BankUnited, Inc. (BKU) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 248.99M | 258.21M | 694.66M | 246.12M | 233.14M | 239.26M | 234.13M | 226.02M | 214.86M | 217.21M | 214.84M | 213.88M | 227.87M | 243.07M | 235.84M | 225.42M | 208.64M | 206.01M | 195.12M | 198.31M |
| NII Growth % | 6.8% | 7.92% | 196.7% | 8.89% | 8.51% | 10.15% | 8.98% | 5.68% | -5.71% | -10.64% | -8.9% | -5.12% | 9.22% | 17.98% | 20.87% | 13.67% | 6.32% | 6.54% | 4.08% | 4.19% |
| Net Interest Margin % | 0.7% | 0.74% | 1.98% | 0.69% | 0.67% | 0.68% | 0.65% | 0.64% | 0.61% | 0.61% | 0.61% | 0.6% | 0.61% | 0.66% | 0.64% | 0.62% | 0.57% | 0.58% | 0.55% | 0.56% |
| Interest Income | 422.19M | 442.4M | 897.47M | 453.78M | 443.69M | 467.99M | 492.36M | 483.3M | 481.47M | 483.2M | 470.54M | 463.42M | 440.42M | 401.49M | 326.02M | 266.97M | 235.96M | 237.87M | 234.34M | 241.8M |
| Interest Expense | 173.2M | 184.19M | 202.81M | 207.66M | 210.55M | 228.73M | 258.23M | 257.28M | 266.62M | 266M | 255.7M | 249.54M | 212.54M | 158.42M | 90.19M | 41.56M | 27.32M | 31.86M | 39.22M | 43.49M |
| Loan Loss Provision | 24.59M | 0 | 246.21M | 15.7M | 15.11M | 11M | 9.25M | 19.54M | 15.29M | 19.25M | 33.05M | 15.52M | 19.79M | 39.61M | 3.72M | 24M | 7.83M | 246K | -11.84M | -27.53M |
| Non-Interest Income | 24.7M | 29.99M | -174.99M | 27.81M | 22.27M | 25.2M | 22.89M | 24.18M | 26.88M | 17.09M | 27.72M | 25.49M | 16.54M | 26.81M | 23.07M | 13.45M | 14.3M | 45.62M | 25.48M | 32.76M |
| Non-Interest Income % | 5.53% | 6.35% | -24.22% | 5.77% | 4.78% | 5.11% | 4.44% | 4.77% | 5.29% | 3.42% | 5.56% | 5.21% | 3.62% | 6.26% | 6.61% | 4.8% | 5.71% | 16.09% | 9.81% | 11.93% |
| Total Revenue | 446.89M | 472.4M | 722.47M | 481.59M | 465.96M | 493.19M | 515.24M | 507.48M | 508.35M | 500.3M | 498.26M | 488.91M | 456.95M | 428.3M | 349.1M | 280.42M | 250.26M | 283.5M | 259.82M | 274.56M |
| Revenue Growth % | -4.09% | -4.22% | 40.22% | -5.1% | -8.34% | -1.42% | 3.41% | 3.8% | 11.25% | 16.81% | 42.73% | 74.35% | 82.59% | 51.08% | 34.36% | 2.14% | -9.23% | -1.01% | -10.67% | -10.31% |
| Non-Interest Expense | 167.36M | 198.37M | 179.95M | 164.33M | 160.23M | 160.47M | 164.58M | 157.71M | 159.24M | 190.86M | 147.09M | 145.22M | 152.78M | 148.48M | 138.1M | 127.4M | 126.32M | 187.86M | 118.04M | 118.45M |
| Efficiency Ratio | 37.45% | 41.99% | 24.91% | 34.12% | 34.39% | 32.54% | 31.94% | 31.08% | 31.32% | 38.15% | 29.52% | 29.7% | 33.43% | 34.67% | 39.56% | 45.43% | 50.48% | 66.27% | 45.43% | 43.14% |
| Operating Income | 81.74M | 89.84M | 93.51M | 93.9M | 80.07M | 92.99M | 83.19M | 72.96M | 67.21M | 24.19M | 62.43M | 78.63M | 71.84M | 81.79M | 117.08M | 87.47M | 88.79M | 63.53M | 114.4M | 140.15M |
