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BOHBank of Hawaii Corporation
$82.69$3.3B
Overview & Verdict
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BOH logoBank of Hawaii Corporation(BOH)Earnings, Financials & Key Ratios

BOH•NYSE•Banking & Credit
$82.69
17.9× P/E·Price updated Jul 7, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryBanks with large fee businesses
AboutBank of Hawaii Corporation operates as the bank holding company for Bank of Hawaii that provides various financial products and services in Hawaii, Guam, and other Pacific Islands. It operates in three segments: Consumer Banking, Commercial Banking, and Treasury and Other. The Consumer Banking segment offers checking, savings, and time deposit accounts; residential mortgage loans, home equity lines of credit, automobile loans and leases, personal lines of credit, installment loans, small business loans and leases, and credit cards; private and international client banking, investment, credit, and trust services to individuals and families, and high-net-worth individuals; investment management; institutional investment advisory services to corporations, government entities, and foundations; and brokerage offerings, including equities, mutual funds, life insurance, and annuity products. This segment operates 54 branch locations and 307 ATMs throughout Hawaii and the Pacific Islands, and a customer service center, as well as through online and mobile banking. The Commercial Banking segment provides corporate banking, commercial real estate loans, commercial lease financing, auto dealer financing, and deposit products. It offers commercial lending and deposit products to middle-market and large companies, and government entities; commercial real estate mortgages to investors, developers, and builders; and international banking and merchant services. The Treasury and Other segment offers corporate asset and liability management services, including interest rate risk management and foreign exchange services. Bank of Hawaii Corporation was founded in 1897 and is headquartered in Honolulu, Hawaii.Show more
  • Net Interest Income$538M+15.2%
  • Total Revenue$1.06B+3.1%
  • Net Income$206M+37.3%
  • Return on Equity11.7%+20.2%
  • Net Interest Margin2.22%+12.5%
  • Efficiency Ratio41.24%+0.3%
  • ROA0.86%+36.0%
  • Equity / Assets7.66%+8.4%
  • Book Value per Share46.28+10.2%

BOH Price & Volume

Bank of Hawaii Corporation (BOH) stock price & volume — 10-year historical chart

Loading chart...

Geographic Dominance Faces Persistent Margin Duration Constraints

Investment Thesis • Updated 2026Q1

VerdictNeutral
Growth:Accelerating
Profitability:Moderate
Financial:Adequate
Cash Flow:Mixed
Primary Risk:Securities portfolio duration mismatch

Key Thesis Takeaways

  • Bank of Hawaii maintains a stable, defensive position within the isolated Hawaiian market, evidenced by a 20.0% year-over-year growth in net interest income as of 2026Q1.
  • However, the bank's reliance on a $22.3 billion investment securities portfolio creates a significant duration mismatch that continues to suppress net interest margins at 0.6%.
  • Investors should monitor whether the bank's 44.0% efficiency ratio can offset the ongoing pressure on capital flexibility and the potential for unrealized losses to impact long-term equity valuation.

Verdict Logic

while the bank demonstrates operational discipline with a 44.0% efficiency ratio, the persistent 0.6% net interest margin and significant duration risk in the $22.3 billion securities portfolio warrant a cautious outlook.

BOH Growth Metrics

Bank of Hawaii Corporation (BOH) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years5.63%
5 Years7.75%
3 Years12.04%
TTM-

Profit CAGR

10 Years2.51%
5 Years6.01%
3 Years-3.03%
TTM39.19%

EPS CAGR

10 Years2.25%
5 Years3.66%
3 Years-5.53%
TTM39.04%

Return on Capital

10 Years12.69%
5 Years10.01%
3 Years6.32%
Last Year1.95%

BOH Recent Earnings

Bank of Hawaii Corporation (BOH) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 5/12 qtrs (42%)●Beat Revenue 3/12 qtrs (25%)
Q2 2026Latest
Apr 20, 2026
Metric
Actual
Est
EPS
$1.30-2.3%
$1.33
Rev
$192M-0.8%
$194M
Q1 2026
Jan 26, 2026
Metric
Actual
Est
EPS
$1.39+11.2%
$1.25
Rev
$190M+2.6%
$185M
Q4 2025
Oct 27, 2025
Metric
Actual
Est
EPS
$1.20+2.6%
$1.17
Rev
$204M+12.8%
$181M
Q3 2025
Jul 28, 2025
Metric
Actual
Est
EPS
$1.06+1.9%
$1.04
Rev
$171M-6.1%
$182M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestApr 20, 2026
$1.30vs $1.33-2.3%
$192Mvs $194M-0.8%
Q1 2026Jan 26, 2026
$1.39vs $1.25+11.2%
$190Mvs $185M+2.6%
Q4 2025Oct 27, 2025
$1.20vs $1.17+2.6%
$204Mvs $181M+12.8%
Q3 2025Jul 28, 2025
$1.06vs $1.04+1.9%
$171Mvs $182M-6.1%
Based on last 12 quarters of dataView full earnings history →

Latest BOH News

Recent stock market news and headlines for Bank of Hawaii Corporation (BOH)

Business Wire·1 day ago
Bank of Hawai‘i Corporation Conference Call to Discuss Second Quarter 2026 Financial Results and Board Declares Quarterly Preferred Stock Dividends

HONOLULU--(BUSINESS WIRE)--Bank of Hawai‘i Corporation (NYSE: BOH) (the “Company”) will release second quarter 2026 financial results on Monday, July 27, 2026 before the market opens and hold its quarterly conference call at 2:00 p.m. Eastern Time (8:00 a.m. Hawai‘i Time) on the same day. The live call, including a slide presentation, will be accessible on the investor relations link of the Company's website, www.boh.com. The webcast link is https://register-conf.media-server.com/register/BIbf8.

Peers Comparison

Key metrics vs top competitors for Bank of Hawaii Corporation (BOH)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
BOH logoBOHBank of Hawaii CorporationCurrent
$82.69$3.28B17.903.12%19.4%11.7%3.41%
HBCP logoHBCPHome Bancorp, Inc.
$68.55$537.61M11.684.93%22.17%10.86%—
CPF logoCPFCentral Pacific Financial Corp.
$38.21$997.33M13.316.42%22.18%13.73%—
HBB logoHBBHamilton Beach Brands Holding Company
$21.34$286.5M10.94-7.31%4.73%16.21%—
INBK logoINBKFirst Internet Bancorp
$27.17$236.83M-6.74-3.17%-10.51%-9.19%—
WAFD logoWAFDWaFd, Inc.
$37.65$2.78B14.32-1.58%18.26%8.36%—

Compare BOH vs Peers

Bank of Hawaii Corporation (BOH) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs HBCP

Most directly comparable listed peer for BOH.

Scale Benchmark

vs V

Larger-name benchmark to compare BOH against a more recognizable public peer.

Peer Set

Compare Top 5

vs HBCP, CPF, HBB, INBK

BOH SEC Filings & Documents

Bank of Hawaii Corporation (BOH) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Apr 28, 2026·SEC

Material company update

Apr 20, 2026·SEC

Material company update

Feb 24, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 24, 2026·SEC

FY 2025

Mar 4, 2025·SEC

FY 2024

Feb 29, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Apr 27, 2026·SEC

FY 2025

Oct 28, 2025·SEC

FY 2025

Jul 28, 2025·SEC

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BOH Frequently Asked Questions

Bank of Hawaii Corporation (BOH) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Bank of Hawaii Corporation growing?

Bank of Hawaii Corporation (BOH) grew revenue by 3.1% over the past year. Growth has been modest.

Is BOH profitable?

Yes, Bank of Hawaii Corporation (BOH) is profitable, generating $219.3M in net income for fiscal year 2025 (19.4% net margin).

Dividend & Returns
Does BOH pay dividends?

Yes, Bank of Hawaii Corporation (BOH) pays a dividend with a yield of 3.41%. This makes it attractive for income-focused investors.

What is BOH's return on equity?

Bank of Hawaii Corporation (BOH) has a return on equity (ROE) of 11.7%. This is reasonable for most industries.

Industry Metrics
What is Bank of Hawaii Corporation's net interest margin?

Bank of Hawaii Corporation (BOH) has a net interest margin (NIM) of 2.2%. NIM has been under pressure due to interest rate environment.

What is Bank of Hawaii Corporation's efficiency ratio?

Bank of Hawaii Corporation (BOH) has an efficiency ratio of 41.2%. This is excellent, indicating strong cost control.

What if you invested $1,000 in BOH back in 1996?

Total return calculator · dividends reinvested · 30+ years of data

See returns →