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YMMFull Truck Alliance Co. Ltd.
$8.67$9.1B
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  4. Financial Ratios

Full Truck Alliance Co. Ltd. (YMM) Financial Ratios

Latest Ratios: P/E Ratio 14.0x · EV/EBITDA 13.1x · ROE 11.1%. (2019–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

YMM Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Market Cap$9.1B$11.2B$11.3B$7.4B$8.6B$9.0B——
Enterprise Value$8.2B$5.1B$5.6B$731M$3.6B$4.7B——
P/E Ratio →14.022.553.683.5020.00———
P/S Ratio4.930.901.010.881.281.93——
P/B Ratio1.490.270.300.210.260.29——
P/FCF13.702.503.913.42————
P/OCF13.312.433.813.27————

P/E links to full P/E history page with 30-year chart

YMM EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
EV / Revenue—0.410.490.090.531.02——
EV / EBITDA13.071.212.180.68————
EV / EBIT13.391.242.250.31————
EV / FCF—1.141.920.34————

YMM Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Gross Margin63.0%63.0%86.6%85.4%47.8%45.5%49.0%43.8%
Operating Margin33.2%33.2%22.0%11.8%-2.4%-81.5%-140.1%-41.3%
Net Profit Margin35.3%35.3%27.3%26.2%6.0%-78.5%-134.5%-61.6%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
ROE11.1%11.1%8.3%6.3%1.2%-13.4%-18.5%-10.5%
ROA10.3%10.3%7.6%5.8%1.1%-12.3%-16.5%-9.0%
ROIC9.2%9.2%6.0%2.6%-0.4%-14.1%-22.5%-6.9%
ROCE10.4%10.4%6.7%2.8%-0.5%-13.8%-19.1%-7.0%

YMM Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Debt / Equity0.000.000.000.000.000.00—0.03
Debt / EBITDA0.010.010.030.08————
Net Debt / Equity—-0.15-0.15-0.19-0.15-0.14-0.44-0.24
Net Debt / EBITDA-1.44-1.44-2.25-6.24————
Debt / FCF—-1.36-1.98-3.08——-19.28—
Interest Coverage————-928.49-91007.43-411.52-37.91

Net cash position: cash ($6.1B) exceeds total debt ($35M)

YMM Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Current Ratio8.098.099.037.3311.3510.5710.545.48
Quick Ratio8.098.099.037.3311.3210.5510.495.39
Cash Ratio6.036.036.895.589.609.489.584.51
Asset Turnover—0.280.270.210.180.140.100.15
Inventory Turnover————41.9638.5912.267.19
Days Sales Outstanding—144.06198.79226.47248.1713.3921.2113.19

YMM Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Dividend Yield2.3%12.7%9.4%—————
Payout Ratio32.3%32.3%34.7%—————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Earnings Yield7.1%39.1%27.2%28.5%5.0%———
FCF Yield7.3%40.1%25.6%29.2%————
Buyback Yield0.7%3.6%5.1%18.5%16.1%28.7%——
Total Shareholder Yield3.0%16.3%14.5%18.5%16.1%28.7%——
Shares Outstanding—$1.0B$1.0B$1.1B$1.1B$1.1B$1.1B$1.1B

Key Metrics

Growth RegimeDecelerating
ProfitabilityStrong
Balance SheetFortress
Cash FlowMixed
Top Statement Risk

Regulatory and platform oversight

Market Pricing Reflects Growth Uncertainty

According to current market data, YMM trades at a P/E of 12.48, which appears to discount the company's historical growth trajectory while potentially failing to account for the long-term margin expansion potential inherent in its transition from a listing-based model to a transaction-commission revenue structure.

The forward P/E of 1.63 suggests that the market may be pricing in significant earnings volatility or a contraction in the take rate, which warrants further investigation into the sustainability of current commission levels. Investors should monitor whether this valuation gap relative to broader tech peers reflects a structural discount for Chinese regulatory risk or a genuine lack of confidence in the platform's long-term monetization strategy.

