BayFirst Financial Corp. (BAFN) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 6.85M | 206.98M | 123.72M | 82.45M | 71.56M | 88.94M | 104.63M | 101.72M | 103.02M | 102.61M | 156.87M | 149.93M | 178.98M | 113.28M | 84.29M | 118.1M | 167.64M | 143M | 142.01M | 130.39M |
| Cash & Due from Banks | 6.85M | 206.98M | 119.83M | 78.58M | 65.18M | 80.06M | 66.65M | 63.03M | 60.51M | 63.03M | 117.18M | 108.59M | 136.55M | 70.93M | 41.38M | 72.82M | 125.98M | 112.11M | 109.48M | 107.72M |
| Short Term Investments | 0 | 0 | 3.88M | 3.87M | 6.38M | 8.88M | 37.98M | 38.69M | 42.51M | 39.58M | 39.68M | 41.34M | 42.44M | 42.35M | 42.91M | 45.28M | 41.66M | 30.89M | 32.53M | 22.67M |
| Total Investments | 1.07B | 973.75M | 1.1B | 1.15B | 1.11B | 1.09B | 1.07B | 1.04B | 968.49M | 944.64M | 909.5M | 869.63M | 827.17M | 768.17M | 796.31M | 757.18M | 669.75M | 721.23M | 763.46M | 1.03B |
| Investments Growth % | -3.04% | -10.65% | 2.92% | 10.85% | 14.31% | 15.37% | 17.57% | 19.09% | 17.09% | 22.97% | 14.21% | 14.85% | 23.5% | 6.51% | 4.3% | -26.23% | -57.56% | -49.06% | -45.47% | -18.08% |
| Long-Term Investments | 1.07B | 973.75M | 1.1B | 1.14B | 1.1B | 1.08B | 1.03B | 996.99M | 925.98M | 905.06M | 869.82M | 828.29M | 784.73M | 725.82M | 753.39M | 711.9M | 628.1M | 690.34M | 730.92M | 1B |
| Accounts Receivables | 0 | 8.42M | 8.9M | 9.49M | 9.15M | 9.15M | 8.54M | 8M | 7.63M | 7.13M | 6.91M | 5.93M | 5.55M | 4.45M | 3.79M | 3.19M | 3.15M | 3.53M | 4.29M | 7.04M |
| Goodwill & Intangibles | 0 | 12.58M | 15.66M | 16.07M | 16.46M | 16.53M | 15.97M | 15.77M | 15.74M | 14.96M | 14.22M | 12.82M | 11.63M | 10.91M | 9.93M | 7.95M | 7.6M | 6.41M | 6.16M | 6.8M |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 12.58M | 15.66M | 16.07M | 16.46M | 16.53M | 15.97M | 15.77M | 15.74M | 14.96M | 14.22M | 12.82M | 11.63M | 10.91M | 9.93M | 7.95M | 7.6M | 6.41M | 6.16M | 6.8M |
| PP&E (Net) | 44.86M | 45.69M | 46.53M | 47.57M | 48.25M | 49.06M | 40.75M | 41.39M | 41.83M | 41.29M | 40.59M | 42.86M | 40.77M | 38.62M | 35.76M | 34.91M | 35.2M | 32.93M | 28.97M | 21.08M |
| Other Assets | 54.53M | 46.29M | 48.62M | 44.1M | 45.8M | 43.66M | 43.87M | 53.99M | 50.01M | 46.72M | 45.17M | 46.65M | 46.85M | 44.84M | 41.17M | 43.98M | 46.36M | 40.43M | 31.39M | 29.21M |
| Total Current Assets | 14.53M | 215.4M | 132.61M | 91.94M | 80.71M | 98.1M | 113.17M | 109.72M | 110.64M | 109.74M | 163.77M | 155.86M | 184.53M | 117.73M | 88.08M | 121.29M | 170.79M | 146.53M | 146.31M | 137.43M |
| Total Non-Current Assets | 1.18B | 1.08B | 1.21B | 1.25B | 1.21B | 1.19B | 1.13B | 1.11B | 1.03B | 1.01B | 970.21M | 931.54M | 885.31M | 821.17M | 842.19M | 800.09M | 717.75M | 770.56M | 797.44M | 1.06B |
| Total Assets | 1.2B | 1.3B | 1.35B | 1.34B | 1.29B | 1.29B | 1.25B | 1.22B | 1.14B | 1.12B | 1.13B | 1.09B | 1.07B | 938.89M | 930.27M | 921.38M | 888.54M | 917.1M | 943.74M | 1.2B |
| Asset Growth % | -7.43% | 0.93% | 8.1% | 10.35% | 12.91% | 15.26% | 9.8% | 12% | 6.95% | 19.05% | 21.9% | 18.02% | 20.4% | 2.38% | -1.43% | -23.11% | -48.25% | -40.63% | -37.15% | -18.5% |
| Return on Assets (ROA) | -0.46% | -0.19% | -1.41% | -0.09% | -0.03% | 0.77% | 0.09% | 0.07% | 0.07% | 0.15% | 0.17% | 0.13% | 0.07% | 0.14% | -0.15% | -0.03% | 0% | 0.3% | 0.12% | 0.89% |
| Accounts Payable | 0 | 1.13M | 1.08M | 1.15M | 1.05M | 1.04M | 1.11M | 1.17M | 1.6M | 882K | 632K | 572K | 860K | 704K | 236K | 31K | 86K | 326K | 562K | 0 |
| Total Debt | 20.58M | 20.82M | 71.11M | 61.48M | 41.88M | 22.4M | 20.27M | 65.61M | 25.9M | 20.96M | 11.26M | 41.58M | 36.93M | 37.37M | 40.3M | 53.08M | 13.55M | 12.71M | 13.94M | 9.51M |
| Net Debt | 13.73M | -186.16M | -48.73M | -17.09M | -23.3M | -57.66M | -46.37M | 2.58M | -34.61M | -42.07M | -105.92M | -67.01M | -99.61M | -33.55M | -1.07M | -19.74M | -112.43M | -99.39M | -95.54M | -98.21M |
| Long-Term Debt | 7.58M | 7.55M | 57.55M | 47.67M | 27.78M | 7.89M | 18M | 63.11M | 23.23M | 18.34M | 8.45M | 38.56M | 33.73M | 33.84M | 36.95M | 49.06M | 9.17M | 9.28M | 9.4M | 9.51M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 1.09B | 6.8M | 12.6M | 8.32M | 10.03M | 10.41M | 7.74M | 6.74M | 8.03M | 9.6M | 10.12M | 939K | 1.07M | 1.66M | 3.99M | 0 | 0 | 77.11M | 144.6M | 443.91M |
| Total Current Liabilities | 2.05M | 1.19B | 1.17B | 1.16B | 1.13B | 1.14B | 1.11B | 1.04B | 1.01B | 986.02M | 1.02B | 953.82M | 941.5M | 807.98M | 795.35M | 775.01M | 780.11M | 730.98M | 690.9M | 652M |
| Total Non-Current Liabilities | 1.11B | 27.62M | 83.71M | 70.7M | 52.55M | 33.11M | 29.5M | 73.35M | 34.65M | 31.04M | 21.39M | 42.52M | 38M | 39.03M | 44.29M | 53.08M | 13.55M | 89.83M | 158.54M | 453.41M |
| Total Liabilities | 1.11B | 1.21B | 1.26B | 1.24B | 1.18B | 1.18B | 1.14B | 1.12B | 1.04B | 1.02B | 1.04B | 996.33M | 979.5M | 847.01M | 839.64M | 828.08M | 793.66M | 820.8M | 849.45M | 1.11B |
| Total Equity | 81.87M | 87.57M | 89.73M | 108.22M | 110.08M | 110.92M | 102.29M | 100.96M | 100.63M | 100.71M | 94.17M | 91.06M | 90.34M | 91.88M | 90.64M | 93.3M | 94.88M | 96.29M | 94.3M | 92.81M |
| Equity Growth % | -25.63% | -21.05% | -12.28% | 7.19% | 9.4% | 10.14% | 8.63% | 10.87% | 11.39% | 9.6% | 3.89% | -2.39% | -4.78% | -4.58% | -3.88% | 0.52% | 19.46% | 35.49% | 51.72% | 74.11% |
| Equity / Assets (Capital Ratio) | 6.85% | 6.73% | 6.67% | 8.05% | 8.52% | 8.61% | 8.22% | 8.29% | 8.79% | 9.01% | 8.3% | 8.37% | 8.44% | 9.79% | 9.74% | 10.13% | 10.68% | 10.5% | 9.99% | 7.75% |
| Return on Equity (ROE) | -6.7% | -2.78% | -19.1% | -1.13% | -0.3% | 9.17% | 1.12% | 0.86% | 0.82% | 1.7% | 2.08% | 1.53% | 0.81% | 1.45% | -1.52% | -0.3% | 0.01% | 2.95% | 1.37% | 15.11% |
| Book Value per Share | 19.98 | 21.15 | 21.67 | 26.13 | 26.58 | 24.92 | 24.49 | 25.30 | 25.21 | 24.50 | 22.51 | 22.44 | 22.14 | 22.27 | 22.52 | 22.85 | 24.33 | 22.57 | 24.10 | 21.51 |
| Tangible BV per Share | 19.98 | 18.11 | 17.89 | 22.25 | 22.61 | 21.21 | 20.66 | 21.35 | 21.27 | 20.86 | 19.11 | 19.28 | 19.29 | 19.63 | 20.05 | 20.90 | 22.38 | 21.06 | 22.52 | 19.93 |
| Common Stock | 54.39M | 54.37M | 54.76M | 54.74M | 54.66M | 54.76M | 54.78M | 54.77M | 54.78M | 54.52M | 54.5M | 54.38M | 54M | 53.02M | 52.77M | 52.43M | 52.25M | 51.5M | 50.55M | 49.5M |
| Additional Paid-in Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 14.08M | 19.76M | 21.84M | 41.13M | 43.08M | 44.13M | 35.07M | 34.65M | 34.5M | 34.4M | 33.41M | 32.02M | 31.17M | 33.48M | 32.69M | 34.62M | 35.43M | 35.95M | 33.62M | 32.85M |
| Accumulated OCI | -2.05M | -1.96M | -2.07M | -2.37M | -2.38M | -2.96M | -2.31M | -3.11M | -3.19M | -2.98M | -3.62M | -3.24M | -3.18M | -3.72M | -3.78M | -2.57M | -1.46M | -420K | -201K | -122K |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 15.73M | 15.73M | 15.73M | 15.73M | 15.73M | 15.73M | 15.73M | 15.73M | 15.73M | 15.73M | 11.12M | 9.28M | 9.28M | 9.28M | 9.28M | 9.28M | 9.28M | 9.28M | 10.35M | 10.62M |