Zacks Investment Research·4 days ago
Why Radian (RDN) is a Top Value Stock for the Long-TermThe Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
Radian Group Inc.(RDN)Earnings, Financials & Key Ratios
RDN•NYSE•Insurance & Managed Care
$37.72
9.1× P/E·Price updated Jul 2, 2026
AboutRadian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. Its Mortgage segment offers credit-related insurance coverage primarily through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management, contract underwriting, and fulfillment solutions. This segment primarily serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company's Homegenius segment offers title services, including a suite of insurance and non-insurance title, tax and title data, centralized recording, document retrieval and default curative title services, and deed and property reports, as well as closing and settlement services comprising electronic execution and traditional signing services; real estate valuation products and services; and asset management services, as well as a suite of real estate technology products and services to facilitate real estate transactions, such as software as a service solutions. This segment serves consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, and real estate brokers and agents. The company was founded in 1977 and is headquartered in Wayne, Pennsylvania.Show more
- Revenue$1.25B-3.4%
- Combined Ratio38.77%-3.6%
- Net Income$583M-3.6%
- Return on Equity12.39%-7.5%
- Medical Cost Ratio7.7%+57.7%
- Operating Margin61.19%+2.4%
- Net Margin46.73%-0.2%
- ROA6.94%-6.6%
- Equity / Assets58.87%+10.3%
RDN Price & Volume
Radian Group Inc. (RDN) stock price & volume — 10-year historical chart
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Resilient Underwriting Margins Offset Cyclical Revenue Contraction
Investment Thesis • Updated 2026Q1
VerdictNeutral
Growth:Contracting
Profitability:Strong
Financial:Healthy
Cash Flow:Mixed
Primary Risk:Housing market cyclicality
Key Thesis Takeaways
- Radian Group demonstrates significant underwriting resilience with a combined ratio peaking at 62.8% in 2026Q1, suggesting strong operational discipline despite a 3.36% year-over-year revenue contraction.
- While the company maintains a conservative capital structure with a 0.24% debt-to-equity ratio, investors should monitor the volatility in loss provisions, which surged to $107.9 million in 2026Q1.
- The disconnect between net income and operating cash flow, evidenced by an OCF/NI ratio of -5.03 in 2025Q2, warrants further investigation into the sustainability of ongoing capital returns.
Verdict Logic
while the forward P/E of 7.43 and 2.8% dividend yield appear attractive, the extreme volatility in quarterly loss provisions and inconsistent cash flow generation suggest a cautious approach until earnings stability improves.
RDN Growth Metrics
Radian Group Inc. (RDN) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years0.44%
5 Years-2.83%
3 Years1.56%
TTM9.47%
Profit CAGR
10 Years7.34%
5 Years8.16%
3 Years-7.77%
TTM-5.75%
EPS CAGR
10 Years13%
5 Years15.66%
3 Years-1.64%
TTM4.33%
Return on Capital
10 Years10.36%
5 Years11.32%
3 Years10.88%
Last Year10.25%
RDN Recent Earnings
Radian Group Inc. (RDN) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 12/12 qtrs (100%)●Beat Revenue 10/12 qtrs (83%)
Q2 2026Latest
May 6, 2026Metric
Actual
Est
EPS
$1.27+8.5%
$1.17
Rev
$466M+12.1%
$416M
Q1 2026
Feb 18, 2026Metric
Actual
Est
EPS
$1.16+4.5%
$1.11
Rev
$301M-0.1%
$301M
Q4 2025
Nov 4, 2025Metric
Actual
Est
EPS
$1.15+21.1%
$0.95
Rev
$311M+0.6%
$309M
Q3 2025
Jul 30, 2025Metric
Actual
Est
EPS
$1.01+8.6%
$0.93
Rev
$318M+2.9%
$309M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 6, 2026 | $1.27vs $1.17+8.5% | $466Mvs $416M+12.1% |
| Q1 2026 | Feb 18, 2026 | $1.16vs $1.11+4.5% | $301Mvs $301M-0.1% |
| Q4 2025 | Nov 4, 2025 | $1.15vs $0.95+21.1% | $311Mvs $309M+0.6% |
| Q3 2025 | Jul 30, 2025 | $1.01vs $0.93+8.6% | $318Mvs $309M+2.9% |
Based on last 12 quarters of dataView full earnings history →
Latest RDN News
Recent stock market news and headlines for Radian Group Inc. (RDN)
Zacks Investment Research·5 days ago
Radian's Mortgage Insurance Fuels Recurring Revenues & ProfitabilityRDN relies on its mortgage insurance business to generate recurring premiums, strong cash flow and long-term earnings growth.
Zacks Investment Research·6 days ago
Should Value Investors Buy Radian Group (RDN) Stock?Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Zacks Investment Research·Jun 18, 2026
All You Need to Know About Radian (RDN) Rating Upgrade to BuyRadian (RDN) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
Zacks Investment Research·Jun 16, 2026
Here's Why Radian (RDN) is a Strong Value StockWhether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.
Peers Comparison
Key metrics vs top competitors for Radian Group Inc. (RDN)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $37.72 | $5.14B | 9.11 | -3.36% | 46.73% | 12.39% | 2.8% | |
| $28.13 | $5.95B | 8.96 | 0.49% | 59.63% | 14% | — | |
| $64.52 | $5.95B | 9.35 | -0.49% | 53.34% | 12.01% | — | |
| $41.00 | $3.11B | 8.33 | 8.39% | 53.84% | 0.06% | — | |
| $84.83 | $4.43B | 9.12 | 173.81% | 14.31% | 12.02% | — | |
| $45.39 | $6.41B | 10.04 | 2.37% | 54.55% | 12.74% | — |
Compare RDN vs Peers
Radian Group Inc. (RDN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
RDN SEC Filings & Documents
Radian Group Inc. (RDN) SEC filings — annual & quarterly reports (10-K, 10-Q)
8-K Announcements
6Material company update
May 7, 2026·SEC
Material company update
Apr 21, 2026·SEC
Material company update
Mar 26, 2026·SEC
10-K Annual Reports
210-Q Quarterly Reports
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RDN Frequently Asked Questions
Radian Group Inc. (RDN) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is Radian Group Inc. growing?
Radian Group Inc. (RDN) saw revenue decline by 3.4% over the past year.
Is RDN profitable?
Yes, Radian Group Inc. (RDN) is profitable, generating $562.3M in net income for fiscal year 2025 (46.7% net margin).
Dividend & Returns
Does RDN pay dividends?
Yes, Radian Group Inc. (RDN) pays a dividend with a yield of 2.80%. This makes it attractive for income-focused investors.
What is RDN's return on equity?
Radian Group Inc. (RDN) has a return on equity (ROE) of 12.4%. This is reasonable for most industries.
Industry Metrics
What is Radian Group Inc.'s combined ratio?
Radian Group Inc. (RDN) has a combined ratio of 38.8%. A ratio below 100% indicates underwriting profitability.