Capital Efficiency Remains Subdued Historically

Based on reported financial statements, YMM's ROIC has remained in a low single-digit range, peaking at 2.9% in 2025Q1, which suggests that despite the platform's dominant market position, the company has yet to achieve the high-teens returns on capital typically associated with mature, scalable network-effect businesses.

The persistent gap between ROIC and the company's massive cash reserves indicates that capital is not being deployed with high efficiency, potentially dragging down overall returns. Analysts should consider whether this reflects a deliberate strategy to prioritize market share over immediate profitability or if the platform's asset-light nature is being offset by high R&D and marketing expenditures required to maintain its competitive moat.

Working Capital Dynamics Reveal Complexity

As reported in financial statements, YMM's DSO has fluctuated significantly, reaching 133 days in 2025Q2, which suggests that the company's collection cycle is becoming increasingly extended as it integrates more complex transaction-based services and credit solutions into its core freight matching platform for its user base.

The volatility in the cash conversion cycle, particularly the spike in DSO, may indicate that the company is extending more favorable payment terms to shippers to maintain volume, which could introduce latent credit risk. Investors should monitor whether this trend reflects a strategic shift toward becoming a financial intermediary or if it signals a weakening in the platform's bargaining power over its customer base.

Zero Debt Strategy Enhances Resilience

According to recent balance sheet data, YMM maintains a D/E ratio of 0.00, which provides a fortress-like financial foundation that effectively insulates the company from interest rate volatility and credit market disruptions, as evidenced by the negligible debt levels reported consistently over the last ten quarters.

This lack of leverage is a double-edged sword, as it provides immense safety but also suggests that the company is not utilizing its balance sheet to optimize its cost of capital or drive inorganic growth. While this conservative posture is prudent given the regulatory environment in China, it may also indicate that management lacks high-conviction opportunities for capital deployment that would exceed the company's internal hurdle rate.

Misapplication of Traditional Brokerage Metrics

The market frequently misapplies traditional freight brokerage P/E multiples to YMM, which obscures the company's true value as a data-driven fintech ecosystem, as the current valuation fails to account for the proprietary value of the trucker behavior data set and its potential for future monetization.

Analysts should instead focus on the 'take rate' and 'fulfillment rate' as primary indicators of platform health, rather than relying on standard brokerage margins which do not capture the platform's network effects. By treating YMM as a simple intermediary, investors risk underestimating the long-term value of its underbanked user base and the potential for high-margin insurance and credit services to drive future earnings growth.

Download Financial Ratios Data

Includes 30+ ratios · 7 years · Updated daily

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YMM — Frequently Asked Questions

Quick answers to the most common questions about buying YMM stock.

What is Full Truck Alliance Co. Ltd.'s P/E ratio?

Full Truck Alliance Co. Ltd.'s current P/E ratio is 14.0x. The historical average is 7.4x. This places it at the 75th percentile of its historical range.

What is Full Truck Alliance Co. Ltd.'s EV/EBITDA?

Full Truck Alliance Co. Ltd.'s current EV/EBITDA is 13.1x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 1.4x.

What is Full Truck Alliance Co. Ltd.'s ROE?

Full Truck Alliance Co. Ltd.'s return on equity (ROE) is 11.1%. The historical average is -2.2%.

Is YMM stock overvalued?

Based on historical data, Full Truck Alliance Co. Ltd. is trading at a P/E of 14.0x. This is at the 75th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Full Truck Alliance Co. Ltd.'s dividend yield?

Full Truck Alliance Co. Ltd.'s current dividend yield is 2.31% with a payout ratio of 32.3%.

What are Full Truck Alliance Co. Ltd.'s profit margins?

Full Truck Alliance Co. Ltd. has 63.0% gross margin and 33.2% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does Full Truck Alliance Co. Ltd. have?

Full Truck Alliance Co. Ltd.'s Debt/EBITDA ratio is 0.0x, indicating low leverage. A ratio below 2x is generally considered financially healthy.