BV Financial, Inc. (BVFL) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q2'09 | Q1'09 | Q4'08 |
|---|
| Cash & Short Term Investments | 100.45M | 80.84M | 86.71M | 81.25M | 106M | 96.94M | 133.23M | 123.51M | 112.59M | 108.52M | 150.07M | 144.33M | 100.71M | 101.69M | 112.95M | 141.19M | 137.4M | 3.28M | 4.32M | 3.28M |
| Cash & Due from Banks | 74.58M | 55.7M | 63.55M | 56.32M | 70.82M | 70.5M | 94.06M | 90.64M | 78.84M | 73.74M | 114.46M | 110.27M | 64.61M | 68.65M | 78.42M | 105.31M | 98.22M | 3.28M | 4.32M | 3.28M |
| Short Term Investments | 25.88M | 25.13M | 23.16M | 24.92M | 35.19M | 26.44M | 39.16M | 32.87M | 33.75M | 34.78M | 35.62M | 34.07M | 36.1M | 33.03M | 34.53M | 35.89M | 39.18M | 0 | 0 | 0 |
| Total Investments | 768.2M | 787.85M | 778.55M | 784.01M | 782.79M | 772.87M | 730.67M | 737.02M | 744.38M | 741.49M | 744.99M | 739.42M | 719.51M | 702.85M | 692.36M | 673.76M | 679.7M | 131.95M | 134.87M | 131.95M |
| Investments Growth % | -1.86% | 1.94% | 6.55% | 6.38% | 5.16% | 4.23% | -1.92% | -0.33% | 3.46% | 5.5% | 7.6% | 9.75% | 5.86% | - | - | - | - | -8.03% | -5.13% | 0.47% |
| Long-Term Investments | 742.32M | 762.72M | 755.38M | 759.09M | 747.6M | 746.43M | 691.51M | 704.15M | 710.63M | 706.71M | 709.38M | 705.36M | 683.4M | 669.81M | 657.82M | 637.88M | 640.51M | 131.95M | 134.87M | 131.95M |
| Accounts Receivables | 2.99M | 3.15M | 3.05M | 3.24M | 3.12M | 3.16M | 2.92M | 3.34M | 3.15M | 3.28M | 3.45M | 3.19M | 2.77M | 2.95M | 2.74M | 2.83M | 2.77M | 592K | 589K | 592K |
| Goodwill & Intangibles | 15.03M | 15.07M | 15.12M | 15.16M | 15.21M | 15.25M | 15.3M | 15.34M | 15.39M | 15.43M | 15.48M | 15.52M | 15.57M | 15.62M | 15.66M | 15.71M | 15.75M | 280K | 4.25M | 280K |
| Goodwill | 14.42M | 14.42M | 14.42M | 14.42M | 14.42M | 14.42M | 14.42M | 14.42M | 14.42M | 14.42M | 14.42M | 14.42M | 14.42M | 14.42M | 14.42M | 14.42M | 14.42M | 0 | 3.94M | 0 |
| Intangible Assets | 606K | 651K | 696K | 741K | 786K | 831K | 876K | 922K | 967K | 1.01M | 1.06M | 1.1M | 1.15M | 1.2M | 1.24M | 1.29M | 1.33M | 280K | 308K | 280K |
| PP&E (Net) | 12.31M | 12.49M | 12.69M | 13.18M | 13.24M | 13.22M | 13.4M | 13.5M | 14.47M | 14.25M | 14.4M | 14.41M | 15.01M | 15.18M | 15.38M | 15.67M | 16.18M | 3.08M | 3.07M | 3.08M |
| Other Assets | 30.36M | 30.38M | 27.18M | 27.1M | 27.77M | 27.92M | 27.91M | 28.5M | 27.62M | 28.09M | 29.55M | 29.13M | 30.85M | 30.61M | 35.57M | 35.7M | 36.01M | 13M | 14.55M | 13M |
| Total Current Assets | 103.44M | 83.99M | 89.76M | 84.49M | 109.13M | 100.1M | 136.15M | 126.85M | 115.74M | 111.8M | 153.53M | 147.53M | 103.48M | 104.64M | 115.7M | 144.03M | 140.17M | 3.87M | 4.91M | 3.87M |
| Total Non-Current Assets | 807.41M | 828.23M | 819.63M | 823.84M | 812.81M | 811.72M | 756.56M | 770.31M | 776.81M | 773.45M | 777.85M | 773.31M | 754.05M | 740.33M | 732.67M | 713.23M | 716.88M | 150.68M | 156.74M | 150.68M |
| Total Assets | 910.86M | 912.21M | 909.39M | 908.33M | 921.94M | 911.82M | 892.71M | 897.16M | 892.54M | 885.25M | 931.38M | 920.84M | 857.52M | 844.96M | 848.37M | 857.25M | 857.05M | 154.55M | 161.65M | 154.55M |
| Asset Growth % | -1.2% | 0.04% | 1.87% | 1.24% | 3.29% | 3% | -4.15% | -2.57% | 4.08% | 4.77% | 9.78% | 7.42% | 0.06% | - | - | - | - | -5.77% | -1.55% | -5.24% |
| Return on Assets (ROA) | 0.12% | 0.53% | 0.41% | 0.31% | 0.23% | 0.22% | 0.42% | 0.38% | 0.29% | 0.33% | 0.4% | 0.44% | 0.37% | 0.32% | 0.31% | 0.32% | 0.48% | -1.79% | -0.03% | -0.05% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 35M | 35M | 35M | 34.96M | 49.92M | 49.88M | 34.84M | 34.81M | 34.77M | 37.25M | 74.7M | 74.64M | 74.59M | 49.04M | 36.99M | 36.93M | 36.88M | 883K | 7.51M | 883K |
| Net Debt | -39.58M | -20.7M | -28.55M | -21.36M | -20.9M | -20.62M | -59.22M | -55.83M | -44.07M | -36.49M | -39.76M | -35.62M | 9.98M | -19.61M | -41.44M | -68.37M | -61.34M | -2.4M | 3.2M | -2.4M |
| Long-Term Debt | 35M | 35M | 35M | 34.96M | 49.92M | 49.88M | 34.84M | 34.81M | 34.77M | 37.25M | 74.7M | 74.64M | 74.59M | 49.04M | 36.99M | 36.93M | 36.88M | 0 | 6.5M | 0 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 883K | 1.01M | 883K |
| Other Liabilities | 18.71M | 17.32M | 20.39M | 16.48M | 16.05M | 14.95M | 13.82M | 16.58M | 16.54M | 14.82M | 15.12M | 71.65M | 15.29M | 13.55M | 10.34M | 9.59M | 16.19M | 2.4M | 1.98M | 2.4M |
| Total Current Liabilities | 673.51M | 676.09M | 663.79M | 658.89M | 657.9M | 651.49M | 634.31M | 640.3M | 639.49M | 634.12M | 646.48M | 670.06M | 666.99M | 684.62M | 703.98M | 712.61M | 709.62M | 138.5M | 136.68M | 138.5M |
| Total Non-Current Liabilities | 53.71M | 52.31M | 55.39M | 51.45M | 65.97M | 64.83M | 48.66M | 51.39M | 51.3M | 52.07M | 89.82M | 146.29M | 89.88M | 62.59M | 50.41M | 52.72M | 58.05M | 2.4M | 8.48M | 2.4M |
| Total Liabilities | 727.22M | 728.41M | 719.18M | 710.34M | 723.87M | 716.32M | 682.98M | 691.69M | 690.79M | 686.19M | 736.29M | 816.36M | 756.87M | 747.21M | 751.78M | 762.71M | 767.67M | 140.9M | 145.16M | 140.9M |
| Total Equity | 183.64M | 183.8M | 190.21M | 197.99M | 198.07M | 195.5M | 209.73M | 205.47M | 201.75M | 199.06M | 195.08M | 104.48M | 100.65M | 97.75M | 93.97M | 91.93M | 89.38M | 13.65M | 16.49M | 13.65M |
| Equity Growth % | -7.29% | -5.98% | -9.31% | -3.64% | -1.82% | -1.79% | 7.51% | 96.66% | 100.44% | 103.65% | 107.6% | 13.66% | 12.61% | - | - | - | - | -16.49% | -2.14% | -21.74% |
| Equity / Assets (Capital Ratio) | 20.16% | 20.15% | 20.92% | 21.8% | 21.48% | 21.44% | 23.49% | 22.9% | 22.6% | 22.49% | 20.95% | 11.35% | 11.74% | 11.57% | 11.08% | 10.72% | 10.43% | 8.83% | 10.2% | 8.83% |
| Return on Equity (ROE) | 0.59% | 2.57% | 1.92% | 1.44% | 1.07% | 0.96% | 1.83% | 1.67% | 1.28% | 1.53% | 2.46% | 3.8% | 3.14% | 2.85% | 2.81% | 3.05% | 4.69% | -18.82% | -0.28% | -0.55% |
| Book Value per Share | 21.88 | 21.43 | 19.29 | 20.08 | 19.82 | 18.04 | 19.45 | 19.34 | 18.81 | 18.52 | 18.35 | 14.06 | 12.60 | 12.17 | 11.78 | 12.36 | 12.06 | 5.92 | 7.10 | 5.90 |
| Tangible BV per Share | 20.09 | 19.67 | 17.76 | 18.55 | 18.30 | 16.63 | 18.03 | 17.90 | 17.38 | 17.09 | 16.90 | 11.97 | 10.65 | 10.23 | 9.81 | 10.25 | 9.93 | 5.79 | 5.27 | 5.78 |
| Common Stock | 87K | 88K | 95K | 103K | 106K | 106K | 117K | 114K | 114K | 114K | 114K | 74K | 74K | 74K | 74K | 74K | 74K | 26K | 26K | 26K |
| Additional Paid-in Capital | 67.56M | 68.83M | 80.15M | 91.85M | 94.92M | 94.68M | 110.7M | 110.69M | 110.53M | 110.47M | 110.36M | 15.6M | 15.47M | 15.41M | 9.87M | 9.77M | 9.42M | 11.12M | 11.12M | 11.12M |
| Retained Earnings | 124.08M | 122.99M | 118.19M | 114.45M | 111.59M | 109.5M | 107.54M | 103.75M | 100.35M | 97.77M | 94.76M | 91.08M | 87.18M | 84.61M | 86.38M | 83.77M | 81M | 5.24M | 8.1M | 5.24M |
| Accumulated OCI | -1.17M | -1.13M | -1.2M | -1.35M | -1.43M | -1.62M | -1.42M | -1.84M | -1.96M | -1.96M | -2.52M | -2.27M | -2.07M | -2.34M | -2.35M | -1.69M | -1.12M | 20K | 26K | 20K |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -2.07M | -2.09M | -2.07M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |