Catalyst Bancorp, Inc. (CLST) P/E Ratio History
UndervaluedTrading at 29.5x vs 5Y avg 114.5x · 29th percentile · Below historical baseline · Data 2021–2026
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P/E Ratio Analysis
As of July 8, 2026, Catalyst Bancorp, Inc. (CLST) trades at a price-to-earnings ratio of 29.5x, with a stock price of $16.51 and trailing twelve-month earnings per share of $0.54.
The current P/E is 74% below its 5-year average of 114.5x. Over the past five years, CLST's P/E has ranged from a low of 20.8x to a high of 536.8x, placing the current valuation at the 29th percentile of its historical range.
Compared to the Financial Services sector median P/E of 14.3x, CLST trades at a 106% premium to its sector peers. The sector includes 800 companies with P/E ratios ranging from 0.0x to 157.0x.
Relative to the broader market, CLST trades roughly in line with the S&P 500 median P/E of 25.9x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our CLST DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
CLST Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
CLST P/E vs Peers
Community and retail regional banks peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $2B | 15.4 | 3.86 | +10% | |
| $5B | 19.6 | 4.35 | +13% | |
| $6B | 11.9 | 0.91 | +20%Best | |
| $528M | 10.5Lowest | 0.41Best | +17% | |
| $3B | 14.9 | 2.12 | +13% | |
| $1B | 13.3 | 1.31 | +18% | |
| $225M | 16.0 | 3.14 | +9% | |
| $70M | 18.2 | 5.47 | +8% | |
| $13B | 22.3 | - | -52% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
CLST Historical P/E Data (2021–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | - | $16.56 | $0.55 | 30.1x | -74% |
| FY2025 Q4 | Dec 31 2025 | $15.75 | $0.56 | 28.1x | -75% |
| FY2025 Q3 | - | $13.20 | $0.59 | 22.4x | -80% |
| FY2025 Q2 | Jun 30 2025 | $12.39 | $0.57 | 21.7x | -81% |
| FY2025 Q1 | Mar 31 2025 | $11.65 | $0.56 | 20.8x | -82% |
| FY2023 Q4 | Dec 31 2023 | $10.84 | $0.12 | 90.3x | -21% |
| FY2023 Q3 | Sep 30 2023 | $12.06 | $0.08 | 150.8x | +32% |
| FY2023 Q2 | Jun 30 2023 | $11.03 | $0.07 | 150.7x | +32% |
| FY2023 Q1 | Mar 31 2023 | $11.50 | $0.09 | 123.5x | +8% |
| FY2022 Q4 | Dec 31 2022 | $12.70 | $0.04 | 294.7x | +157% |
| FY2022 Q3 | Sep 30 2022 | $12.40 | $0.02 | 536.8x | +369% |
| FY2022 Q2 | - | $13.53 | $0.26 | 51.4x | -55% |
| FY2022 Q1 | - | $13.64 | $0.31 | 44.1x | -61% |
| FY2021 Q4 | Dec 31 2021 | $13.67 | $0.37 | 37.2x | -68% |
Average P/E for displayed period: 114.5x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
5+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
CLST — Frequently Asked Questions
Quick answers to the most common questions about buying CLST stock.
What is CLST's P/E ratio?
Catalyst Bancorp, Inc. (CLST) trailing twelve-month P/E ratio is 29.5x, based on TTM diluted EPS of $0.54. The 5-year average P/E is 114.5x and the historical range spans 20.8x to 536.8x.
Is CLST stock overvalued or undervalued?
CLST trades at 29.5x P/E, below its 5-year average of 114.5x. At the 29th percentile of its historical range (20.8x–536.8x), the stock is priced at a discount to its own history.
Is CLST stock expensive?
No, CLST is not expensive on a historical basis. The current P/E of 29.5x is below the 5-year average of 114.5x and sits at the 29th percentile of its valuation range.
What is CLST's historical P/E range?
Over the past 5 years, CLST's P/E ratio has ranged from 20.8x to 536.8x, with a median of 51.4x and an average of 114.5x. The current P/E of 29.5x places the stock at the 29th percentile of this range. Full historical data spans 2021–2026.
How does CLST's P/E compare to the S&P 500?
CLST trades at 29.5x P/E versus the S&P 500 median of 25.9x. The 14% premium to the market typically reflects higher expected earnings growth or quality.
How does CLST's valuation compare to Financial Services peers?
Catalyst Bancorp, Inc. P/E of 29.5x compares to the Financial Services sector median of 14.3x. The premium reflects expected growth above peers or stronger fundamentals. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is CLST's PEG ratio?
CLST PEG ratio is N/A, based on a P/E of 29.5x and EPS growth of 171.8%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is CLST's earnings yield?
CLST earnings yield is 3.39%, the inverse of its 29.5x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.