8-K Announcements
6Material company update
May 7, 2026·SEC
Material company update
Feb 26, 2026·SEC
Material company update
Nov 4, 2025·SEC
MBIA Inc.(MBI)Earnings, Financials & Key Ratios
MBI•NYSE•Insurance & Managed Care
$6.65
Price updated Jul 7, 2026
SectorFinancial ServicesIndustrySpecialty InsuranceSub-IndustryFinancial Guaranty and Credit Enhancement
AboutMBIA Inc. provides financial guarantee insurance services to public finance markets. It operates through United States (U.S.) Public Finance Insurance, and International and Structured Finance Insurance segments. The company issues financial guarantees for municipal bonds, including tax-exempt and taxable indebtedness of the U.S. political subdivisions and territories, as well as utilities, airports, health care institutions, higher educational facilities, student loan issuers, housing authorities, and other similar agencies and obligations issued by private entities. It also insures the non-U.S. public finance and global structured finance, including asset-backed obligations; and sovereign-related and sub-sovereign bonds, utilities, and privately issued bonds used for the financing of projects that include toll roads, bridges, airports, public transportation facilities, and other types of infrastructure projects, as well as offers third-party reinsurance services. MBIA Inc. was founded in 1973 and is headquartered in Purchase, New York.Show more
- Revenue$80M+90.5%
- Combined Ratio326.25%-71.6%
- Net Income-$177M+60.1%
- Medical Cost Ratio85%-81.0%
- Operating Margin-226.25%+78.5%
- Net Margin-221.25%+79.1%
- ROA-8.47%+54.5%
- Equity / Assets-110.78%-15.7%
MBI Price & Volume
MBIA Inc. (MBI) stock price & volume — 10-year historical chart
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Persistent Capital Erosion Challenges MBIA Run-off Strategy
Investment Thesis • Updated 2026Q1
VerdictNegative: The company's fundamental viability is severely constrained by a negative $2.3 billion equity position and a persistent inability to generate positive operating income
Growth:Mixed
Profitability:Negative
Financial:Vulnerable
Cash Flow:Burning
Primary Risk:Negative equity insolvency risk
Key Thesis Takeaways
- MBIA Inc.
- faces a precarious outlook as it manages a legacy municipal bond insurance portfolio characterized by structural capital depletion and persistent underwriting losses.
- The company's reliance on liquidating its investment assets to fund operational deficits suggests a long-term trajectory of insolvency risk, as evidenced by a negative $2.3 billion equity position.
- Investors should remain cautious, as the lack of organic capital regeneration and the volatility of loss reserves create significant uncertainty regarding the firm's ability to satisfy its $4.3 billion in total liabilities.
Verdict Logic
as seen in the $41 million loss reported for 2026Q1.
MBI Growth Metrics
MBIA Inc. (MBI) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-21.08%
5 Years-22.27%
3 Years-19.61%
TTM109.3%
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM63.18%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM64.66%
Return on Capital
10 Years-8.9%
5 Years-12.46%
3 Years-16.63%
Last Year-12.36%
MBI Recent Earnings
MBIA Inc. (MBI) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 0/12 qtrs (0%)●Beat Revenue 7/12 qtrs (58%)
Q2 2026Latest
May 7, 2026Metric
Actual
Est
EPS
$0.16-45.5%
$0.11
Rev
$6M+3.4%
$6M
Q1 2026
Feb 26, 2026Metric
Actual
Est
EPS
$0.24-140.0%
$0.10
Rev
$8M+35.6%
$6M
Q4 2025
Nov 4, 2025Metric
Actual
Est
EPS
$0.15-400.0%
$0.03
Rev
$15M-43.4%
$27M
Q3 2025
Aug 6, 2025Metric
Actual
Est
EPS
$0.17-112.5%
$0.08
Rev
$23M+9.5%
$21M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 7, 2026 | $0.16vs $0.11-45.5% | $6Mvs $6M+3.4% |
| Q1 2026 | Feb 26, 2026 | $0.24vs $0.10-140.0% | $8Mvs $6M+35.6% |
| Q4 2025 | Nov 4, 2025 | $0.15vs $0.03-400.0% | $15Mvs $27M-43.4% |
| Q3 2025 | Aug 6, 2025 | $0.17vs $0.08-112.5% | $23Mvs $21M+9.5% |
Based on last 12 quarters of dataView full earnings history →
Peers Comparison
Key metrics vs top competitors for MBIA Inc. (MBI)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $6.65 | $338.71M | -1.85 | 90.48% | -221.25% | — | — | |
| $84.02 | $3.72B | 8.25 | -3.19% | 43.64% | 7.27% | — | |
| $46.57 | $76.29B | 30.05 | 23.15% | 49.64% | 23.23% | — | |
| $6.13 | $268.57M | 4.32 | 89.06% | -786.98% | -67.99% | — | |
| $38.03 | $5.18B | 9.19 | -3.36% | 40.28% | 12.01% | — | |
| $28.19 | $5.96B | 8.98 | 0.49% | 59.63% | 14% | — |
Compare MBI vs Peers
MBIA Inc. (MBI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
MBI SEC Filings & Documents
MBIA Inc. (MBI) SEC filings — annual & quarterly reports (10-K, 10-Q)
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MBI Frequently Asked Questions
MBIA Inc. (MBI) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is MBIA Inc. growing?
MBIA Inc. (MBI) grew revenue by 90.5% over the past year. This is strong growth.
Is MBI profitable?
MBIA Inc. (MBI) reported a net loss of $155.0M for fiscal year 2025.
Industry Metrics
What is MBIA Inc.'s combined ratio?
MBIA Inc. (MBI) has a combined ratio of 326.3%. A ratio above 100% means claims and expenses exceed premiums.