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CIMChimera Investment Corporation
$13.04$1.1B
Overview & Verdict
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CIM logoChimera Investment Corporation(CIM)Earnings, Financials & Key Ratios

CIM•NYSE•REIT / Real Estate
$13.04
4.7× P/E·Price updated Jul 7, 2026
SectorReal EstateIndustryMortgage REITsSub-IndustryResidential credit and whole-loan REITs
AboutChimera Investment Corporation operates as a real estate investment trust (REIT) in the United States. The company, through its subsidiaries, invests in a portfolio of mortgage assets, including residential mortgage loans, agency and non-agency residential mortgage-backed securities, agency mortgage-backed securities secured by pools of residential, commercial mortgage loans, and other real estate related securities. It has elected to be taxed as a REIT. In addition, the company invests in investment, non-investment grade, and non-rated classes. The company was incorporated in 2007 and is based in New York, New York.Show more
  • Revenue$821M+218.2%
  • FFO$238M+34.8%
  • FFO/Share2.83+31.9%
  • FFO Payout36.2%-46.4%
  • FFO per Share2.83+31.9%
  • NOI Margin94.87%-5.1%
  • FFO Margin28.96%-57.7%
  • ROE9.04%+30.6%
  • ROA1.59%+17.9%

CIM Price & Volume

Chimera Investment Corporation (CIM) stock price & volume — 10-year historical chart

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Earnings Volatility Masks Structural Mortgage Portfolio Risks

Investment Thesis • Updated 2026Q1

VerdictNegative
Growth:Mixed
Profitability:Strained
Financial:Vulnerable
Cash Flow:Deteriorating
Primary Risk:Interest rate volatility exposure

Key Thesis Takeaways

  • Chimera Investment Corporation faces significant headwinds as its reliance on fair value accounting obscures the true earnings power of its $16.0 billion asset base.
  • While the company attempts to navigate interest rate volatility, the persistent decoupling of FFO from operating cash flow and a high debt-to-equity ratio of 5.17x suggest a precarious path for long-term shareholder value.
  • Investors should remain cautious as the current dividend payout dynamics and margin compression to 88.2% in 2026Q1 indicate potential instability in future distributions.

Verdict Logic

the company's fundamental instability is highlighted by a negative FFO of $34.3 million in 2026Q1 and a dividend yield of 7.5% that appears disconnected from underlying cash generation.

CIM Growth Metrics

Chimera Investment Corporation (CIM) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years9.72%
5 Years29.38%
3 Years-
TTM129.55%

Profit CAGR

10 Years-0.82%
5 Years21%
3 Years-
TTM-90.98%

EPS CAGR

10 Years-3.05%
5 Years47.79%
3 Years-
TTM-130.17%

Return on Capital

10 Years8.16%
5 Years8.26%
3 Years8.26%
Last Year8.26%

CIM Recent Earnings

Chimera Investment Corporation (CIM) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 5/12 qtrs (42%)●Beat Revenue 7/12 qtrs (58%)
Q2 2026Latest
May 7, 2026
Metric
Actual
Est
EPS
$0.54+4.2%
$0.52
Rev
$75M-26.7%
$102M
Q1 2026
Feb 11, 2026
Metric
Actual
Est
EPS
$0.53+5.0%
$0.51
Rev
$66M-31.9%
$97M
Q4 2025
Nov 6, 2025
Metric
Actual
Est
EPS
$0.37-26.7%
$0.51
Rev
$34M-58.1%
$81M
Q3 2025
Aug 6, 2025
Metric
Actual
Est
EPS
$0.39-11.8%
$0.44
Rev
$198M+133.8%
$85M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestMay 7, 2026
$0.54vs $0.52+4.2%
$75Mvs $102M-26.7%
Q1 2026Feb 11, 2026
$0.53vs $0.51+5.0%
$66Mvs $97M-31.9%
Q4 2025Nov 6, 2025
$0.37vs $0.51-26.7%
$34Mvs $81M-58.1%
Q3 2025Aug 6, 2025
$0.39vs $0.44-11.8%
$198Mvs $85M+133.8%
Based on last 12 quarters of dataView full earnings history →

Latest CIM News

Recent stock market news and headlines for Chimera Investment Corporation (CIM)

Business Wire·Jun 18, 2026
CIM Group's Permanent Power Company Closes Approximately $600M Construction Financing Facility for Grape Solar and Energy Storage Project

LOS ANGELES--(BUSINESS WIRE)--CIM Group's Permanent Power Company closed an approx $600 M construction financing facility for solar and energy storage project in CA (“Grape”).

