Catalyst Bancorp, Inc. (CLST) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 2.54M | 2.51M | 2.45M | 2.47M | 2.37M | 2.47M | 2.53M | 2.45M | 2.09M | 1.96M | 1.95M | 1.83M | 1.97M | 1.9M | 1.87M | 1.81M | 1.75M | 1.71M | 1.66M | 1.81M |
| NII Growth % | 7.61% | 1.42% | -3.24% | 0.82% | 13% | 26.12% | 29.98% | 33.7% | 6.46% | 3.16% | 4.17% | 1.16% | 12.28% | 11.31% | 12.38% | -0.17% | 1.8% | 5.31% | - | - |
| Net Interest Margin % | 0.88% | 0.89% | 0.86% | 0.9% | 0.87% | 0.89% | 0.9% | 0.83% | 0.74% | 0.72% | 0.76% | 0.69% | 0.71% | 0.72% | 0.66% | 0.64% | 0.61% | 0.6% | 0.53% | 0.76% |
| Interest Income | 3.57M | 3.55M | 3.51M | 3.46M | 3.37M | 3.51M | 3.67M | 3.52M | 3.15M | 2.6M | 2.47M | 2.32M | 2.27M | 2.11M | 2.03M | 1.97M | 1.91M | 1.88M | 1.86M | 2.02M |
| Interest Expense | 1.02M | 1.04M | 1.06M | 993K | 1.01M | 1.04M | 1.14M | 1.08M | 1.06M | 643K | 521K | 491K | 301K | 206K | 162K | 155K | 160K | 177K | 192K | 204K |
| Loan Loss Provision | -70K | 96K | -36K | 0 | 0 | 0 | 337K | 99K | 95K | 128K | 0 | 0 | 0 | 0 | -115K | -189K | -71K | -374K | 0 | -287K |
| Non-Interest Income | 352K | 345K | 292K | 315K | 531K | 320K | 596K | 340K | -5.24M | 609K | 238K | 256K | 236K | 240K | 220K | 397K | 148K | 639K | 1.98M | 144K |
| Non-Interest Income % | 8.97% | 8.86% | 7.67% | 8.34% | 13.6% | 8.35% | 13.97% | 8.8% | 251.1% | 18.96% | 8.79% | 9.93% | 9.43% | 10.23% | 9.77% | 16.81% | 7.19% | 25.33% | 51.58% | 6.67% |
| Total Revenue | 3.92M | 3.89M | 3.81M | 3.78M | 3.9M | 3.83M | 4.27M | 3.87M | -2.09M | 3.21M | 2.71M | 2.58M | 2.5M | 2.35M | 2.25M | 2.36M | 2.06M | 2.52M | 3.83M | 2.16M |
| Revenue Growth % | 0.44% | 1.62% | -10.83% | -2.3% | 287.02% | 19.27% | 57.63% | 49.92% | -183.42% | 36.91% | 20.2% | 9.14% | 21.56% | -7.02% | -41.25% | 9.35% | -0.15% | 13.44% | - | - |
| Non-Interest Expense | 2.28M | 2.21M | 2.18M | 2.15M | 2.18M | 2.02M | 2.24M | 2.04M | 2.71M | 2.06M | 2.01M | 2.13M | 2.13M | 1.96M | 2.06M | 2.4M | 2.15M | 2.62M | 1.84M | 1.92M |
| Efficiency Ratio | 58.21% | 56.64% | 57.27% | 56.91% | 55.72% | 52.75% | 52.4% | 52.83% | -129.84% | 64.1% | 74.36% | 82.62% | 84.98% | 83.63% | 91.34% | 101.69% | 104.52% | 103.65% | 47.9% | 88.89% |
| Operating Income | 684K | 551K | 599K | 634K | 720K | 771K | 555K | 647K | -5.96M | 382K | 173K | -43K | 75K | 178K | 148K | -6K | -182K | 105K | 1.8M | 323K |
