Community Trust Bancorp, Inc. (CTBI) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 58.78M | 58.12M | 55.55M | 54.04M | 51.27M | 49.53M | 47.2M | 45.68M | 43.59M | 42.98M | 43.14M | 43.08M | 43.92M | 44.74M | 43.54M | 40.79M | 40.03M | 40.82M | 42.01M | 40.01M |
| NII Growth % | 14.66% | 17.34% | 17.7% | 18.31% | 17.61% | 15.25% | 9.41% | 6.03% | -0.74% | -3.95% | -0.91% | 5.61% | 9.7% | 9.62% | 3.62% | 1.96% | -0.52% | 5.73% | 11.5% | 4.02% |
| Net Interest Margin % | 0.87% | 0.87% | 0.84% | 0.85% | 0.82% | 0.8% | 0.79% | 0.79% | 0.75% | 0.74% | 0.77% | 0.78% | 0.79% | 0.83% | 0.8% | 0.75% | 0.74% | 0.75% | 0.78% | 0.73% |
| Interest Income | 87.75M | 89.53M | 88.56M | 85.57M | 82.05M | 81.98M | 79.81M | 76.65M | 75M | 73.33M | 69.5M | 64.83M | 60.99M | 57.46M | 51.41M | 45.35M | 43.53M | 44.36M | 45.73M | 43.88M |
| Interest Expense | 28.97M | 31.41M | 33.01M | 31.53M | 30.79M | 32.45M | 32.62M | 30.97M | 31.41M | 30.35M | 26.36M | 21.75M | 17.08M | 12.71M | 7.87M | 4.56M | 3.5M | 3.54M | 3.71M | 3.87M |
| Loan Loss Provision | 2.31M | 0 | 3.87M | 2.09M | 3.57M | 2.59M | 2.74M | 2.97M | 2.66M | 1.81M | 1.87M | 2.01M | 1.12M | 1.54M | 2.41M | 77K | 875K | 533K | -163K | -4.26M |
| Non-Interest Income | 15.41M | 16.6M | 15.95M | 16.17M | 14.9M | 16.16M | 15.56M | 15.71M | 15.13M | 13.72M | 15.5M | 14.76M | 13.68M | 13.77M | 14.68M | 14.5M | 14.96M | 14.98M | 14.39M | 15.52M |
| Non-Interest Income % | 14.94% | 15.64% | 15.26% | 15.89% | 15.37% | 16.47% | 16.32% | 17.01% | 16.79% | 15.77% | 18.23% | 18.54% | 18.32% | 19.33% | 22.21% | 24.23% | 25.58% | 25.24% | 23.93% | 26.13% |
| Total Revenue | 103.17M | 106.14M | 104.51M | 101.74M | 96.95M | 98.14M | 95.38M | 92.36M | 90.14M | 87.05M | 85M | 79.58M | 74.68M | 71.23M | 66.08M | 59.85M | 58.49M | 59.33M | 60.11M | 59.4M |
| Revenue Growth % | 6.41% | 8.15% | 9.57% | 10.16% | 7.56% | 12.73% | 12.21% | 16.05% | 20.7% | 22.22% | 28.62% | 32.96% | 27.67% | 20.05% | 9.93% | 0.77% | -2.17% | 1.6% | 2.69% | 2.68% |
| Non-Interest Expense | 36.54M | 39.36M | 36.74M | 35.66M | 34.21M | 33.77M | 32.51M | 32.42M | 32.22M | 31.63M | 30.85M | 31.02M | 31.89M | 30.26M | 31.48M | 29.98M | 29.36M | 31.15M | 30.33M | 29.5M |
| Efficiency Ratio | 35.41% | 37.08% | 35.16% | 35.05% | 35.28% | 34.41% | 34.09% | 35.11% | 35.75% | 36.33% | 36.29% | 38.98% | 42.7% | 42.48% | 47.63% | 50.09% | 50.19% | 52.5% | 50.45% | 49.66% |
| Operating Income | 35.35M | 35.36M | 30.89M | 32.45M | 28.39M | 29.33M | 27.51M | 25.99M | 23.85M | 23.26M | 25.92M | 24.8M | 24.59M | 26.72M | 24.33M | 25.24M | 24.76M | 24.11M | 26.24M | 30.29M |
| Operating Margin % | 34.26% | 33.32% | 29.56% | 31.9% | 29.28% | 29.89% | 28.85% | 28.14% | 26.46% | 26.72% | 30.49% | 31.16% | 32.93% | 37.51% | 36.81% | 42.16% | 42.34% | 40.64% | 43.65% | 50.99% |
| Operating Income Growth % | 24.52% | 20.55% | 12.27% | 24.86% | 19.03% | 26.12% | 6.16% | 4.8% | -3.02% | -12.95% | 6.54% | -1.72% | -0.69% | 10.81% | -7.28% | -16.68% | -17.48% | 25.17% | 26.84% | 28.99% |
| Pretax Income | 35.35M | 35.36M | 30.89M | 32.45M | 28.39M | 29.33M | 27.51M | 25.99M | 23.85M | 23.26M | 25.92M | 24.8M | 24.59M | 26.72M | 24.33M | 25.24M | 24.76M | 24.11M | 26.24M | 30.29M |
| Pretax Margin % | 34.26% | 33.32% | 29.56% | 31.9% | 29.28% | 29.89% | 28.85% | 28.14% | 26.46% | 26.72% | 30.49% | 31.16% | 32.93% | 37.51% | 36.81% | 42.16% | 42.34% | 40.64% | 43.65% | 50.99% |
| Income Tax | 8.16M | 8.08M | 6.98M | 7.55M | 6.42M | 6.84M | 5.37M | 6.49M | 5.17M | 4.6M | 5.29M | 5.4M | 5.28M | 4.27M | 4.95M | 4.96M | 5.04M | 4.86M | 5.09M | 6.36M |
| Effective Tax Rate % | 23.07% | 22.86% | 22.59% | 23.28% | 22.6% | 23.31% | 19.52% | 24.98% | 21.68% | 19.77% | 20.41% | 21.76% | 21.47% | 16% | 20.37% | 19.67% | 20.33% | 20.17% | 19.42% | 20.99% |
| Net Income | 27.19M | 27.28M | 23.91M | 24.9M | 21.97M | 22.49M | 22.14M | 19.5M | 18.68M | 18.66M | 20.63M | 19.4M | 19.31M | 22.44M | 19.37M | 20.27M | 19.73M | 19.25M | 21.14M | 23.93M |
| Net Margin % | 26.36% | 25.7% | 22.88% | 24.47% | 22.66% | 22.92% | 23.22% | 21.11% | 20.72% | 21.43% | 24.27% | 24.38% | 25.86% | 31.51% | 29.31% | 33.87% | 33.73% | 32.44% | 35.17% | 40.29% |
| Net Income Growth % | 23.76% | 21.26% | 7.99% | 27.69% | 17.63% | 20.55% | 7.34% | 0.49% | -3.28% | -16.86% | 6.48% | -4.28% | -2.1% | 16.6% | -8.37% | -15.29% | -16.47% | 21.62% | 21.18% | 21.77% |
| Net Income (Continuing) | 27.19M | 27.28M | 23.91M | 24.9M | 21.97M | 22.49M | 22.14M | 19.5M | 18.68M | 18.66M | 20.63M | 19.4M | 19.31M | 22.44M | 19.37M | 20.27M | 19.73M | 19.25M | 21.14M | 23.93M |
| EPS (Diluted) | 1.50 | 1.51 | 1.32 | 1.38 | 1.22 | 1.25 | 1.23 | 1.09 | 1.04 | 1.04 | 1.15 | 1.08 | 1.08 | 1.26 | 1.08 | 1.14 | 1.11 | 1.08 | 1.19 | 1.34 |
| EPS Growth % | 22.95% | 20.8% | 7.32% | 26.61% | 17.31% | 20.19% | 6.96% | 0.93% | -3.7% | -17.46% | 6.48% | -5.26% | -2.7% | 16.67% | -9.24% | -14.93% | -16.54% | 21.35% | 21.43% | 20.72% |
| EPS (Basic) | 1.51 | 1.51 | 1.33 | 1.38 | 1.22 | 1.25 | 1.23 | 1.09 | 1.04 | 1.04 | 1.15 | 1.09 | 1.08 | 1.26 | 1.09 | 1.14 | 1.11 | 1.08 | 1.19 | 1.35 |
| Diluted Shares Outstanding | 18.08M | 18.06M | 18.05M | 18.04M | 18.02M | 18.01M | 17.99M | 17.96M | 17.94M | 17.93M | 17.9M | 17.89M | 17.88M | 17.87M | 17.86M | 17.84M | 17.83M | 17.82M | 17.81M | 17.8M |