First United Corporation (FUNC) Earnings History
Growth Compounder35 years of earnings data (1991–2025) · Consistent double-digit EPS growth over 5 years
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First United Corporation (FUNC) Earnings Overview
As of July 8, 2026, First United Corporation (FUNC) reported trailing twelve-month net income of $25M, reflecting +19.7% year-over-year growth. The company earned $3.91 per diluted share over the past four quarters, with a net profit margin of 20.6%.
Looking at the long-term picture, FUNC's 5-year EPS compound annual growth rate (CAGR) stands at +13.1%, showing solid earnings momentum. The company achieved its highest annual net income of $25M in fiscal 2022.
First United Corporation maintains industry-leading profitability with a gross margin of 70.2%, operating margin of 27.3%, and net margin of 20.6%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including CZWI ($15M net income, 16.0% margin), MNSB ($17M net income, 11.5% margin), NKSH ($18M net income, 18.6% margin), FUNC has outperformed on profitability metrics. Compare FUNC vs CZWI →
FUNC Earnings vs Peers
Earnings metrics vs comparable public companies
FUNC Historical Earnings Data (1991–2025)
35 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $25M | +19.2% | $33M | $3.77 | 20.6% | 27.3% |
| 2024 | $21M | +36.6% | $27M | $3.15 | 18.4% | 24.4% |
| 2023 | $15M | -39.9% | $19M | $2.25 | 15.8% | 20.4% |
| 2022 | $25M | +26.7% | $33M | $3.76 | 31.1% | 41.2% |
| 2021 | $20M | +42.8% | $26M | $2.94 | 25.1% | 33.5% |
| 2020 | $14M | +5.4% | $18M | $2.04 | 18.0% | 23.1% |
| 2019 | $13M | +23.1% | $16M | $1.85 | 17.6% | 22.0% |
| 2018 | $11M | +102.4% | $13M | $1.51 | 15.8% | 19.9% |
| 2017 | $5M | -27.6% | $12M | $0.58 | 8.6% | 19.9% |
| 2016 | $7M | -44.0% | $10M | $0.84 | 12.0% | 16.6% |
| 2015 | $13M | +132.1% | $19M | $1.65 | 21.8% | 32.7% |
| 2014 | $6M | -13.6% | $7M | $0.48 | 9.3% | 11.4% |
| 2013 | $6M | +38.9% | $9M | $0.75 | 10.2% | 13.7% |
| 2012 | $5M | +28.6% | $6M | $0.48 | 6.9% | 8.2% |
| 2011 | $4M | +135.6% | $3M | $0.33 | 4.8% | 3.9% |
| 2010 | -$10M | +10.0% | -$18M | $-1.90 | -12.7% | -22.7% |
| 2009 | -$11M | -227.7% | -$20M | $-2.06 | -11.2% | -19.6% |
| 2008 | $9M | -30.7% | $12M | $1.44 | 7.9% | 11.1% |
| 2007 | $13M | +1.7% | $19M | $2.06 | 11.8% | 17.1% |
| 2006 | $13M | +3.5% | $18M | $2.03 | 13.3% | 19.4% |
| 2005 | $12M | +59.3% | $19M | $1.97 | 14.5% | 22.3% |
| 2004 | $8M | -29.0% | $11M | $1.24 | 10.4% | 15.1% |
| 2003 | $11M | +11.3% | $15M | $1.76 | 15.5% | 22.0% |
| 2002 | $10M | +5.3% | $13M | $1.58 | 14.5% | 20.0% |
| 2001 | $9M | +10.3% | $13M | $1.50 | 12.6% | 17.7% |
| 2000 | $8M | +3.9% | $12M | $1.36 | 11.7% | 16.9% |
| 1999 | $8M | +8.1% | $12M | $1.29 | 12.9% | 19.5% |
| 1998 | $7M | +12.1% | $11M | $1.19 | 13.8% | 21.3% |
| 1997 | $7M | +1.5% | $10M | $1.04 | 13.4% | 20.0% |
| 1996 | $7M | +16.1% | $10M | $0.99 | 14.7% | 21.7% |
| 1995 | $6M | -9.7% | $8M | $0.85 | 13.5% | 20.2% |
| 1994 | $6M | +3.3% | $9M | $0.95 | 16.8% | 24.9% |
| 1993 | $6M | +9.1% | $9M | $0.92 | 16.7% | 25.6% |
| 1992 | $6M | +14.6% | $8M | $1.02 | 16.7% | 24.2% |
| 1991 | $5M | - | $7M | $0.88 | 13.2% | 19.0% |
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FUNC — Frequently Asked Questions
Quick answers to the most common questions about buying FUNC stock.
What is FUNC earnings per share (EPS)?
FUNC trailing twelve-month (TTM) diluted EPS is $3.91, reflecting +19.7% year-over-year growth. The 5-year EPS CAGR is +13.1%. Complete EPS history from 1991 to 2025 is available in the table on this page.
What is First United Corporation's net income?
First United Corporation (FUNC) trailing twelve-month net income is $25M as of 2025. Earnings grew +19.7% year-over-year. First United Corporation has been profitable for 15 consecutive years.
Is FUNC profitable?
Yes, FUNC is profitable with a TTM net income of $25M and a net profit margin of +20.6%. First United Corporation has generated profits for 15 consecutive years.
What is FUNC's earnings growth rate?
FUNC compound annual EPS growth rates (CAGR): 1-Year: +19.7%, 3-Year: +0.1%, 5-Year: +13.1%, 10-Year: +8.6%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1991 to 2025.
What are FUNC's profit margins?
First United Corporation net profit margin is +20.6%, operating margin is +27.3%, and gross margin is +70.2%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +12.8%.
Is FUNC growing earnings?
Yes, FUNC earnings are accelerating — EPS growth of +19.7% exceeds the 5-year CAGR of +13.1%. TTM net income reached $25M. Earnings momentum is strengthening.
What was FUNC's best earnings year?
First United Corporation's highest annual net income on record is $25M, achieved in fiscal year 2022. Earnings history on this page spans 1991 to 2025 and includes all annual and quarterly figures.
What were FUNC's earnings last quarter?
FUNC's most recent reported quarter was Q1 2026. Net income was $7M with diluted EPS of $1.03. For a full breakdown of all quarters, see the quarterly earnings table on this page.