| Operating Margin % | 17.44% | 14.15% | 15.74% | 16.79% | 18.44% | 20.13% | 13.01% | 16.74% | 285.25% | 11.89% | 6.39% | -1.67% | 3% | 7.59% | 6.57% | -0.25% | -8.84% | 4.16% | 47.09% | 14.95% |
| Operating Income Growth % | -5% | -28.53% | 7.93% | -2.01% | 112.09% | 101.83% | 220.81% | 1604.65% | -8041.33% | 114.61% | 16.89% | -616.67% | 141.21% | 69.52% | -91.8% | -101.86% | -200.55% | 108.6% | - | - |
| Pretax Income | 684K | 551K | 599K | 634K | 720K | 771K | 555K | 647K | -5.96M | 382K | 173K | -43K | 75K | 178K | 148K | -6K | -182K | 105K | 1.8M | 323K |
| Pretax Margin % | 17.44% | 14.15% | 15.74% | 16.79% | 18.44% | 20.13% | 13.01% | 16.74% | 285.25% | 11.89% | 6.39% | -1.67% | 3% | 7.59% | 6.57% | -0.25% | -8.84% | 4.16% | 47.09% | 14.95% |
| Income Tax | 126K | 95K | 110K | 113K | 134K | 145K | 108K | 120K | -1.27M | 62K | 22K | -25K | 2K | 24K | 13K | -21K | -41K | 22K | 372K | 63K |
| Effective Tax Rate % | 18.42% | 17.24% | 18.36% | 17.82% | 18.61% | 18.81% | 19.46% | 18.55% | 21.27% | 16.23% | 12.72% | 58.14% | 2.67% | 13.48% | 8.78% | 350% | 22.53% | 20.95% | 20.61% | 19.5% |
| Net Income | 558K | 456K | 489K | 521K | 586K | 626K | 447K | 527K | -4.69M | 320K | 151K | -18K | 73K | 154K | 135K | 15K | -141K | 83K | 1.43M | 260K |
| Net Margin % | 14.23% | 11.71% | 12.85% | 13.8% | 15.01% | 16.34% | 10.48% | 13.64% | 224.57% | 9.96% | 5.58% | -0.7% | 2.92% | 6.56% | 5.99% | 0.64% | -6.85% | 3.29% | 37.39% | 12.04% |
| Net Income Growth % | -4.78% | -27.16% | 9.4% | -1.14% | 112.5% | 95.63% | 196.03% | 3027.78% | -6523.29% | 107.79% | 11.85% | -220% | 151.77% | 85.54% | -90.58% | -94.23% | -193.38% | 111.62% | - | - |
| Net Income (Continuing) | 558K | 456K | 489K | 521K | 586K | 626K | 447K | 527K | -4.69M | 320K | 151K | -18K | 73K | 154K | 135K | 15K | -141K | 83K | 1.43M | 260K |
| EPS (Diluted) | 0.15 | 0.13 | 0.13 | 0.14 | 0.16 | 0.16 | 0.11 | 0.13 | -1.15 | 0.08 | 0.04 | -0.02 | 0.02 | 0.04 | 0.03 | 0.00 | -0.03 | 0.02 | 0.27 | 0.05 |
| EPS Growth % | -6.25% | -18.75% | 18.18% | 7.69% | 113.91% | 100% | 198.91% | 873.81% | -5850% | 100% | 22.67% | - | 166.67% | 100% | -88.89% | -93.69% | -205.26% | 115.38% | - | - |
| EPS (Basic) | 0.16 | 0.13 | 0.13 | 0.14 | 0.16 | 0.16 | 0.11 | 0.13 | -1.15 | 0.08 | 0.04 | -0.02 | 0.02 | 0.04 | 0.03 | 0.00 | -0.03 | 0.02 | 0.27 | 0.05 |
| Diluted Shares Outstanding | 3.72M | 3.73M | 3.73M | 3.73M | 3.73M | 3.91M | 3.9M | 3.97M | 4.09M | 4M | 4.1M | 4.1M | 3.65M | 4.28M | 4.63M | 5.29M | 4.37M | 4.15M | 5.29M | 5.29M |