GlobeNewsWire·Jun 17, 2026
Karta Raises $140M led by Galaxy Ventures and Community Investment Management LLC (“CIM”) to Bring U.S. Credit Cards to Global Travelers

Karta grew 10x in 2025, with revenue and total payment volume (“TPV”) up another 4x quarter-over-quarter in Q1 2026 alone and a target of $1.2B in annualized TPV by year-end Karta grew 10x in 2025, with revenue and total payment volume (“TPV”) up another 4x quarter-over-quarter in Q1 2026 alone and a target of $1.2B in annualized TPV by year-end

Peers Comparison

Key metrics vs top competitors for Chimera Investment Corporation (CIM)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
CIM logoCIMChimera Investment CorporationCurrent
$13.04$1.09B4.74218.22%28.08%9.04%7.86%
AGNC logoAGNCAGNC Investment Corp.
$11.12$12.76B7.56-60.79%43.6%12.7%—
NLY logoNLYAnnaly Capital Management, Inc.
$22.69$16.63B7.775.35%31.96%14.34%—
MFA logoMFAMFA Financial, Inc.
$9.36$955.6M5.57213.02%20.7%7.43%—
MITT logoMITTTPG Mortgage Investment Trust Inc
$7.71$244.68M8.5714.4%6.82%6.11%—
IVR logoIVRInvesco Mortgage Capital Inc.
$7.84$561.68M5.943.17%22%7.84%—

Compare CIM vs Peers

Chimera Investment Corporation (CIM) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs AGNC

Most directly comparable listed peer for CIM.

Scale Benchmark

vs RKT

Larger-name benchmark to compare CIM against a more recognizable public peer.

Peer Set

Compare Top 5

vs AGNC, NLY, MFA, MITT

CIM SEC Filings & Documents

Chimera Investment Corporation (CIM) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

May 7, 2026·SEC

Material company update

May 7, 2026·SEC

Material company update

Feb 20, 2026·SEC

10-K Annual Reports

2
FY 2026

Feb 18, 2026·SEC

FY 2025

Feb 19, 2025·SEC

10-Q Quarterly Reports

5
FY 2026

May 7, 2026·SEC

FY 2025

Nov 6, 2025·SEC

FY 2025

Aug 6, 2025·SEC

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CIM Frequently Asked Questions

Chimera Investment Corporation (CIM) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
What is Chimera Investment Corporation's revenue?

Chimera Investment Corporation (CIM) reported $709.5M in revenue for fiscal year 2025. This represents a 20217% increase from $3.5M in 2007.

How fast is Chimera Investment Corporation growing?

Chimera Investment Corporation (CIM) grew revenue by 218.2% over the past year. This is strong growth.

Is CIM profitable?

Yes, Chimera Investment Corporation (CIM) is profitable, generating $19.3M in net income for fiscal year 2025 (28.1% net margin).

Dividend & Returns
Does CIM pay dividends?

Yes, Chimera Investment Corporation (CIM) pays a dividend with a yield of 7.86%. This makes it attractive for income-focused investors.

What is CIM's return on equity?

Chimera Investment Corporation (CIM) has a return on equity (ROE) of 9.0%. This is below average, suggesting room for improvement.

Industry Metrics
What is Chimera Investment Corporation's FFO?

Chimera Investment Corporation (CIM) generated Funds From Operations (FFO) of $35.7M in the trailing twelve months. FFO is the primary profitability metric for REITs.

Is CIM a good dividend stock?

Chimera Investment Corporation (CIM) offers a 7.86% dividend yield, which is attractive for income investors. REITs are required to distribute at least 90% of taxable income to shareholders.

What if you invested $1,000 in CIM back in 2007?

Total return calculator · dividends reinvested · 19+ years of data

See returns →