BV Financial, Inc. (BVFL) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q2'09 | Q1'09 | Q4'08 |
|---|
| Cash from Operations | 3.69M | 3.44M | 8.44M | 2.71M | 4.43M | 3.93M | 6.06M | 1.5M | 4.57M | 3.5M | -49.29M | 57.38M | 3.61M | 1.95M | 4.72M | 1.21M | 1.84M | 558K | 459K | 415K |
| Operating CF Growth % | -16.87% | -12.56% | 39.18% | 80.75% | -2.89% | 12.53% | 112.3% | -97.38% | 26.61% | 79.69% | -1144.19% | 4645.91% | 96.03% | - | - | - | - | 284.83% | 325% | 888.1% |
| Net Income | 1.09M | 4.8M | 3.73M | 2.86M | 2.1M | 1.95M | 3.8M | 3.4M | 2.57M | 3.01M | 3.68M | 3.9M | 3.12M | 2.73M | 2.61M | 2.77M | 2.42M | -2.84M | -42K | -83K |
| Depreciation & Amortization | 45K | 74K | 251K | 245K | 243K | 243K | 348K | 155K | 257K | 262K | 262K | 265K | 264K | 255K | 268K | 261K | 259K | 119K | 7K | 25K |
| Deferred Taxes | 173K | 1.68M | -16K | -348K | -164K | -381K | 211K | -157K | 269K | -138K | 120K | 225K | 0 | 119K | 1.7M | -1.66M | 147K | 0 | 0 | 0 |
| Other Non-Cash Items | 23K | -1.9M | -625K | 4K | -24K | 378K | -34K | -354K | 498K | 239K | -749K | -949K | -324K | -347K | -310K | -142K | -1.78M | 4.34M | -888K | 0 |
| Working Capital Changes | 1.61M | -1.94M | 4M | -1.31M | 1.02M | 24K | 1.62M | -1.76M | 942K | -285K | -52.94M | 53.88M | 487K | -587K | 81K | -90K | 754K | -1.1M | 1.38M | 88K |
| Cash from Investing | 19.73M | -9.02M | 6.25M | -519K | -10M | -43.82M | 5.97M | 8.64M | -3.28M | 5.77M | -6.43M | -17.21M | -17.31M | -4.84M | -20.02M | 6.18M | -9.08M | 2.42M | 4.27M | 2.89M |
| Purchase of Investments | -6M | -2M | -6.79M | -1.92M | -5.3M | -2M | -7.17M | 0 | -5.33M | 0 | -2.92M | -57K | -4M | -11K | -6.1M | 0 | -5.89M | -2.94M | -3.17M | 68K |
| Sale/Maturity of Investments | 6.34M | 3.44M | 7.59M | 2.05M | 7.8M | 3.7M | 5.14M | 1.1M | 6.38M | 1.58M | 1.26M | 1.8M | 1.3M | 1.74M | 3.55M | 2.61M | 1.75M | 921K | 5.16M | 3.29M |
| Net Investment Activity | 341K | 1.44M | 805K | 122K | 2.5M | 1.7M | -2.03M | 1.1M | 1.05M | 1.58M | -1.65M | 1.74M | -2.7M | 1.73M | -2.54M | 2.61M | -4.15M | -2.02M | 1.98M | 3.35M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8.52M | 0 | 0 | 0 |
| Other Investing | 19.39M | -10.59M | 5.45M | -502K | -12.28M | -45.51M | 8.11M | 7.59M | -3.9M | 4.23M | -4.79M | -18.93M | -14.56M | -6.28M | -17.45M | 3.7M | -13.39M | 4.54M | 2.26M | -440K |
| Cash from Financing | -4.54M | -2.26M | -7.46M | -16.69M | 5.89M | 16.33M | -8.61M | 1.67M | 3.81M | -49.98M | 59.91M | 5.49M | 9.65M | -6.87M | -11.59M | -300K | -5.73M | -4.4M | 4.77M | -2.85M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -28K | -47K | -48K |
| Share Repurchases | -1.96M | -12M | -12.76M | -4.28M | -981K | -17.7M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 293K | 0 | 0 |
| Net Stock Activity | -1.96M | -12M | -12.76M | -4.28M | -981K | -17.7M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 293K | 0 | 0 |
| Debt Issuance (Net) | 0 | 0 | 0 | -1000K | 0 | 1000K | 0 | 0 | -1000K | -1000K | 0 | 0 | 1000K | 1000K | 0 | 0 | 0 | -1000K | -1000K | -1000K |
| Other Financing | -2.58M | 9.74M | 5.3M | 2.59M | 6.87M | 19.03M | -8.61M | 1.67M | 6.9M | -12.48M | 59.91M | 5.49M | -15.85M | -18.87M | -11.59M | -300K | -5.73M | 2.26M | 7.46M | 197K |
| Net Change in Cash | 18.87M | -7.84M | 7.22M | -14.5M | 320K | -23.57M | 3.43M | 11.8M | 5.09M | -40.72M | 4.19M | 45.66M | -4.04M | -9.77M | -26.89M | 7.09M | -12.97M | -1.42M | 9.5M | 450K |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 55.7M | 63.55M | 56.32M | 70.82M | 70.5M | 94.06M | 90.64M | 78.84M | 73.74M | 114.46M | 110.27M | 64.61M | 68.65M | 78.42M | 105.31M | 98.22M | 111.19M | 12.66M | 3.16M | 2.71M |
| Cash at End | 74.58M | 55.7M | 63.55M | 56.32M | 70.82M | 70.5M | 94.06M | 90.64M | 78.84M | 73.74M | 114.46M | 110.27M | 64.61M | 68.65M | 78.42M | 105.31M | 98.22M | 11.24M | 12.66M | 3.16M |
| Interest Paid | 2.49M | 4.4M | 2.27M | 3.72M | 2.33M | 3.61M | 2.4M | 2.85M | 2.48M | 1.76M | 3.33M | 2.62M | 1.49M | 631K | 1.25M | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 151K | 589K | 1.06M | 0 | 0 | 1.7M | 2.22M | 1.7M | 269K | 1.06M | 1.35M | 1.31M | 1.19M | 819K | 1.46M | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 3.68M | 3.57M | 8.42M | 2.57M | 4.22M | 3.92M | 5.96M | 1.45M | 4.13M | 3.46M | -49.27M | 57.3M | 3.56M | 1.65M | 4.7M | 1.08M | 1.78M | 455K | 488K | 387K |
| FCF Growth % | -12.75% | -8.81% | 41.39% | 78.01% | 2.08% | 13.28% | 112.09% | -97.48% | 16.13% | 109.26% | -1148.61% | 5185.79% | 100.23% | - | - | - | - | 170.32% | 388% | 514.29% |