Cathay General Bancorp (CATY) Earnings History
Steady Earner36 years of earnings data (1990–2025) · Positive but moderate multi-year EPS trajectory
Loading earnings history...
Cathay General Bancorp (CATY) Earnings Overview
As of July 7, 2026, Cathay General Bancorp (CATY) reported trailing twelve-month net income of $333M, reflecting +14.9% year-over-year growth. The company earned $4.93 per diluted share over the past four quarters, with a net profit margin of 22.8%.
Looking at the long-term picture, CATY's 5-year EPS compound annual growth rate (CAGR) stands at +9.6%, showing solid earnings momentum. The company achieved its highest annual net income of $361M in fiscal 2022.
Cathay General Bancorp maintains industry-leading profitability with a gross margin of 55.1%, operating margin of 29.4%, and net margin of 22.8%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including HAFC ($81M net income, 17.1% margin), HOPE ($67M net income, 6.0% margin), PFBC ($135M net income, 26.8% margin), CATY has outperformed on profitability metrics. Compare CATY vs HAFC →
CATY Earnings vs Peers
Earnings metrics vs comparable public companies
CATY Historical Earnings Data (1990–2025)
36 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $315M | +10.2% | $407M | $4.54 | 22.8% | 29.4% |
| 2024 | $286M | -19.2% | $318M | $3.95 | 20.6% | 22.8% |
| 2023 | $354M | -1.8% | $404M | $4.86 | 27.0% | 30.8% |
| 2022 | $361M | +20.9% | $473M | $4.83 | 39.7% | 52.0% |
| 2021 | $298M | +30.3% | $382M | $3.80 | 41.4% | 53.0% |
| 2020 | $229M | -18.0% | $254M | $2.87 | 30.8% | 34.2% |
| 2019 | $279M | +2.7% | $349M | $3.48 | 34.3% | 42.9% |
| 2018 | $272M | +54.4% | $338M | $3.34 | 37.8% | 46.9% |
| 2017 | $176M | +0.5% | $298M | $2.17 | 29.0% | 49.2% |
| 2016 | $175M | +8.7% | $242M | $2.19 | 32.9% | 45.5% |
| 2015 | $161M | +16.9% | $221M | $1.98 | 33.1% | 45.5% |
| 2014 | $138M | +11.9% | $220M | $1.72 | 30.0% | 47.9% |
| 2013 | $123M | +4.9% | $194M | $1.43 | 26.4% | 41.6% |
| 2012 | $117M | +17.3% | $184M | $1.28 | 24.7% | 38.7% |
| 2011 | $100M | +766.0% | $152M | $1.06 | 19.9% | 30.1% |
| 2010 | $12M | +117.2% | -$2M | $-0.06 | 2.2% | -0.5% |
| 2009 | -$67M | -233.4% | -$129M | $-1.59 | -11.1% | -21.2% |
| 2008 | $51M | -59.7% | $71M | $1.00 | 8.3% | 11.6% |
| 2007 | $125M | +6.7% | $197M | $2.46 | 19.5% | 30.6% |
| 2006 | $118M | +12.9% | $185M | $2.27 | 22.9% | 36.0% |
| 2005 | $104M | +19.9% | $166M | $2.05 | 27.9% | 44.6% |
| 2004 | $87M | +56.2% | $140M | $1.72 | 29.8% | 48.2% |
| 2003 | $56M | +14.1% | $88M | $1.43 | 29.2% | 46.2% |
| 2002 | $49M | +14.3% | $71M | $1.35 | 30.4% | 44.3% |
| 2001 | $43M | +10.5% | $61M | $1.18 | 24.5% | 35.3% |
| 2000 | $39M | +27.3% | $60M | $1.06 | 21.8% | 34.1% |
| 1999 | $30M | +23.2% | $50M | $0.84 | 21.4% | 35.2% |
| 1998 | $25M | +22.4% | $41M | $0.69 | 18.7% | 30.9% |
| 1997 | $20M | +51.1% | $33M | $0.56 | 16.9% | 28.0% |
| 1996 | $13M | +25.5% | $21M | $0.42 | 14.5% | 22.9% |
| 1995 | $11M | +11.6% | $16M | $0.34 | 12.9% | 19.7% |
| 1994 | $10M | +21.8% | $14M | $0.31 | 14.1% | 20.0% |
| 1993 | $8M | -22.8% | $12M | $0.26 | 12.7% | 19.8% |
| 1992 | $10M | +1.0% | $16M | $0.33 | 15.6% | 24.9% |
| 1991 | $10M | +3.1% | $16M | $0.34 | 14.7% | 23.1% |
| 1990 | $10M | - | $15M | $0.34 | 14.8% | 23.4% |
Download Data
Export CATY earnings history in CSV or JSON format
Free sign-in required to download data
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
36+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
CATY — Frequently Asked Questions
Quick answers to the most common questions about buying CATY stock.
What is CATY earnings per share (EPS)?
CATY trailing twelve-month (TTM) diluted EPS is $4.93, reflecting +14.9% year-over-year growth. The 5-year EPS CAGR is +9.6%. Complete EPS history from 1990 to 2025 is available in the table on this page.
What is Cathay General Bancorp's net income?
Cathay General Bancorp (CATY) trailing twelve-month net income is $333M as of 2025. Earnings grew +14.9% year-over-year. Cathay General Bancorp has been profitable for 16 consecutive years.
Is CATY profitable?
Yes, CATY is profitable with a TTM net income of $333M and a net profit margin of +22.8%. Cathay General Bancorp has generated profits for 16 consecutive years.
What is CATY's earnings growth rate?
CATY compound annual EPS growth rates (CAGR): 1-Year: +14.9%, 3-Year: -2.0%, 5-Year: +9.6%, 10-Year: +8.7%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1990 to 2025.
What are CATY's profit margins?
Cathay General Bancorp net profit margin is +22.8%, operating margin is +29.4%, and gross margin is +55.1%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +10.9%.
Is CATY growing earnings?
CATY is growing earnings steadily. YoY EPS growth of +14.9% is consistent with the 5-year CAGR of +9.6%. TTM net income is $333M.
What was CATY's best earnings year?
Cathay General Bancorp's highest annual net income on record is $361M, achieved in fiscal year 2022. Earnings history on this page spans 1990 to 2025 and includes all annual and quarterly figures.
What were CATY's earnings last quarter?
CATY's most recent reported quarter was Q1 2026. Net income was $87M with diluted EPS of $1.29. For a full breakdown of all quarters, see the quarterly earnings table on this page.