Bank of the James Financial Group, Inc. (BOTJ) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 30.25M | 31.73M | 30.93M | 26.07M | 31.21M | 38.67M | 215.16M | 228.7M | 240.25M | 242.12M | 202.08M | 209.01M | 212.5M | 215.81M | 229.75M | 235.68M | 245.4M | 190.6M | 182.64M | 170.36M |
| Cash & Due from Banks | 25.1M | 28.54M | 28.45M | 22.59M | 25.76M | 23.29M | 22.69M | 22.53M | 25.43M | 25.61M | 20.11M | 22.39M | 22.91M | 30.02M | 38.62M | 34.25M | 32.78M | 29.34M | 30.34M | 39.4M |
| Short Term Investments | 5.16M | 3.19M | 2.48M | 3.48M | 5.45M | 15.39M | 192.47M | 206.18M | 214.82M | 216.51M | 181.98M | 186.63M | 189.59M | 185.79M | 191.13M | 201.43M | 212.62M | 161.83M | 152.3M | 130.96M |
| Total Investments | 900.29M | 882.55M | 863.15M | 853.5M | 843.51M | 831.69M | 826.43M | 830.71M | 824.2M | 823.31M | 788.51M | 806.83M | 812.61M | 797.22M | 812.13M | 816.86M | 811.71M | 743.02M | 745.99M | 736.05M |
| Investments Growth % | 6.73% | 6.11% | 4.44% | 2.74% | 2.34% | 1.02% | 4.81% | 2.96% | 1.43% | 3.27% | -2.91% | -1.23% | 0.11% | 7.29% | 8.87% | 10.98% | 13.66% | 5.71% | 5.65% | 6.92% |
| Long-Term Investments | 895.14M | 879.36M | 860.67M | 850.02M | 838.06M | 816.3M | 633.96M | 624.54M | 609.37M | 606.8M | 606.54M | 620.21M | 623.02M | 611.43M | 621M | 615.43M | 599.09M | 581.75M | 593.69M | 605.09M |
| Accounts Receivables | 3.2M | 3.38M | 3M | 3.15M | 2.97M | 3.06M | 2.7M | 2.92M | 2.94M | 2.83M | 2.71M | 2.52M | 2.57M | 2.74M | 2.38M | 2.31M | 2.19M | 2.06M | 2.11M | 2.1M |
| Goodwill & Intangibles | 8.08M | 8.22M | 8.36M | 8.5M | 8.64M | 8.78M | 8.92M | 9.06M | 9.2M | 9.34M | 9.48M | 9.53M | 9.76M | 9.9M | 11.8M | 11.95M | 11.27M | 11.41M | 0 | 0 |
| Goodwill | 2.05M | 2.05M | 2.05M | 2.05M | 2.05M | 2.05M | 2.05M | 2.05M | 2.05M | 2.05M | 2.05M | 2.05M | 2.05M | 2.05M | 3.82M | 3.82M | 3M | 3M | 0 | 0 |
| Intangible Assets | 6.02M | 6.16M | 6.3M | 6.45M | 6.58M | 6.72M | 6.87M | 7M | 7.14M | 7.29M | 7.42M | 7.47M | 7.71M | 7.84M | 7.99M | 8.13M | 8.27M | 8.41M | 0 | 0 |
| PP&E (Net) | 19.17M | 19.13M | 18.83M | 19.04M | 19.26M | 18.96M | 19.38M | 18.04M | 18.28M | 18.14M | 18.37M | 17.56M | 17.8M | 17.97M | 18.25M | 18.15M | 18.01M | 18.19M | 17.24M | 17.17M |
| Other Assets | 110.51M | 97.21M | 98.33M | 89.69M | 111.59M | 93.46M | 127.95M | 94.75M | 104.86M | 90.13M | 121.71M | 92.06M | 82.45M | 70.72M | 79.38M | 76.06M | 97.51M | 183.46M | 146.96M | 113.64M |
| Total Current Assets | 28.3M | 35.11M | 33.94M | 29.22M | 34.18M | 41.74M | 217.86M | 231.62M | 243.19M | 244.96M | 204.79M | 211.54M | 215.07M | 218.55M | 232.13M | 237.99M | 247.59M | 192.67M | 184.74M | 172.46M |
| Total Non-Current Assets | 1.03B | 1B | 986.19M | 975.03M | 977.55M | 937.51M | 790.21M | 746.39M | 741.71M | 724.41M | 756.1M | 739.36M | 733.03M | 710.02M | 730.43M | 721.58M | 726M | 794.97M | 757.89M | 735.9M |
| Total Assets | 1.06B | 1.04B | 1.02B | 1B | 1.01B | 979.24M | 1.01B | 978.01M | 984.89M | 969.37M | 960.89M | 950.9M | 948.1M | 928.57M | 962.57M | 959.58M | 973.59M | 987.63M | 942.63M | 908.36M |
| Asset Growth % | 4.89% | 6.1% | 1.2% | 2.68% | 2.72% | 1.02% | 4.91% | 2.85% | 3.88% | 4.39% | -0.17% | -0.9% | -2.62% | -5.98% | 2.12% | 5.64% | 9.84% | 16% | 11.01% | 9.83% |
| Return on Assets (ROA) | 0.26% | 0.26% | 0.27% | 0.27% | 0.08% | 0.16% | 0.2% | 0.22% | 0.22% | 0.22% | 0.22% | 0.27% | 0.21% | 0.21% | 0.27% | 0.24% | 0.22% | 0.19% | 0.2% | 0.22% |
| Accounts Payable | 1.13M | 1.17M | 1.29M | 856K | 688K | 722K | 758K | 553K | 522K | 480K | 381K | 269K | 218K | 89K | 37K | 37K | 39K | 46K | 49K | 56K |
