Trailing Dividend / Share
$0.92
First United Corporation (FUNC) Dividend History
Income profile from 1992 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
2.1%
Payout Ratio
24.3%
Sustainable
Dividend Streak
8 years
FUNC Dividend Income Check
Safety
24.3% payout ratio with sustainable safety profile.
Consistency
8 straight years of dividend increases.
Income Trend
Yield on cost is 5.9% and trend is rising.
FUNC Dividend Scorecard
Yield & Income
Dividend Yield2.1%
Trailing DPS$0.92
FrequencyQuarterly
Payments / 12M5
Payout Safety
Earnings Payout24.3%
Earnings SafetySustainable
FCF Payout26.5%
FCF SafetyWell Covered
Piotroski F-Score7/9
Growth
Growth Streak8 years
3Y CAGR15.3%
5Y CAGR12.1%
Yield on Cost (5Y)5.9%
YOC Trendrising
Total Returns
Buyback Yield0.0%
Total Shareholder Yield2.1%
1Y Total Return33.9%
5Y Total Return183.4%
Div Contribution (5Y)23.3%
Estimated $10K growth (return + dividends):
5Y ago$26,07010Y ago$49,18520Y ago$25,173
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
FUNC Income Growth Story
Dividend per share and yield on cost over time (28 years of payments)
FUNC Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Dividend Analysis
Payout Safety
First United Corporation distributes 24.3% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 26.5%, rated "Well Covered".
Piotroski F-Score: 7/9 — strong financial health.
Growth Track Record
FUNC has raised its dividend for 8 consecutive years, with a 3-year CAGR of 15.3% and 5-year CAGR of 12.1%.
Total Shareholder Returns
Beyond cash dividends, FUNC returns capital through share repurchases. The combined picture: 2.1% dividend yield, 2.1% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 5.9% and is currently rising. The 5-year total return is 183.4%, with dividends contributing 23.3% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $49,185 today.
FUNC Recent Dividend Payments
Last 20 payments · Quarterly
TTM Total$4.05
Avg/Payment$0.2025
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Jul 20, 2026Latest | $0.2600 | — | 2.34% | Aug 3, 2026 |
| Apr 17, 2026 | $0.2600 | — | 2.66% | May 1, 2026 |
| Jan 16, 2026 | $0.2600 | — | 2.53% | Feb 2, 2026 |
| Oct 17, 2025 | $0.2600 | ↑ +18.2% | 2.70% | Nov 3, 2025 |
| Jul 18, 2025 | $0.2200 | — | 2.53% | Aug 1, 2025 |
| Apr 17, 2025 | $0.2200 | — | 3.07% | May 1, 2025 |
| Jan 17, 2025 | $0.2200 | — | 2.55% | Feb 3, 2025 |
| Oct 18, 2024 | $0.2200 | ↑ +10.0% | 2.60% | Nov 1, 2024 |
FUNC Dividend vs Peers
Comparable companies in the same industry
#5 yield in peer group
Div Yield
2.1%
#5 of 9
Safety
Sustainable
24.3% payout
Streak
8Y
12.1% 5Y CAGR
Total Shareholder
2.1%
#7 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| FUNCFirst United Corpora… | $283M | 2.1% | 24.3% | 8 | Sustainable |
 CZWICitizens Community B… | $225M | 1.6% | 25.0% | 6 | Sustainable |
 MNSBMainStreet Bancshare… | $171M | 1.7% | 19.5% | 0 | Sustainable |
1st  NKSHNational Bankshares,… | $231M | 4.2% | 60.7% | 0 | Watch |
 BWFGBankwell Financial G… | $458M | 1.4% | 17.8% | 0 | Sustainable |
 FXNCFirst National Corpo… | $265M | 2.1% | 31.2% | 11 | Sustainable |
 CHMGChemung Financial Co… | $358M | 1.8% | 41.9% | 1 | Sustainable |
3rd  CZFSCitizens Financial S… | $350M | 2.7% | 26.1% | 4 | Sustainable |
2nd  FISFidelity National In… | $22.0B | 3.8% | 2.2% | 1 | Sustainable |
FUNC Annual Dividend History (1991–2026)
36 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.78 | — | 3 | — | — | — | 5.0% |
| 2025 | $0.92 | 12.2% | 4 | $3.77 | 24.4% | 4.10x | 5.9% |
| 2024 | $0.82 | 5.1% | 4 | $3.15 | 26.0% | 3.84x | 5.3% |
| 2023 | $0.78 | 30.0% | 4 | $2.25 | 34.7% | 2.88x | 5.0% |
| 2022 | $0.60 | 3.4% | 4 | $3.76 | 16.0% | 6.27x | 3.8% |
| 2021 | $0.58 | 11.5% | 4 | $2.94 | 19.7% | 5.07x | 3.7% |
| 2020 | $0.52 | 30.0% | 4 | $2.04 | 25.5% | 3.92x | 3.3% |
| 2019 | $0.40 | 48.1% | 4 | $1.85 | 21.6% | 4.63x | 2.6% |
| 2018 | $0.27 | — | 3 | $1.51 | 17.9% | 5.59x | 1.7% |
| 2017 | $0.00 | — | 0 | $0.58 | — | — | — |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
34+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
Compare growth, multiples, and margins vs sector.
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FUNC — Frequently Asked Questions
Quick answers to the most common questions about buying FUNC stock.
How much dividend does FUNC pay per share?
First United Corporation (FUNC) pays a trailing 12-month dividend of $0.92 per share, with a current dividend yield of +2.1%. Payments are made Quarterly.
When is FUNC's next ex-dividend date?
FUNC's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. FUNC typically pays dividends Quarterly.
Is FUNC's dividend safe?
FUNC's dividend safety is rated "Sustainable" based on an earnings payout ratio of +24.3% and FCF payout ratio of +26.5%. The 8-year growth streak provides moderate confidence.
Is FUNC a Dividend Payer?
Yes, First United Corporation is classified as a Dividend Payer with 8 consecutive years of dividend increases. The 5-year dividend CAGR is +12.1%, demonstrating above-inflation dividend growth.
How often does FUNC pay dividends?
First United Corporation pays dividends Quarterly. The trailing 12-month total is $0.92 per share. Dividend data on this page covers 34+ years from 1992 to 2026.
How much would $10,000 invested in FUNC grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in FUNC five years ago would be worth approximately $26,070 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is FUNC's yield on cost for long-term holders?
FUNC's yield on cost — the current dividend divided by the original purchase price — is +5.9% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +2.1% market yield, thanks to consistent dividend growth.