| Operating Margin % | 18.29% | 19.02% | 12.94% | 19.5% | 17.18% | 18.85% | 16.14% | 14.38% | 13.22% | 4.83% | 12.53% | 16.08% | 15.72% | 19.1% | 33.54% | 31.19% | 35.48% | 22.41% | 44.03% | 51.05% |
| Operating Income Growth % | 2.08% | -3.39% | 12.41% | 28.7% | 19.14% | 284.48% | 33.25% | -7.21% | -6.45% | -70.43% | -46.68% | -10.1% | -19.09% | 28.74% | 2.35% | -37.59% | -32.38% | -40.61% | 33.16% | 44.63% |
| Pretax Income | 81.74M | 89.84M | 93.51M | 93.9M | 80.07M | 92.99M | 83.19M | 72.96M | 67.21M | 24.19M | 62.43M | 78.63M | 71.84M | 81.79M | 117.08M | 87.47M | 88.79M | 63.53M | 114.4M | 140.15M |
| Pretax Margin % | 18.29% | 19.02% | 12.94% | 19.5% | 17.18% | 18.85% | 16.14% | 14.38% | 13.22% | 4.83% | 12.53% | 16.08% | 15.72% | 19.1% | 33.54% | 31.19% | 35.48% | 22.41% | 44.03% | 51.05% |
| Income Tax | 19.86M | 20.58M | 26.08M | 25.14M | 21.6M | 23.69M | 21.73M | 19.23M | 19.23M | 3.37M | 15.45M | 20.63M | 18.96M | 17.59M | 29.23M | 21.7M | 21.64M | -61.72M | 27.46M | 36.18M |
| Effective Tax Rate % | 24.3% | 22.91% | 27.89% | 26.77% | 26.97% | 25.47% | 26.13% | 26.36% | 28.61% | 13.95% | 24.74% | 26.24% | 26.39% | 21.5% | 24.97% | 24.81% | 24.37% | -97.16% | 24% | 25.81% |
| Net Income | 61.88M | 69.26M | 71.86M | 68.77M | 58.48M | 69.3M | 61.45M | 53.73M | 47.98M | 20.81M | 46.98M | 58M | 52.88M | 64.21M | 87.85M | 65.76M | 67.15M | 125.25M | 86.94M | 103.97M |
| Net Margin % | 13.85% | 14.66% | 9.95% | 14.28% | 12.55% | 14.05% | 11.93% | 10.59% | 9.44% | 4.16% | 9.43% | 11.86% | 11.57% | 14.99% | 25.16% | 23.45% | 26.83% | 44.18% | 33.46% | 37.87% |
| Net Income Growth % | 5.81% | -0.06% | 16.94% | 27.98% | 21.88% | 232.99% | 30.8% | -7.35% | -9.27% | -67.59% | -46.52% | -11.81% | -21.25% | -48.74% | 1.05% | -36.75% | -32.04% | 46.09% | 30.62% | 35.9% |
| Net Income (Continuing) | 61.88M | 69.26M | 67.43M | 68.77M | 58.48M | 69.3M | 61.45M | 53.73M | 47.98M | 20.81M | 46.98M | 58M | 52.88M | 64.21M | 87.85M | 65.76M | 67.15M | 125.25M | 86.94M | 103.97M |
| EPS (Diluted) | 0.80 | 0.90 | 0.95 | 0.91 | 0.78 | 0.91 | 0.81 | 0.72 | 0.64 | 0.26 | 0.63 | 0.78 | 0.70 | 0.82 | 1.12 | 0.82 | 0.79 | 1.41 | 0.94 | 1.11 |
| EPS Growth % | 2.56% | -1.1% | 17.28% | 26.39% | 21.88% | 250% | 28.57% | -7.69% | -8.57% | -68.29% | -43.75% | -4.88% | -11.39% | -41.84% | 19.15% | -26.13% | -25.47% | 58.43% | 34.29% | 38.75% |
| EPS (Basic) | 0.81 | 0.91 | 0.96 | 0.91 | 0.78 | 0.92 | 0.82 | 0.72 | 0.64 | 0.27 | 0.63 | 0.78 | 0.71 | 0.83 | 1.13 | 0.82 | 0.79 | 1.42 | 0.94 | 1.12 |
| Diluted Shares Outstanding | 76.96M | 76.96M | 74.38M | 74.38M | 74.38M | 74.29M | 74.49M | 74.02M | 73.64M | 73.46M | 73.79M | 73.42M | 74.01M | 75.84M | 77.12M | 79.39M | 83.91M | 86.93M | 91.03M | 92.19M |