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CIMChimera Investment Corporation
$13.04$1.1B
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  4. Financial Ratios

Chimera Investment Corporation (CIM) Financial Ratios

Latest Ratios: P/E Ratio 4.7x · EV/EBITDA 18.0x · ROE 9.0%. (2007–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

CIM Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$1.1B$1.0B$1.2B$1.2B$1.3B$3.7B$2.2B$3.9B$3.3B$3.5B$3.2B
Enterprise Value$13.9B$13.8B$11.1B$11.1B$11.6B$14.4B$15.4B$25.5B$25.9B$20.3B$15.9B
P/E Ratio →4.744.5212.7327.72—18.6278.8534.0824.4121.2417.37
P/S Ratio1.331.274.465.71—3.509.647.947.395.535.21
P/B Ratio0.430.410.460.460.480.990.580.980.900.961.02
P/FCF——5.595.483.957.138.4759.5611.247.145.79
P/OCF——5.595.483.957.138.4759.5611.247.145.79

P/E links to full P/E history page with 30-year chart

CIM EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—16.8642.9654.00—13.6268.1452.2557.3032.2025.88
EV / EBITDA17.9917.93——————43.4120.0818.00
EV / EBIT18.1617.56——————23.8817.5516.59
EV / FCF——53.8851.8535.7227.7259.82392.1687.1841.5828.76

CIM Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin94.9%94.9%100.0%100.0%100.0%100.0%100.0%100.0%89.2%90.0%92.1%
Operating Margin93.2%93.2%——————87.2%168.1%146.5%
Net Profit Margin28.1%28.1%68.3%61.6%123.6%63.4%39.2%84.7%90.9%83.4%89.8%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE9.0%9.0%6.9%4.8%-16.0%17.8%2.3%10.8%11.2%15.5%18.2%
ROA1.6%1.6%1.4%1.0%-3.6%4.1%0.4%1.5%1.7%2.8%3.4%
ROIC4.1%4.1%——————1.3%4.4%4.4%
ROCE8.3%8.3%——————3.4%10.1%10.9%

CIM Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity5.085.083.963.953.982.963.585.506.114.634.12
Debt / EBITDA16.9316.93——————37.8916.7014.58
Net Debt / Equity—4.973.933.863.882.863.505.476.104.624.07
Net Debt / EBITDA16.5716.57——————37.8116.6314.38
Debt / FCF——48.2846.3631.7720.5951.35332.6075.9434.4422.97
Interest Coverage1.421.42——————1.602.172.76

CIM Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.070.072.603.982.882.322.370.970.791.461.22
Quick Ratio0.070.072.603.982.882.322.370.970.791.461.22
Cash Ratio0.050.050.020.080.060.070.050.010.000.010.02
Asset Turnover—0.050.020.02-0.030.070.010.020.020.030.04
Inventory Turnover———————————
Days Sales Outstanding———————————

CIM Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield7.9%8.2%10.4%16.7%22.4%8.1%14.8%9.7%11.2%10.8%14.2%
Payout Ratio37.3%37.3%67.6%154.8%—44.6%363.1%90.5%91.0%71.6%82.3%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield21.1%22.1%7.9%3.6%—5.4%1.3%2.9%4.1%4.7%5.8%
FCF Yield——17.9%18.2%25.3%14.0%11.8%1.7%8.9%14.0%17.3%
Buyback Yield0.0%0.0%0.0%2.8%3.8%0.0%1.0%5.0%0.4%9.0%4.4%
Total Shareholder Yield7.9%8.2%10.4%19.5%26.2%8.1%15.8%14.7%11.6%19.8%18.6%
Shares Outstanding—$84M$82M$78M$78M$82M$71M$63M$63M$63M$63M

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetVulnerable
Cash FlowDeteriorating
Top Statement Risk

Interest rate volatility exposure

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Persistent Discount Reflects Structural Uncertainty

As reported in recent financial statements, CIM trades at a P/B ratio of 0.45, suggesting that the market remains deeply skeptical of the company's book value durability despite the potential for structural alpha within its proprietary securitization engine and residential credit portfolio.

The significant discount to book value indicates that investors are pricing in a high probability of future credit losses or further book value erosion. This valuation level warrants investigation into whether the market is correctly discounting the non-agency credit risk or if the stock is fundamentally mispriced relative to its peers.

Margin Compression Signals Operational Headwinds

Based on the provided quarterly data, the NOI margin contracted to 88.2% in 2026Q1, which, according to historical trends, suggests that rising financing costs are beginning to erode the profitability of the company's core residential mortgage loan portfolio.

The shift away from the 100% margin levels seen in previous periods implies that the cost of carry is becoming increasingly difficult to manage. Investors should monitor whether this margin compression is a temporary byproduct of portfolio rebalancing or a structural decline in the net interest spread.

Payout Ratios Indicate Dividend Vulnerability

According to the latest quarterly figures, the FFO payout ratio reached an unsustainable 139.8% in 2025Q3, which highlights a significant disconnect between current shareholder distributions and the actual cash flow generated by the company's underlying mortgage assets.

Such elevated payout levels suggest that the dividend is currently being supported by capital recycling or balance sheet liquidity rather than recurring earnings. This trend appears to be a major red flag for income-focused investors and warrants further investigation into the sustainability of the current distribution policy.

Rising Leverage Increases Liquidity Risk

As indicated by the company's reported figures, the debt-to-equity ratio climbed to 5.17x in 2026Q1, reflecting a consistent upward trend in leverage that may heighten the company's sensitivity to margin calls and interest rate volatility within its mortgage-backed portfolio.

The reliance on increased debt to fund asset expansion suggests a vulnerable balance sheet position that could be tested during periods of market dislocation. Analysts should closely monitor the interest coverage ratio, which at 0.68x, indicates that the company is struggling to cover its interest obligations from operating income.

P/E Multiples Obscure REIT Reality

The market's reliance on the P/E ratio of 4.97 is fundamentally misapplied to CIM, as it fails to account for the non-cash fair value adjustments that distort net income and obscure the true cash-generating capacity of the mortgage portfolio.

Using P/E for an mREIT ignores the critical impact of depreciation and mark-to-market accounting on earnings. Investors should instead focus on Earnings Available for Distribution (EAD) or AFFO to gain a clearer understanding of the company's actual ability to sustain its dividend and maintain its capital base.

Download Financial Ratios Data

Includes 30+ ratios · 19 years · Updated daily

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CIM — Frequently Asked Questions

Quick answers to the most common questions about buying CIM stock.

What is Chimera Investment Corporation's P/E ratio?

Chimera Investment Corporation's current P/E ratio is 4.7x. The historical average is 23.2x. This places it at the 6th percentile of its historical range.

What is Chimera Investment Corporation's EV/EBITDA?

Chimera Investment Corporation's current EV/EBITDA is 18.0x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 39.7x.

What is Chimera Investment Corporation's ROE?

Chimera Investment Corporation's return on equity (ROE) is 9.0%. The historical average is 6.4%.

Is CIM stock overvalued?

Based on historical data, Chimera Investment Corporation is trading at a P/E of 4.7x. This is at the 6th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Chimera Investment Corporation's dividend yield?

Chimera Investment Corporation's current dividend yield is 7.86% with a payout ratio of 37.3%.

What are Chimera Investment Corporation's profit margins?

Chimera Investment Corporation has 94.9% gross margin and 93.2% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does Chimera Investment Corporation have?

Chimera Investment Corporation's Debt/EBITDA ratio is 16.9x, indicating high leverage. A ratio above 4x may signal elevated financial risk.