| Total Debt | 8.73M | 8.8M | 8.84M | 8.99M | 19.2M | 19.35M | 19.49M | 19.64M | 19.79M | 19.93M | 20.07M | 20.21M | 20.35M | 20.49M | 20.63M | 20.76M | 20.89M | 21.02M | 10.03M | 10.03M |
| Net Debt | -16.37M | -19.74M | -19.61M | -13.6M | -6.57M | -3.94M | -3.2M | -2.89M | -5.64M | -5.68M | -34K | -2.18M | -2.56M | -9.53M | -17.99M | -13.49M | -11.89M | -8.32M | -20.31M | -29.37M |
| Long-Term Debt | 8.73M | 8.8M | 8.84M | 8.99M | 19.2M | 19.35M | 19.49M | 19.64M | 19.79M | 19.93M | 20.07M | 20.21M | 20.35M | 20.49M | 20.63M | 20.76M | 20.89M | 21.02M | 10.03M | 10.03M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 971.18M | 11.88M | 13.23M | 12.2M | 11.81M | 11.9M | 11.37M | 11.21M | 10.65M | 10.46M | 10.1M | 10.59M | 11.08M | 9.62M | 10.49M | 9.99M | 10.19M | 10.09M | 9.82M | 10.75M |
| Total Current Liabilities | 957.68M | 938.3M | 921.09M | 911.38M | 912.37M | 883.13M | 908.37M | 885.46M | 894.02M | 878.94M | 880.58M | 867.36M | 864.65M | 848.23M | 883.11M | 875.52M | 881.92M | 887.1M | 853.88M | 819.5M |
| Total Non-Current Liabilities | 979.9M | 20.68M | 22.07M | 21.19M | 31.01M | 31.25M | 30.86M | 30.85M | 30.44M | 30.39M | 30.17M | 30.8M | 31.43M | 30.12M | 31.13M | 30.74M | 31.08M | 31.1M | 19.85M | 20.77M |
| Total Liabilities | 979.9M | 958.98M | 943.15M | 932.58M | 943.38M | 914.38M | 939.23M | 916.3M | 924.45M | 909.33M | 910.76M | 898.16M | 896.09M | 878.35M | 914.23M | 906.26M | 913.01M | 918.21M | 873.73M | 840.27M |
| Total Equity | 81.28M | 80.05M | 76.97M | 71.67M | 68.35M | 64.86M | 68.83M | 61.71M | 60.44M | 60.04M | 50.13M | 52.73M | 52.01M | 50.23M | 48.34M | 53.32M | 60.58M | 69.43M | 68.9M | 68.09M |
| Equity Growth % | 18.93% | 23.41% | 11.82% | 16.14% | 13.09% | 8.04% | 37.31% | 17.02% | 16.2% | 19.54% | 3.7% | -1.1% | -14.14% | -27.66% | -29.84% | -21.7% | -7.28% | 4.04% | 4.74% | 5.62% |
| Equity / Assets (Capital Ratio) | 7.66% | 7.7% | 7.55% | 7.14% | 6.76% | 6.62% | 6.83% | 6.31% | 6.14% | 6.19% | 5.22% | 5.55% | 5.49% | 5.41% | 5.02% | 5.56% | 6.22% | 7.03% | 7.31% | 7.5% |
| Return on Equity (ROE) | 3.44% | 3.47% | 3.7% | 3.86% | 1.26% | 2.42% | 3.05% | 3.52% | 3.63% | 3.83% | 4.04% | 4.84% | 3.88% | 3.96% | 5.06% | 4.02% | 3.29% | 2.69% | 2.75% | 3.02% |
| Book Value per Share | 17.89 | 17.62 | 16.94 | 15.77 | 15.04 | 14.28 | 15.15 | 13.58 | 13.30 | 13.22 | 11.03 | 11.60 | 11.26 | 10.85 | 10.32 | 11.25 | 12.78 | 14.64 | 14.53 | 14.34 |
| Tangible BV per Share | 16.11 | 15.81 | 15.10 | 13.90 | 13.14 | 12.35 | 13.19 | 11.59 | 11.28 | 11.16 | 8.95 | 9.51 | 9.15 | 8.71 | 7.80 | 8.73 | 10.40 | 12.24 | 14.53 | 14.34 |
| Common Stock | 9.72M | 9.72M | 9.72M | 9.72M | 9.72M | 9.72M | 9.72M | 9.72M | 9.72M | 9.72M | 9.72M | 9.72M | 9.76M | 9.9M | 9.9M | 10.14M | 10.14M | 10.14M | 10.15M | 10.15M |
| Additional Paid-in Capital | 35.25M | 35.25M | 35.25M | 35.25M | 35.25M | 35.25M | 35.25M | 35.25M | 35.25M | 35.25M | 35.25M | 35.25M | 35.4M | 36.07M | 36.07M | 37.23M | 37.23M | 37.23M | 37.24M | 37.24M |
| Retained Earnings | 52.33M | 50.01M | 47.74M | 45.44M | 43.19M | 42.8M | 41.64M | 40.1M | 38.41M | 36.68M | 34.93M | 33.22M | 31.05M | 31.03M | 29.45M | 27.21M | 25.25M | 23.44M | 21.9M | 20.36M |
| Accumulated OCI | -16.02M | -14.94M | -15.74M | -18.75M | -19.82M | -22.91M | -17.78M | -23.37M | -22.95M | -21.61M | -29.78M | -25.46M | -24.2M | -26.78M | -27.08M | -21.26M | -12.04M | -1.39M | -386K | 336K |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |