Business Wire·17h ago
BankUnited Announces New Head of Commercial BankingMIAMI LAKES, Fla.--(BUSINESS WIRE)---- $BKU--BankUnited named Chad Loar to lead commercial banking throughout Florida, New York, New Jersey, Texas and the Southeast.
BankUnited, Inc.(BKU)Earnings, Financials & Key Ratios
BKU•NYSE•Banking & Credit
$48.80
13.8× P/E·Price updated Jul 7, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutBankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury, commercial payment, and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based loans, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, letters of credit, commercial credit cards, small business administration and U.S. department of agriculture product offerings, export-import bank financing products, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans. The company also offers online, mobile, and telephone banking services. As of December 31, 2021, it operated through a network of 63 banking centers located in 13 Florida counties; and 4 banking centers in the New York metropolitan area. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida.Show more
- Net Interest Income$1.43B+56.6%
- Total Revenue$2.14B+5.8%
- Net Income$268M+15.4%
- Return on Equity9.15%+6.1%
- Net Interest Margin4.09%+57.5%
- Efficiency Ratio32.81%+3.4%
- ROA0.76%+16.6%
- Equity / Assets8.72%+9.1%
- Book Value per Share39.68+4.3%
BKU Price & Volume
BankUnited, Inc. (BKU) stock price & volume — 10-year historical chart
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Persistent Margin Compression Challenges BankUnited Growth Outlook
Investment Thesis • Updated 2026Q1
VerdictNegative
Growth:Mixed
Profitability:Strained
Financial:Vulnerable
Cash Flow:Mixed
Primary Risk:CRE concentration and funding
Key Thesis Takeaways
- BankUnited faces a challenging outlook characterized by stagnant asset growth near $35.4 billion and persistent net interest margin compression at 0.7% as of 2026Q1.
- While the firm has initiated share buybacks totaling $60.0 million, the heavy concentration in commercial real estate and a thin equity-to-assets ratio of 0.09 warrant significant caution.
- Investors should monitor whether the bank can successfully navigate credit provisioning risks while managing its $34.0 billion securities portfolio duration.
Verdict Logic
the combination of a 0.7% net interest margin and a significant $24.6 million provision expense in 2026Q1 suggests that credit and funding headwinds outweigh the potential benefits of recent share buybacks.
BKU Growth Metrics
BankUnited, Inc. (BKU) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years8.1%
5 Years12.28%
3 Years17.88%
TTM-
Profit CAGR
10 Years0.64%
5 Years6.29%
3 Years-1.98%
TTM11.85%
EPS CAGR
10 Years4.18%
5 Years11.44%
3 Years0%
TTM10.56%
Return on Capital
10 Years4.16%
5 Years3.92%
3 Years2.71%
Last Year1.75%
BKU Recent Earnings
BankUnited, Inc. (BKU) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 10/12 qtrs (83%)●Beat Revenue 5/12 qtrs (45%)
Q2 2026Latest
Apr 22, 2026Metric
Actual
Est
EPS
$0.83-13.0%
$0.95
Rev
$274M-3.7%
$284M
Q1 2026
Jan 28, 2026Metric
Actual
Est
EPS
$0.91+8.3%
$0.84
Rev
$472M
—
Q1 2026
Jan 21, 2026Metric
Actual
Est
EPS
$0.94+10.6%
$0.85
Rev
$288M+2.9%
$280M
Q4 2025
Oct 22, 2025Metric
Actual
Est
EPS
$0.95+7.5%
$0.88
Rev
$520M+85.5%
$280M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $0.83vs $0.95-13.0% | $274Mvs $284M-3.7% |
| Q1 2026 | Jan 28, 2026 | $0.91vs $0.84+8.3% | $472M |
| Q1 2026 | Jan 21, 2026 | $0.94vs $0.85+10.6% | $288Mvs $280M+2.9% |
| Q4 2025 | Oct 22, 2025 | $0.95vs $0.88+7.5% | $520Mvs $280M+85.5% |
Based on last 12 quarters of dataView full earnings history →
Latest BKU News
Recent stock market news and headlines for BankUnited, Inc. (BKU)
Zacks Investment Research·21h ago
4 Stocks Trading Near 52-Week High With More Upside PotentialStocks like APPS, BKU, MCY and GDOT are seeing price strength and have a high chance of carrying the momentum forward.
Zacks Investment Research·Jun 26, 2026
BankUnited Gains 12.7% So Far in 2026: Should You Buy the Stock Now?On improving sentiments toward the regional bank sector, the BKU stock has gained 12.7% so far this year. The company's fundamental strength has been another driving force.
Business Wire·Jun 24, 2026
BankUnited, Inc. Announces Quarterly DividendMIAMI LAKES, Fla.--(BUSINESS WIRE)---- $BKU--BankUnited, Inc. (NYSE:BKU) today announced that its Board of Directors has declared a quarterly cash dividend of $0.33 per common share. The dividend will be payable on July 31, 2026 to shareholders of record at the close of business on July 10, 2026. About BankUnited, Inc. BankUnited, Inc. (NYSE: BKU), with total assets of $35.4 billion at March 31, 2026, is the bank holding company of BankUnited, N.A., a national bank headquartered in Miami Lakes, Florida,.
Business Wire·Jun 23, 2026
BankUnited, Inc. to Announce Second Quarter 2026 ResultsMIAMI LAKES, Fla.--(BUSINESS WIRE)---- $BKU--BankUnited, Inc. (NYSE: BKU) financial results for the quarter ended June 30, 2026 will be made public on Wednesday, July 22, 2026.
Peers Comparison
Key metrics vs top competitors for BankUnited, Inc. (BKU)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $48.80 | $3.55B | 13.79 | 5.84% | 12.53% | 9.15% | 2.45% | |
| $75.98 | $4.72B | 11.48 | 1.03% | 39.31% | 13.16% | — | |
| $76.24 | $3.97B | 14.98 | -3.05% | 22.64% | 11.38% | — | |
| $140.43 | $8.53B | 15.30 | -1.07% | 18.3% | 10.31% | — | |
| $146.01 | $11.12B | 15.99 | 68.52% | 19.79% | 11.67% | — | |
| $161.45 | $10.89B | 13.97 | 6.66% | 20.11% | 11.93% | — |
Compare BKU vs Peers
BankUnited, Inc. (BKU) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
BKU SEC Filings & Documents
BankUnited, Inc. (BKU) SEC filings — annual & quarterly reports (10-K, 10-Q)
8-K Announcements
6Material company update
May 21, 2026·SEC
Material company update
May 12, 2026·SEC
Material company update
Apr 22, 2026·SEC
10-K Annual Reports
410-Q Quarterly Reports
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BKU Frequently Asked Questions
BankUnited, Inc. (BKU) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is BankUnited, Inc. growing?
BankUnited, Inc. (BKU) grew revenue by 5.8% over the past year. This is steady growth.
Is BKU profitable?
Yes, BankUnited, Inc. (BKU) is profitable, generating $271.8M in net income for fiscal year 2025 (12.5% net margin).
Dividend & Returns
Does BKU pay dividends?
Yes, BankUnited, Inc. (BKU) pays a dividend with a yield of 2.45%. This makes it attractive for income-focused investors.
What is BKU's return on equity?
BankUnited, Inc. (BKU) has a return on equity (ROE) of 9.1%. This is below average, suggesting room for improvement.
Industry Metrics
What is BankUnited, Inc.'s net interest margin?
BankUnited, Inc. (BKU) has a net interest margin (NIM) of 4.1%. This indicates healthy earnings from lending activities.
What is BankUnited, Inc.'s efficiency ratio?
BankUnited, Inc. (BKU) has an efficiency ratio of 32.8%. This is excellent, indicating strong cost control.