 321.91M | 305.24M | 304.72M | 306.48M | 308.85M | 310.66M | 303.8M | 302.37M | 302.12M | 300.08M | 297.36M | 286.83M | 286.8M | 286.21M | 284.62M | 285.76M | 283.62M |
| Intangible Assets | 124.66M | 59.58M | 58.83M | 57.96M | 57.08M | 57.09M | 58.45M | 60.16M | 61.71M | 56.98M | 58.22M | 60.01M | 59.62M | 58.03M | 56.82M | 61.02M | 62.15M | 61.46M | 62.1M | 61.92M |
| Long-Term Investments | 26.09M | 25.72M | 70.03M | 65.66M | 65.87M | 13.55M | 13.33M | 63.52M | 64.38M | 61.34M | 47.21M | 49.47M | 49.9M | 77.01M | 61.95M | 61.38M | 60M | 59.01M | 37.72M | 35.39M |
| Other Non-Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Assets | 2.13B | 1.99B | 1.95B | 1.88B | 1.83B | 1.5B | 1.49B | 1.51B | 1.51B | 1.48B | 1.47B | 1.46B | 1.42B | 1.4B | 1.35B | 1.33B | 1.3B | 1.28B | 1.27B | 1.24B |
| Asset Turnover | 0.22x | 0.19x | 0.18x | 0.17x | 0.18x | 0.21x | 0.20x | 0.19x | 0.19x | 0.20x | 0.18x | 0.18x | 0.18x | 0.19x | 0.17x | 0.16x | 0.17x | 0.17x | 0.15x | 0.14x |
| Asset Growth % | 16.24% | 32.58% | 30.67% | 24.69% | 21.32% | 1.21% | 1.74% | 3.6% | 6.17% | 5.62% | 8.89% | 9.53% | 9.27% | 9.53% | 6.39% | 7.44% | 8.67% | 6.95% | 5.84% | 1.17% |
| Total Current Liabilities | 231.75M | 190.05M | 200.57M | 172.28M | 264.04M | 254M | 269.38M | 286.04M | 173.19M | 180M | 191.97M | 149.97M | 145.38M | 139M | 152.87M | 144.85M | 137.19M | 140.52M | 155.09M | 144.09M |
| Accounts Payable | 24.83M | 16.92M | 22.92M | 22.3M | 14.93M | 14.82M | 20.85M | 14.91M | 11.41M | 18.2M | 23.02M | 19.22M | 18.44M | 20.22M | 24.06M | 19.48M | 17.76M | 18.93M | 22.46M | 19.32M |
| Days Payables Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Debt | 68.04M | 0 | 0 | 0 | 103.33M | 161.1M | 103.07M | 137.33M | 34.35M | 34.31M | 34.27M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue (Current) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Liabilities | 86.44M | 15.99M | 14.03M | 12.97M | 17.72M | 35.48M | 17.58M | 14.6M | 16.49M | 13.64M | 15.11M | 12.64M | 17.45M | 17.19M | 15.15M | 15.16M | 14.87M | 16.27M | 16.39M | 0 |
| Current Ratio | 4.71x | 6.03x | 5.61x | 6.31x | 4.04x | 2.91x | 2.71x | 2.59x | 4.17x | 4.00x | 3.75x | 4.74x | 4.72x | 4.77x | 4.21x | 4.35x | 4.47x | 4.26x | 3.94x | 4.17x |
| Quick Ratio | 4.71x | 6.03x | 5.61x | 6.31x | 4.04x | 2.91x | 2.71x | 2.59x | 4.17x | 4.00x | 3.75x | 4.74x | 4.72x | 4.77x | 4.21x | 4.35x | 4.47x | 4.26x | 3.94x | 4.17x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Non-Current Liabilities | 753.08M | 726.73M | 725.15M | 720.74M | 714.01M | 421.24M | 419.29M | 422.67M | 534.55M | 526.31M | 529.97M | 568.66M | 562.57M | 557.98M | 502.78M | 500.22M | 487.79M | 485.3M | 439.58M | 421.34M |
| Long-Term Debt | 519M | 518.55M | 518.08M | 517.6M | 517.19M | 224.5M | 224.26M | 224M | 326.57M | 326.22M | 325.85M | 359.69M | 359.29M | 358.98M | 312.9M | 312.52M | 312.17M | 311.84M | 264.19M | 260.63M |
