Pathward Financial, Inc. (CASH) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 125.12M | 119.34M | 127.95M | 122.31M | 136.28M | 125.25M | 115.92M | 110.86M | 118.3M | 110.04M | 104.93M | 97.47M | 101.41M | 84.06M | 79.76M | 72.15M | 83.8M | 71.61M | 70.67M | 68.47M |
| NII Growth % | -8.19% | -4.72% | 10.38% | 10.33% | 15.2% | 13.83% | 10.47% | 13.74% | 16.66% | 30.91% | 31.56% | 35.08% | 21.01% | 17.38% | 12.87% | 5.37% | 13.47% | 8.51% | 9.54% | 10.2% |
| Net Interest Margin % | 1.76% | 1.58% | 1.78% | 1.69% | 1.95% | 1.64% | 1.54% | 1.47% | 1.59% | 1.39% | 1.39% | 1.31% | 1.48% | 1.26% | 1.18% | 1.07% | 1.22% | 0.94% | 1.06% | 0.97% |
| Interest Income | 130.88M | 121.22M | 129.44M | 123.59M | 142M | 128.36M | 119.75M | 113.94M | 126.76M | 115.9M | 109.64M | 99.35M | 104.69M | 85.06M | 80.22M | 73.91M | 85.18M | 72.89M | 72.06M | 69.98M |
| Interest Expense | 5.75M | 1.88M | 1.49M | 1.28M | 5.72M | 3.11M | 3.83M | 3.08M | 8.46M | 5.86M | 4.71M | 1.88M | 3.28M | 1M | 462K | 1.75M | 1.38M | 1.28M | 1.39M | 1.51M |
| Loan Loss Provision | 45.62M | 3.23M | -6.43M | 9.28M | 35.27M | 18.66M | 838K | 11.93M | 29.74M | 9.89M | 9.04M | 1.77M | 36.76M | 9.78M | -2.65M | -1.3M | 32.3M | 186K | 8.78M | 4.61M |
| Non-Interest Income | 151.18M | 53.76M | 25.91M | 34.5M | 93.91M | 7.52M | 17.95M | 41.27M | 94.9M | 17.95M | 26.48M | 39.42M | 90.65M | 32.96M | 27.68M | 43.13M | 94.05M | 29.1M | 39.23M | 53.23M |
| Non-Interest Income % | 53.6% | 30.72% | 16.68% | 21.82% | 39.81% | 5.53% | 13.03% | 26.59% | 42.81% | 13.41% | 19.45% | 28.41% | 46.41% | 27.93% | 25.66% | 36.85% | 52.47% | 28.53% | 35.25% | 43.2% |
| Total Revenue | 282.06M | 174.99M | 155.35M | 158.09M | 235.91M | 135.88M | 137.69M | 155.21M | 221.66M | 133.85M | 136.12M | 138.77M | 195.34M | 118.02M | 107.91M | 117.03M | 179.22M | 101.99M | 111.29M | 123.22M |
| Revenue Growth % | 19.56% | 28.78% | 12.82% | 1.86% | 6.43% | 1.51% | 1.16% | 11.84% | 13.48% | 13.41% | 26.15% | 18.57% | 8.99% | 15.72% | -3.04% | -5.02% | 3.25% | -4.73% | 8.5% | 21.42% |
| Non-Interest Expense | 143.46M | 127.21M | 111.93M | 100.38M | 103.56M | 77.94M | 95.8M | 89.01M | 96.37M | 84.47M | 88.63M | 86.27M | 90.75M | 72.24M | 87.26M | 85.78M | 87.44M | 24.94M | 83.3M | 72.3M |
| Efficiency Ratio | 50.86% | 72.7% | 72.05% | 63.49% | 43.9% | 57.36% | 69.58% | 57.35% | 43.47% | 63.11% | 65.11% | 62.17% | 46.46% | 61.21% | 80.86% | 73.3% | 48.79% | 24.46% | 74.85% | 58.68% |
| Operating Income | 87.23M | 42.66M | 48.37M | 47.16M | 91.36M | 36.17M | 37.23M | 51.18M | 87.09M | 33.63M | 33.74M | 48.85M | 64.54M | 35M | 22.84M | 30.8M | 58.1M | 75.58M | 17.82M | 44.79M |
