BayFirst Financial Corp. (BAFN) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | -3.21M | 100.53M | 47.31M | 63.29M | 74.16M | 97.46M | 90.78M | 78.75M | 123.53M | 127.25M | 135.06M | 127.27M | 65.21M | 156.81M | 129.77M | 47.91M | 105.76M | -27.47M | 34.56M | 92.17M |
| Operating CF Growth % | -104.32% | 3.15% | -47.89% | -19.63% | -39.97% | -23.41% | -32.78% | -38.12% | 89.45% | -18.85% | 4.08% | 165.63% | -38.34% | 670.79% | 275.5% | -48.02% | 4748.97% | 39.82% | 173.55% | 188012.24% |
| Net Income | -5.68M | -2.46M | -18.9M | -1.24M | -335K | 9.78M | 1.07M | 866K | 824K | 1.66M | 1.97M | 1.42M | 867K | 2.11M | 3.08M | 392K | -110K | 2.81M | -12.35M | 13.02M |
| Depreciation & Amortization | 1.76M | 2.1M | 2.23M | 2.5M | 2.28M | 2.49M | 2.17M | 2.12M | 1.95M | 1.93M | 1.76M | 1.65M | 1.41M | 1.51M | 1.18M | 1.19M | 1.09M | 1.1M | 1.21M | 1.27M |
| Deferred Taxes | 0 | -7.03M | 0 | 0 | -189K | -961K | 209K | 275K | 288K | 758K | 644K | 434K | 283K | 737K | -170K | -446K | 303K | 0 | 1.36M | 3.17M |
| Other Non-Cash Items | -2.31M | 106.06M | 64.92M | 66.94M | 73.66M | 83.67M | 79.95M | 77.62M | 123.92M | 124.09M | 129.91M | 123.15M | 69.08M | 150.1M | 124.97M | 45.1M | 107.25M | -28.39M | 45.48M | 67.89M |
| Working Capital Changes | 2.96M | 1.91M | -1.05M | -4.99M | -1.23M | 2.38M | 7.25M | -2.23M | -3.52M | -1.35M | 537K | 492K | -6.53M | 2.02M | 535K | 1.47M | -3M | -3.16M | -1.23M | 6.74M |
| Cash from Investing | 28.85M | 25.57M | -24M | -103.84M | -92.67M | -104.35M | -111.14M | -149.72M | -150.71M | -162.72M | -170.46M | -171.2M | -136.89M | -133.1M | -169.25M | -136.8M | -71.45M | 59.36M | 223.74M | 480.36M |
| Purchase of Investments | -6K | 2.37M | -477K | -4.31M | -3.43M | 227K | 2.13M | -1.9M | -4.92M | 213K | 1.08M | -1.29M | 0 | 0 | 447K | -11.52M | -12.82M | 0 | -10.24M | -23.43M |
| Sale/Maturity of Investments | 763K | 634K | 794K | 9.32M | 3.23M | 1.05M | 1.74M | 3.91M | 1.22M | 946K | 1.12M | 994K | 3.13M | 270K | 1.04M | 908K | 640K | 1.28M | 244K | 144K |
| Net Investment Activity | 757K | 3.01M | 317K | 5.01M | -201K | 1.27M | 3.88M | 2M | -3.7M | 1.16M | 2.2M | -301K | 3.13M | 270K | 1.49M | -10.61M | -12.18M | 1.28M | -9.99M | -23.29M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 28.1M | 22.59M | -24.31M | -108.66M | -92.39M | -105.64M | -114.71M | -151.34M | -146.01M | -162.5M | -172.19M | -168.04M | -137.15M | -130.24M | -168.59M | -125.23M | -57.45M | 63.58M | 237.88M | 506.86M |
| Cash from Financing | -98.17M | -37.67M | 17.95M | 54.7M | 3.87M | 20.3M | 23.97M | 74.24M | 26.3M | -18.7M | 44.24M | 15.97M | 137.31M | 5.83M | 7.99M | 34.74M | -21.89M | -29.18M | -256.54M | -528.2M |
| Dividends Paid | 0 | 0 | 0 | -717K | -717K | -715K | -717K | -716K | -716K | -669K | -536K | -537K | -536K | -529K | -532K | -529K | -529K | -486K | -504K | -506K |
| Share Repurchases | 0 | 25K | 9K | -4K | -340K | -5K | -5K | -6K | -7K | 0 | -3K | -10K | 0 | 0 | 0 | 0 | -49K | 0 | 0 | 0 |
| Stock Issued | 18K | -175K | 368K | 0 | 0 | 97K | 0 | 0 | -44K | -7K | 41K | 129K | 126K | 85K | 302K | 109K | 13K | 160K | 315K | 872K |
| Net Stock Activity | 18K | -150K | 377K | -4K | -340K | 92K | -5K | -6K | -51K | -7K | 38K | 119K | 126K | 85K | 302K | 109K | -36K | 160K | 315K | 872K |
| Debt Issuance (Net) | -114K | -1000K | 1000K | 1000K | 1000K | -1000K | -1000K | 1000K | 1000K | 1000K | -1000K | 1000K | -113K | -1000K | -1000K | 1000K | -1000K | -1000K | -1000K | -1000K |
| Other Financing | -98.07M | 12.48M | 7.69M | 35.53M | -14.96M | 31.13M | 69.81M | 35.07M | 22.13M | -32.52M | 74.85M | 11.55M | 137.83M | 9.39M | 20.33M | -4.72M | 48.44M | 46.27M | 43.07M | -14.94M |
| Net Change in Cash | -72.52M | 88.43M | 41.25M | 14.14M | -14.63M | 13.4M | 3.61M | 3.27M | -880K | -54.17M | 8.85M | -27.96M | 65.62M | 29.55M | -31.44M | -54.16M | 12.37M | 2.7M | 1.76M | 44.34M |
| Exchange Rate Effect | 72.52M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 206.98M | 118.55M | 77.3M | 63.15M | 77.79M | 64.38M | 60.77M | 57.51M | 58.38M | 112.55M | 103.71M | 131.67M | 66.05M | 36.5M | 67.94M | 122.1M | 109.73M | 107.02M | 105.34M | 61M |
| Cash at End | 134.47M | 206.98M | 118.55M | 77.3M | 63.15M | 77.79M | 64.38M | 60.77M | 57.51M | 58.38M | 112.55M | 103.71M | 131.67M | 66.05M | 36.5M | 67.94M | 122.1M | 109.73M | 107.1M | 105.34M |
| Interest Paid | 8.16M | 9.74M | 10.44M | 10.06M | 9.67M | 11.18M | 12.05M | 11.67M | 9.73M | 9.73M | 9.17M | 7.97M | 5.04M | 3.48M | 1.91M | 1.23M | 1.57M | 1.65M | 1.9M | 2.06M |
| Income Taxes Paid | 3K | 0 | 0 | 5.3M | 0 | -8K | 0 | -1K | 9K | 95K | 0 | 0 | 2K | 79K | 0 | 147K | 22K | 61K | 4.4M | 5.92M |
| Free Cash Flow | -3.21M | 100.51M | 47.3M | 63.1M | 74.09M | 97.48M | 90.47M | 78.35M | 122.47M | 125.87M | 134.6M | 124.41M | 62.33M | 153.69M | 127.67M | 46.94M | 103.89M | -32.98M | 30.42M | 88.96M |
| FCF Growth % | -104.34% | 3.1% | -47.72% | -19.47% | -39.5% | -22.55% | -32.79% | -37.02% | 96.48% | -18.1% | 5.43% | 165.05% | -40% | 566.04% | 319.73% | -47.24% | 6479.8% | 30.22% | 163.95% | 181457.14% |