| Capital Lease Obligations | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred Tax Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | 984.83M | 916.78M | 925.72M | 893.01M | 978.05M | 675.24M | 688.67M | 708.71M | 707.75M | 706.31M | 721.94M | 718.64M | 707.94M | 696.98M | 655.65M | 645.07M | 624.98M | 625.82M | 594.67M | 565.43M |
| Total Debt | 799M | 765.52M | 764.04M | 762.08M | 862.24M | 567.84M | 566.94M | 609.23M | 613.86M | 606.99M | 610.48M | 614.1M | 605.08M | 600.51M | 545.99M | 541.37M | 528.12M | 525.53M | 477.78M | 457.21M |
| Net Debt | 444.82M | 299.61M | 294.52M | 289.99M | 357M | 393.33M | 396.43M | 391.19M | 384.75M | 388.47M | 389.89M | 376.13M | 361.95M | 392.86M | 339.96M | 319.03M | 273.16M | 292.25M | 224.11M | 173.55M |
| Debt / Equity | 0.70x | 0.71x | 0.75x | 0.77x | 1.01x | 0.69x | 0.70x | 0.76x | 0.77x | 0.78x | 0.82x | 0.83x | 0.85x | 0.85x | 0.79x | 0.79x | 0.78x | 0.80x | 0.71x | 0.68x |
| Debt / EBITDA | 10.32x | 11.04x | 16.92x | 17.32x | 20.40x | 11.29x | 16.61x | 20.10x | 17.29x | 13.30x | 7.48x | 21.44x | 17.44x | 16.57x | 14.60x | 15.61x | 16.68x | 17.64x | 17.07x | 19.72x |
| Net Debt / EBITDA | 5.74x | 4.32x | 6.52x | 6.59x | 8.45x | 7.82x | 11.61x | 12.91x | 10.84x | 8.51x | 4.78x | 13.13x | 10.43x | 10.84x | 9.09x | 9.20x | 8.63x | 9.81x | 8.01x | 7.49x |
| Interest Coverage | 8.84x | 7.43x | 5.45x | 5.10x | 11.49x | 14.15x | 9.19x | 7.50x | 9.42x | 11.96x | 4.79x | 7.24x | -1.17x | 4.96x | 6.67x | 5.86x | 8.96x | 9.78x | 1.80x | 0.86x |
| Total Equity | 1.14B | 1.07B | 1.03B | 990.06M | 851.58M | 823.89M | 804.57M | 801.46M | 800.4M | 774.88M | 745.77M | 739.04M | 712.59M | 705.34M | 692.23M | 685.75M | 675.02M | 654.5M | 672.24M | 673.22M |
| Equity Growth % | 34.1% | 29.96% | 27.46% | 23.53% | 6.39% | 6.33% | 7.88% | 8.45% | 12.32% | 9.86% | 7.73% | 7.77% | 5.57% | 7.77% | 2.97% | 1.86% | 0.86% | -1.5% | 3.56% | -0.98% |
| Book Value per Share | 13.69 | 12.86 | 12.32 | 11.94 | 10.24 | 9.89 | 9.63 | 9.66 | 9.64 | 8.93 | 8.56 | 8.51 | 8.35 | 8.42 | 8.39 | 8.31 | 8.19 | 7.99 | 11.83 | 12.04 |
| Total Shareholders' Equity | 1.12B | 1.07B | 1.03B | 990.06M | 851.58M | 823.89M | 804.57M | 801.46M | 800.4M | 774.88M | 745.77M | 739.04M | 712.59M | 705.34M | 692.23M | 685.75M | 675.02M | 654.5M | 672.24M | 673.22M |
| Common Stock | 616K | 617K | 609K | 610K | 550K | 550K | 546K | 548K | 551K | 553K | 549K | 552K | 556K | 559K | 564K | 567K | 567K | 563K | 560K | 560K |
| Retained Earnings | 703.69M | 656.99M | 612.69M | 586.55M | 561.21M | 536.43M | 507.21M | 493.83M | 477.68M | 457.93M | 431.14M | 422.55M | 405.96M | 414.93M | 402.01M | 396.46M | 384.25M | 369.36M | 326.78M | 325.23M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | -35.77M | -34.84M | -38.7M | -45.17M | -57.98M | -58.87M | -51.55M | -40.01M | -23.01M | -27.47M | -32.1M | -28.92M | -37.02M | -53.16M | -55.67M | -55.04M | -51.71M | -55.38M | -58.41M | -55.09M |
| Minority Interest | 21.92M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |