Bank of the James Financial Group, Inc. (BOTJ) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 4.74M | 1.97M | 5.27M | 3.65M | 763K | 1.89M | 4.97M | 2.88M | -1.23M | 3.52M | 3.37M | -2.23M | 4.82M | 3.95M | 4.24M | 4.12M | -2.99M | 6.85M | 897K | 2.36M |
| Operating CF Growth % | 521.1% | 4.67% | 6.04% | 26.71% | 162.03% | -46.47% | 47.35% | 229.46% | -125.5% | -10.79% | -20.37% | -154.05% | 261.14% | -42.38% | 372.24% | 74.28% | -152.78% | 12.86% | 169.48% | 941.41% |
| Net Income | 2.77M | 2.72M | 2.75M | 2.7M | 842K | 1.62M | 1.99M | 2.15M | 2.19M | 2.11M | 2.08M | 2.53M | 1.98M | 1.95M | 2.57M | 2.29M | 2.14M | 1.86M | 1.88M | 2.01M |
| Depreciation & Amortization | 486K | 476K | 238K | 478K | 464K | 546K | 422K | 486K | 484K | 468K | 403K | 465K | 631K | 1.17M | 531K | 501K | 410K | 636K | 405K | 512K |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 243K | 232K | 3.44M | -153K | -1.08M | -523K | 1.68M | -364K | -3.99M | 3.68M | 1.76M | -5.2M | 1.32M | 1.37M | 1.05M | 1.75M | -5.17M | 4.7M | -602K | -1.77M |
| Working Capital Changes | 1.24M | -1.46M | -1.17M | 624K | 542K | 245K | 874K | 613K | 86K | -2.74M | -866K | -26K | 892K | -531K | 81K | -424K | -375K | -369K | -814K | 1.58M |
| Cash from Investing | -20.01M | -19.68M | -6.27M | -8.78M | -7.67M | -11.87M | 7.61M | -7.04M | 124K | -25.87M | 10.12M | 9.27M | -16.86M | 12.32M | -3.84M | -19.44M | -77.17M | -14.72M | -10.88M | -20.75M |
| Purchase of Investments | -33.63M | -14.85M | -10.08M | -2.85M | -16.48M | -5.48M | -3.36M | -3.85M | -8.16M | -26.69M | -3.96M | -1.43M | -2.78M | -5.91M | -1K | -2.77M | -68.81M | -12.64M | -23.43M | -33.35M |
| Sale/Maturity of Investments | 1.69M | 4.23M | 8.1M | 197K | 15.45M | 3.6M | 23.72M | 11.83M | 8.06M | 3.35M | 3.93M | 2.69M | 2.15M | 10.54M | 2.83M | 2.19M | 3.84M | 2.18M | 1.46M | 3.38M |
| Net Investment Activity | -31.94M | -10.62M | -1.98M | -2.65M | -1.03M | -1.88M | 20.36M | 7.98M | -104K | -23.34M | -28K | 1.27M | -629K | 4.63M | 2.83M | -586K | -64.97M | -10.46M | -21.97M | -29.97M |
| Acquisitions | 0 | 0 | 150K | 0 | -150K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 12.31M | -8.42M | -5.19M | -6.01M | -5.86M | -9.65M | -11.13M | -14.9M | 707K | -2.44M | 11.31M | 8.13M | -16.04M | 7.96M | -6.18M | -18.47M | -12.15M | -2.77M | 11.55M | 9.54M |
| Cash from Financing | 18.79M | 16.73M | 8.55M | -11.93M | 28.56M | -25.91M | 22M | -9.29M | 14.34M | -2.35M | 12.51M | 1.88M | 14.88M | -35.53M | 5.77M | -6.64M | -6.18M | 43.73M | 33.99M | 17.63M |
| Dividends Paid | -455K | -453K | -454K | -455K | -455K | -454K | -454K | -457K | -453K | -361K | -366K | -364K | -370K | -370K | -331K | -332K | -332K | -332K | -332K | -303K |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -184K | -813K | 0 | -1.4M | 0 | 0 | 0 | 0 | -215K |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -184K | -813K | 0 | -1.4M | 0 | 0 | 0 | 0 | -215K |
| Debt Issuance (Net) | -182K | -154K | -269K | -1000K | -265K | -255K | -254K | -241K | -242K | -243K | -235K | -232K | -234K | -229K | -219K | -224K | -217K | 1000K | -51K | -104K |
| Other Financing | 19.42M | 17.33M | 9.27M | -1.16M | 29.28M | -25.21M | 22.71M | -8.59M | 15.04M | -1.74M | 13.11M | 2.65M | 16.3M | -34.93M | 7.72M | -6.08M | -5.63M | 33.23M | 34.37M | 18.25M |
| Net Change in Cash | 3.52M | -976K | 7.54M | -17.06M | 21.66M | -35.9M | 34.58M | -13.45M | 13.23M | -24.69M | 26M | 8.92M | 2.85M | -19.26M | 6.17M | -21.95M | -86.35M | 35.86M | 24.01M | -761K |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 84.47M | 85.45M | 77.91M | 94.97M | 73.31M | 109.21M | 74.63M | 88.07M | 74.84M | 99.53M | 73.53M | 64.61M | 61.76M | 81.02M | 74.85M | 96.81M | 183.15M | 147.3M | 123.29M | 124.05M |
| Cash at End | 87.99M | 84.47M | 85.45M | 77.91M | 94.97M | 73.31M | 109.21M | 74.63M | 88.07M | 74.84M | 99.53M | 73.53M | 64.61M | 61.76M | 81.02M | 74.85M | 96.81M | 183.15M | 147.3M | 123.29M |
| Interest Paid | 3.16M | 3.6M | 3.04M | 3.22M | 3.55M | 3.99M | 3.85M | 3.79M | 3.54M | 3.05M | 2.67M | 2.19M | 1.33M | 600K | 499K | 476K | 532K | 471K | 500K | 532K |
| Income Taxes Paid | 0 | 1.3M | 350K | 690K | 0 | -1.3M | 450K | 850K | 0 | 400K | 625K | 840K | 0 | 750K | 530K | 900K | 0 | 500K | 600K | 1.45M |
| Free Cash Flow | 4.36M | 1.34M | 6.02M | 3.53M | 141K | 1.54M | 3.35M | 2.77M | -1.71M | 3.43M | 2.21M | -2.35M | 4.63M | 3.68M | 3.75M | 3.74M | -3.05M | 5.37M | 430K | 2.04M |
| FCF Growth % | 2990.07% | -13.2% | 79.45% | 27.36% | 108.25% | -54.92% | 52.06% | 217.97% | -136.88% | -6.85% | -41.15% | -162.76% | 252.13% | -31.45% | 771.4% | 83.83% | -160.39% | -7.26% | 120.43% | 865.04% |