PRNewsWire·4 days ago
HOME BANCORP, INC. TO ISSUE 2026 SECOND QUARTER EARNINGS AND HOST CONFERENCE CALLLAFAYETTE, La., July 2, 2026 /PRNewswire/ -- Home Bancorp, Inc. (Nasdaq: HBCP) (the "Company"), the parent company for Home Bank, N.A.
Home Bancorp, Inc.(HBCP)Earnings, Financials & Key Ratios
HBCP•NASDAQ•Banking & Credit
$69.19
11.8× P/E·Price updated Jul 6, 2026
AboutHome Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services in Louisiana and Mississippi. It offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts. The company also provides various loan products, such as one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans. In addition, it invests in securities; and offers credit cards and online banking services. The company operates through a network of 19 banking offices in the Acadiana, four banking offices in Baton Rouge, six banking offices in the Greater New Orleans area, six banking offices in the Northshore region, and three banking offices in Natchez. Home Bancorp, Inc. was founded in 1908 and is headquartered in Lafayette, Louisiana.Show more
- Net Interest Income$133M+10.8%
- Total Revenue$209M+4.9%
- Net Income$46M+26.5%
- Return on Equity11.08%+16.2%
- Net Interest Margin3.82%+9.2%
- Efficiency Ratio42.8%-2.1%
- ROA1.33%+23.3%
- Equity / Assets12.46%+8.3%
- Book Value per Share55.46+11.5%
HBCP Price & Volume
Home Bancorp, Inc. (HBCP) stock price & volume — 10-year historical chart
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Stable Margin Performance Masks Regional Concentration Risks
Investment Thesis • Updated 2026Q1
VerdictNeutral
Growth:Expanding
Profitability:Strong
Financial:Fortress
Cash Flow:Robust
Primary Risk:CRE and energy concentration
Key Thesis Takeaways
- Home Bancorp demonstrates resilient earnings growth, evidenced by an 8.6% year-over-year increase in net interest income as of 2026Q1, supported by a highly liquid balance sheet with $223.5 million in cash.
- While the bank maintains disciplined operational efficiency with an efficiency ratio consistently between 42.1% and 44.7%, investors should monitor the significant geographic concentration in the Acadiana region.
- The heavy reliance on a $3.1 billion investment securities portfolio suggests potential duration risk that warrants further investigation in shifting interest rate environments.
Verdict Logic
while the bank exhibits strong organic capital generation and a 1.7% dividend yield, the heavy concentration of assets in a $3.1 billion securities portfolio and regional economic exposure warrants a cautious approach.
HBCP Growth Metrics
Home Bancorp, Inc. (HBCP) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years12.03%
5 Years12.05%
3 Years14.38%
TTM-
Profit CAGR
10 Years13.89%
5 Years13.21%
3 Years10.57%
TTM21.64%
EPS CAGR
10 Years12.61%
5 Years15.55%
3 Years12.16%
TTM24.74%
Return on Capital
10 Years10%
5 Years10.51%
3 Years8.5%
Last Year5.65%
HBCP Recent Earnings
Home Bancorp, Inc. (HBCP) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 10/12 qtrs (91%)●Beat Revenue 10/12 qtrs (100%)
Q2 2026Latest
Apr 20, 2026Metric
Actual
Est
EPS
$1.45+4.3%
$1.39
Rev
$38M+1.6%
$38M
Q2 2026
Mar 6, 2026Metric
Actual
Est
EPS
$1.46
—
Rev
$53M
—
Q1 2026
Jan 26, 2026Metric
Actual
Est
EPS
$1.46+5.0%
$1.39
Rev
$38M+1.7%
$37M
Q4 2025
Oct 16, 2025Metric
Actual
Est
EPS
$1.18-13.9%
$1.37
Rev
$38M+1.7%
$37M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 20, 2026 | $1.45vs $1.39+4.3% | $38Mvs $38M+1.6% |
| Q2 2026 | Mar 6, 2026 | $1.46 | $53M |
| Q1 2026 | Jan 26, 2026 | $1.46vs $1.39+5.0% | $38Mvs $37M+1.7% |
| Q4 2025 | Oct 16, 2025 | $1.18vs $1.37-13.9% | $38Mvs $37M+1.7% |
Based on last 12 quarters of dataView full earnings history →
Latest HBCP News
Recent stock market news and headlines for Home Bancorp, Inc. (HBCP)
GuruFocus·Jun 26, 2026
HOME BANCORP, INC. ANNOUNCES SEPARATION OF CHIEF EXECUTIVE OFFICER AND PRESIDENT ROLESHOME BANCORP, INC. ANNOUNCES SEPARATION OF CHIEF EXECUTIVE OFFICER AND PRESIDENT ROLES PR Newswire LAFAYETTE, La
PRNewsWire·Jun 26, 2026
HOME BANCORP, INC. ANNOUNCES SEPARATION OF CHIEF EXECUTIVE OFFICER AND PRESIDENT ROLESLAFAYETTE, La., June 26, 2026 /PRNewswire/ -- Home Bancorp, Inc. (Nasdaq: "HBCP") (the "Company"), the parent company for Home Bank, N.A.
Zacks Investment Research·Jun 23, 2026
Home Bancorp (HBCP) Upgraded to Buy: Here's What You Should KnowHome Bancorp (HBCP) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
Peers Comparison
Key metrics vs top competitors for Home Bancorp, Inc. (HBCP)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $69.19 | $542.63M | 11.79 | 4.93% | 22.01% | 11.08% | 1.66% | |
| $34.75 | $4.98B | 19.63 | 11.71% | 31.14% | 14.2% | — | |
| $35.90 | $739.76M | 10.98 | -0.3% | 22.54% | 14.15% | — | |
| $87.80 | $4.8B | 17.35 | 4.13% | 29.04% | 16.31% | — | |
| $13.53 | $1.73B | 29.41 | -3.23% | 6.82% | 2.96% | — | |
| $61.72 | $1.54B | 15.39 | -1.93% | 25.81% | 14.79% | — |
Compare HBCP vs Peers
Home Bancorp, Inc. (HBCP) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
HBCP SEC Filings & Documents
Home Bancorp, Inc. (HBCP) SEC filings — annual & quarterly reports (10-K, 10-Q)
8-K Announcements
6Material company update
Jul 6, 2026·SEC
Material company update
Jun 26, 2026·SEC
Material company update
May 22, 2026·SEC
10-K Annual Reports
310-Q Quarterly Reports
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HBCP Frequently Asked Questions
Home Bancorp, Inc. (HBCP) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is Home Bancorp, Inc. growing?
Home Bancorp, Inc. (HBCP) grew revenue by 4.9% over the past year. Growth has been modest.
Is HBCP profitable?
Yes, Home Bancorp, Inc. (HBCP) is profitable, generating $46.5M in net income for fiscal year 2025 (22.0% net margin).
Dividend & Returns
Does HBCP pay dividends?
Yes, Home Bancorp, Inc. (HBCP) pays a dividend with a yield of 1.66%. This makes it attractive for income-focused investors.
What is HBCP's return on equity?
Home Bancorp, Inc. (HBCP) has a return on equity (ROE) of 11.1%. This is reasonable for most industries.
Industry Metrics
What is Home Bancorp, Inc.'s net interest margin?
Home Bancorp, Inc. (HBCP) has a net interest margin (NIM) of 3.8%. This indicates healthy earnings from lending activities.
What is Home Bancorp, Inc.'s efficiency ratio?
Home Bancorp, Inc. (HBCP) has an efficiency ratio of 42.8%. This is excellent, indicating strong cost control.