| Operating Margin % | 30.93% | 24.38% | 31.13% | 29.83% | 38.73% | 26.62% | 27.03% | 32.98% | 39.29% | 25.13% | 24.79% | 35.2% | 33.04% | 29.65% | 21.16% | 26.31% | 32.42% | 74.11% | 16.01% | 36.35% |
| Operating Income Growth % | -4.52% | 17.93% | 29.93% | -7.87% | 4.9% | 7.55% | 10.33% | 4.78% | 34.94% | -3.9% | 47.76% | 58.61% | 11.08% | -53.69% | 28.14% | -31.25% | -4.81% | 130.5% | 11.38% | 165.82% |
| Pretax Income | 87.23M | 42.66M | 48.37M | 47.16M | 91.36M | 36.17M | 37.23M | 51.18M | 87.09M | 33.63M | 33.74M | 48.85M | 64.54M | 35M | 22.84M | 30.8M | 58.1M | 75.58M | 17.82M | 44.79M |
| Pretax Margin % | 30.93% | 24.38% | 31.13% | 29.83% | 38.73% | 26.62% | 27.03% | 32.98% | 39.29% | 25.13% | 24.79% | 35.2% | 33.04% | 29.65% | 21.16% | 26.31% | 32.42% | 74.11% | 16.01% | 36.35% |
| Income Tax | 14.17M | 7.19M | 9.3M | 4.79M | 16.17M | 6M | 3.05M | 6.1M | 16.93M | 5.72M | -2.67M | 3.24M | 9.18M | 6.58M | -1.27M | 6.96M | 8M | 14.28M | 1.1M | 4.93M |
| Effective Tax Rate % | 16.25% | 16.86% | 19.23% | 10.17% | 17.69% | 16.6% | 8.2% | 11.92% | 19.43% | 17% | -7.92% | 6.64% | 14.22% | 18.79% | -5.57% | 22.59% | 13.77% | 18.89% | 6.18% | 11.02% |
| Net Income | 72.84M | 35.12M | 38.8M | 42.15M | 74.96M | 29.97M | 33.6M | 44.87M | 69.92M | 27.66M | 35.91M | 45.1M | 54.77M | 27.84M | 23.42M | 22.39M | 49.25M | 61.32M | 15.9M | 38.7M |
| Net Margin % | 25.82% | 20.07% | 24.98% | 26.66% | 31.77% | 22.05% | 24.4% | 28.91% | 31.54% | 20.66% | 26.38% | 32.5% | 28.04% | 23.59% | 21.7% | 19.13% | 27.48% | 60.13% | 14.29% | 31.41% |
| Net Income Growth % | -2.82% | 17.19% | 15.5% | -6.07% | 7.21% | 8.35% | -6.43% | -0.5% | 27.66% | -0.66% | 53.31% | 101.4% | 11.21% | -54.6% | 47.27% | -42.14% | -16.62% | 118.73% | 20.86% | 112.76% |
| Net Income (Continuing) | 73.06M | 35.47M | 39.07M | 42.36M | 75.19M | 30.17M | 34.17M | 45.08M | 70.17M | 27.91M | 36.41M | 45.6M | 55.37M | 28.42M | 24.11M | 23.84M | 50.1M | 61.31M | 16.72M | 39.86M |
| EPS (Diluted) | 3.35 | 1.57 | 1.69 | 1.81 | 3.14 | 1.23 | 1.34 | 1.78 | 2.74 | 1.06 | 1.36 | 1.68 | 1.99 | 0.98 | 0.81 | 0.76 | 1.66 | 2.00 | 0.50 | 1.21 |
| EPS Growth % | 6.69% | 27.64% | 26.12% | 1.69% | 14.6% | 16.04% | -1.47% | 5.95% | 37.69% | 8.16% | 67.9% | 121.05% | 19.88% | -51% | 62% | -37.19% | -9.78% | 138.1% | 31.58% | 128.3% |
| EPS (Basic) | 3.37 | 1.57 | 1.70 | 1.82 | 3.16 | 1.23 | 1.35 | 1.78 | 2.74 | 1.06 | 1.37 | 1.69 | 1.99 | 0.98 | 0.81 | 0.76 | 1.66 | 2.00 | 0.50 | 1.21 |
| Diluted Shares Outstanding | 21.72M | 22.38M | 22.84M | 23.14M | 23.78M | 24.28M | 24.71M | 24.98M | 25.31M | 25.8M | 25.99M | 26.45M | 27.17M | 28.09M | 28.58M | 28.87M | 29.22M | 30.26M | 31.3M | 31.34M |