Trailing Dividend / Share
$1.14
Eagle Financial Services, Inc. (EFSI) Dividend History
Income profile from 2003 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
2.8%
Payout Ratio
74.4%
Watch
Dividend Streak
23 years
EFSI Dividend Income Check
Safety
74.4% payout ratio with watch safety profile.
Consistency
23 straight years of dividend increases.
Income Trend
Yield on cost is 4.2% and trend is rising.
EFSI Dividend Scorecard
Yield & Income
Dividend Yield2.8%
Trailing DPS$1.14
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout74.4%
Earnings SafetyWatch
FCF Payout24.4%
FCF SafetyWell Covered
Piotroski F-Score5/9
Growth
Growth Streak23 years
3Y CAGR2.5%
5Y CAGR3.6%
Yield on Cost (5Y)4.2%
YOC Trendrising
Total Returns
Buyback Yield0.2%
Total Shareholder Yield2.9%
1Y Total Return28.8%
5Y Total Return36.7%
Div Contribution (5Y)17.4%
Estimated $10K growth (return + dividends):
5Y ago$14,27910Y ago$23,38720Y ago$18,963
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
EFSI Income Growth Story
Dividend per share and yield on cost over time (24 years of payments)
EFSI Dividend Safety Story
EPS is the container — dividend is what's drawn out
Get EFSI's next ex-dividend date and payout in your inbox
Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
Eagle Financial Services, Inc. distributes 74.4% of earnings as dividends (Watch). When measured against free cash flow—a stricter test—the payout ratio stands at 24.4%, rated "Well Covered".
Piotroski F-Score: 5/9 — moderate financial health.
Growth Track Record
EFSI has raised its dividend for 23 consecutive years, with a 3-year CAGR of 2.5% and 5-year CAGR of 3.6%.
Total Shareholder Returns
Beyond cash dividends, EFSI returns capital through share repurchases. The combined picture: 2.8% dividend yield, 0.2% buyback yield, 2.9% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 4.2% and is currently rising. The 5-year total return is 36.7%, with dividends contributing 17.4% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $23,387 today.
EFSI Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$5.98
Avg/Payment$0.2990
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| May 4, 2026Latest | $0.3100 | — | 3.47% | May 15, 2026 |
| Feb 2, 2026 | $0.3100 | — | 3.24% | Feb 13, 2026 |
| Nov 3, 2025 | $0.3100 | — | 3.47% | Nov 14, 2025 |
| Aug 4, 2025 | $0.3100 | — | 3.74% | Aug 15, 2025 |
| May 5, 2025 | $0.3100 | — | 4.14% | May 16, 2025 |
| Feb 3, 2025 | $0.3100 | — | 3.37% | Feb 14, 2025 |
| Nov 8, 2024 | $0.3100 | ↑ +3.3% | 3.64% | Nov 15, 2024 |
| Aug 5, 2024 | $0.3000 | — | 3.64% | Aug 16, 2024 |
EFSI Dividend vs Peers
Comparable companies in the same industry
#4 yield in peer group
Div Yield
2.8%
#4 of 9
Safety
Watch
74.4% payout
Streak
23Y
3.6% 5Y CAGR
Total Shareholder
2.9%
#6 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| EFSIEagle Financial Serv… | $221M | 2.8% | 74.4% | 23 | Watch |
 CZWICitizens Community B… | $228M | 1.6% | 25.0% | 6 | Sustainable |
 FUNCFirst United Corpora… | $287M | 2.1% | 24.3% | 7 | Sustainable |
 MNSBMainStreet Bancshare… | $175M | 1.6% | 19.5% | 0 | Sustainable |
 BSVNBank7 Corp. | $472M | 2.0% | 21.7% | 7 | Sustainable |
3rd  NBTBNBT Bancorp Inc. | $2.6B | 2.8% | 42.9% | 13 | Sustainable |
 FXNCFirst National Corpo… | $272M | 2.0% | 31.2% | 11 | Sustainable |
1st  NKSHNational Bankshares,… | $233M | 4.1% | 60.7% | 0 | Watch |
2nd  FISFidelity National In… | $21.6B | 3.9% | 2.2% | 1 | Sustainable |
EFSI Annual Dividend History (2002–2026)
25 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.62 | — | 2 | — | — | — | 2.1% |
| 2025 | $1.24 | 2.5% | 4 | $1.59 | 78.0% | 1.28x | 4.2% |
| 2024 | $1.21 | 0.8% | 4 | $4.32 | 28.0% | 3.57x | 4.1% |
| 2023 | $1.20 | 4.3% | 4 | $2.66 | 45.1% | 2.22x | 4.0% |
| 2022 | $1.15 | 4.5% | 4 | $4.17 | 27.6% | 3.63x | 3.9% |
| 2021 | $1.10 | 5.8% | 4 | $3.20 | 34.4% | 2.91x | 3.7% |
| 2020 | $1.04 | 4.0% | 4 | $3.27 | 31.8% | 3.14x | 3.5% |
| 2019 | $1.00 | 6.4% | 4 | $2.84 | 35.2% | 2.84x | 3.4% |
| 2018 | $0.94 | 6.8% | 4 | $2.60 | 36.2% | 2.77x | 3.2% |
| 2017 | $0.88 | 7.3% | 4 | $2.24 | 39.3% | 2.55x | 3.0% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Check Valuation
Historical Returns
23+ years return with dividends reinvested.
Calculate
DCA Calculator
See how regular investing compounds over time.
Run Numbers
Peer Comparison
Compare growth, multiples, and margins vs sector.
Compare
EFSI — Frequently Asked Questions
Quick answers to the most common questions about buying EFSI stock.
How much dividend does EFSI pay per share?
Eagle Financial Services, Inc. (EFSI) pays a trailing 12-month dividend of $1.14 per share, with a current dividend yield of +2.8%. Payments are made Semi-Annual.
When is EFSI's next ex-dividend date?
EFSI's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. EFSI typically pays dividends Semi-Annual.
Is EFSI's dividend safe?
EFSI's dividend safety is rated "Watch" based on an earnings payout ratio of +74.4% and FCF payout ratio of +24.4%. With 23 consecutive years of dividend growth, the track record supports sustainability.
Is EFSI a Dividend Achiever?
Yes, Eagle Financial Services, Inc. is classified as a Dividend Achiever with 23 consecutive years of dividend increases. The 5-year dividend CAGR is +3.6%, demonstrating modest dividend growth.
How often does EFSI pay dividends?
Eagle Financial Services, Inc. pays dividends Semi-Annual. The trailing 12-month total is $1.14 per share. Dividend data on this page covers 23+ years from 2003 to 2026.
How much would $10,000 invested in EFSI grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in EFSI five years ago would be worth approximately $14,279 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is EFSI's yield on cost for long-term holders?
EFSI's yield on cost — the current dividend divided by the original purchase price — is +4.2% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +2.8% market yield, thanks to consistent dividend growth.