CASH trades 9.3% above Wall Street's consensus target of $82.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes CASH achieves its forward estimates and maintains a stable P/E multiple of 10.3x. This scenario reflects the blended consensus of 9 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of July 8, 2026, Pathward Financial, Inc. (CASH) has a Wall Street consensus price target of $82.00, based on estimates from 9 covering analysts. With the stock currently trading at $90.44, this represents a potential downside of -9.3%. The company has a market capitalization of $1.91B.
Analyst price targets range from a low of $82.00 to a high of $82.00, representing a 0% spread in expectations. The median target of $82.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 8 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, CASH trades at a trailing P/E of 11.5x and forward P/E of 10.3x. The forward PEG ratio of 0.47 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +0.7% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $108.15, with bear and bull scenarios of $68.13 and $142.49 respectively. Model confidence stands at 48/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
GDOTGreen Dot Corporation | $754M | $13.30 | $18.00 | +35.3% | Hold | 8.0x | 39 |
EVTCEVERTEC, Inc. | $1.8B | $28.60 | $29.50 | +3.1% | Buy | 7.3x | 18 |
FCFSFirstCash Holdings, Inc | $9.9B | $223.25 | $252.00 | +12.9% | Hold | 20.4x | 19 |
NAVINavient Corporation | $785M | $8.35 | $8.67 | +3.8% | Hold | 11.7x | 24 |
SLMSLM Corporation | $5.0B | $25.08 | $30.80 | +22.8% | Buy | 8.0x | 25 |
ENVAEnova International, Inc. | $5.9B | $237.00 | $226.67 | -4.4% | Buy | 14.4x | 10 |
OMFOneMain Holdings, Inc. | $7.0B | $59.62 | $67.50 | +13.2% | Buy | 8.2x | 31 |
WRLDWorld Acceptance Corporation | $924M | $199.11 | — | — | Hold | 28.2x | 10 |
PRAAPRA Group, Inc. | $688M | $18.03 | $25.00 | +38.7% | Hold | 7.2x | 13 |
VVisa Inc. | $675.7B | $352.20 | $390.18 | +10.8% | Buy | 26.8x | 61 |
Quick answers to the most common questions about buying CASH stock.
Wall Street's consensus price target for CASH is $82, -9.3% from its current price of $90.44. The below-market target from 9 analysts suggests limited near-term appreciation.
CASH has a consensus rating of "Buy" based on 9 Wall Street analysts. The rating breakdown is predominantly bullish, with 8 Buy/Strong Buy ratings. The consensus 12-month price target of $82 implies -9.3% downside from current levels.
With a forward P/E of 10.3242x, CASH trades at a relatively low valuation. The consensus target of $82 implies -9.3% move, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $82 for CASH, while the most conservative target is $82. The consensus of $82 represents the median expectation. Our quantitative valuation model projects a bull case target of $142 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
CASH is moderately covered, with 9 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 8 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month CASH stock forecast based on 9 Wall Street analysts shows a consensus price target of $82, with estimates ranging from $82 (bear case) to $82 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $108, with bear/bull scenarios of $68/$142.
Our quantitative valuation model calculates CASH's fair value at $108 (base case), with a bear case of $68 and bull case of $142. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 48/100.
CASH trades at a forward P/E ratio of 10.3x based on next-twelve-months earnings estimates compared to a trailing P/E of 11.5x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Analysts are cautious on CASH, with 0 Sell ratings and a price target of $82 (-9.3% from current price). The "Buy" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
CASH analyst price targets range from $82 to $82, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $82 consensus represents the middle ground. Our model's $68-$142 range provides an independent fundamental perspective.
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