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XELXcel Energy Inc.
$80.67$50.4B
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  4. Financial Ratios

Xcel Energy Inc. (XEL) Financial Ratios

Latest Ratios: P/E Ratio 23.6x · EV/EBITDA 14.6x · ROE 9.4%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

XEL Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$50.4B$43.5B$38.0B$34.2B$38.4B$36.6B$35.2B$33.0B$25.2B$24.5B$20.7B
Enterprise Value$84.9B$78.0B$68.0B$61.6B$64.3B$61.1B$57.3B$53.2B$42.3B$40.2B$35.5B
P/E Ratio →23.5921.6019.6319.2922.1222.8723.9024.0519.9521.3818.42
P/S Ratio3.432.972.832.412.502.723.052.862.182.151.87
P/B Ratio2.011.841.951.942.302.342.422.492.062.141.88
P/FCF———————————
P/OCF12.3310.658.196.429.7516.7012.3610.128.067.836.79

P/E links to full P/E history page with 30-year chart

XEL EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—5.325.064.334.204.554.974.623.663.523.20
EV / EBITDA14.5513.3812.9312.1912.9013.7113.6413.3411.3410.639.76
EV / EBIT29.4725.0425.0523.4225.4426.0925.6124.0820.1917.5215.44
EV / FCF———————————

XEL Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin24.3%24.3%45.7%42.1%38.3%39.1%43.1%41.0%38.6%39.6%38.9%
Operating Margin19.6%19.6%17.8%17.5%15.9%16.4%18.4%18.2%17.0%19.2%19.9%
Net Profit Margin13.8%13.8%14.4%12.5%11.3%11.9%12.8%11.9%10.9%10.1%10.1%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE9.4%9.4%10.4%10.3%10.8%10.6%10.6%10.8%10.7%10.2%10.4%
ROA2.7%2.7%2.9%2.8%2.9%2.9%2.8%2.8%2.8%2.7%2.8%
ROIC4.0%4.0%3.8%4.2%4.4%4.3%4.5%5.0%5.2%6.2%6.6%
ROCE4.2%4.2%3.9%4.4%4.5%4.3%4.4%4.8%4.9%5.7%6.1%

XEL Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity1.471.471.551.561.561.581.521.541.411.381.35
Debt / EBITDA5.965.965.745.455.235.555.295.134.634.174.08
Net Debt / Equity—1.461.541.551.551.571.511.531.401.371.34
Net Debt / EBITDA5.925.925.715.425.205.515.265.064.594.154.06
Debt / FCF———————————
Interest Coverage2.322.322.302.622.732.872.783.023.213.803.74

XEL Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.710.710.670.720.850.840.770.680.690.730.88
Quick Ratio0.600.600.570.590.710.720.650.560.570.580.69
Cash Ratio0.040.040.030.020.020.030.030.050.030.020.03
Asset Turnover—0.180.190.220.250.230.210.230.250.270.27
Inventory Turnover14.5914.5910.9511.5711.7712.9512.2712.5112.9311.2911.23
Days Sales Outstanding———————————

XEL Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield2.7%2.9%3.1%3.2%2.6%2.6%2.4%2.4%2.9%2.9%3.3%
Payout Ratio63.5%63.5%60.7%61.7%58.3%58.5%58.1%57.7%57.9%62.8%60.6%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield4.2%4.6%5.1%5.2%4.5%4.4%4.2%4.2%5.0%4.7%5.4%
FCF Yield———————————
Buyback Yield0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.2%
Total Shareholder Yield2.7%2.9%3.1%3.2%2.6%2.6%2.4%2.4%2.9%3.0%3.4%
Shares Outstanding—$589M$563M$552M$547M$540M$528M$520M$511M$509M$509M

Key Metrics

Growth RegimeExpanding
ProfitabilityModerate
Balance SheetStrained
Cash FlowBurning
Top Statement Risk

Wildfire litigation and regulatory lag

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Valuation Anchored by Regulatory Expectations

According to recent market data, Xcel Energy trades at a forward P/E of 20.00, suggesting that investors are pricing the stock as a bond proxy while balancing the company's aggressive capital expenditure plans against the inherent constraints of its multi-jurisdictional regulatory environment and current interest rate levels.

The current valuation reflects a premium that appears tied to Xcel's early-mover status in renewable energy, yet the forward P/E suggests market skepticism regarding the sustainability of earnings growth. Investors should monitor whether the company's rate base expansion can sufficiently offset the compression of its dividend yield relative to risk-free Treasury alternatives.

Regulatory Lag Dampens Earned Returns

Based on reported financial statements, the company's earned ROE has hovered near 2.3% in 2026Q1, which indicates a significant and persistent gap between actual performance and the authorized ROE levels typically granted by state commissions to support utility infrastructure investment and long-term capital recovery.

This persistent shortfall suggests that regulatory lag is actively eroding the company's ability to capture the full value of its capital investments. The inability to consistently align earned returns with authorized levels warrants further investigation into the effectiveness of Xcel's current rate case strategy across its core Colorado and Minnesota jurisdictions.

Capital Intensity Strains Balance Sheet

As evidenced by the debt-to-capital ratio of 0.61 in 2026Q1, Xcel Energy's aggressive infrastructure investment cycle is placing measurable pressure on its financial flexibility, necessitating a reliance on external capital markets to maintain its credit quality while funding the transition to a cleaner generation fleet.

The interest coverage ratio of 1.97x indicates that the company's debt service capacity is becoming increasingly sensitive to interest rate fluctuations. This leverage profile suggests that any further deterioration in credit metrics could limit the company's ability to fund its multi-year capital plan without resorting to dilutive equity issuances.

Dividend Sustainability Amidst CAPEX Demands

Financial data indicates that Xcel Energy's dividend payout ratio reached 62.4% in 2026Q1, suggesting that while the dividend remains supported by current operating cash flows, the massive capital expenditure requirements may limit future payout growth potential and force a trade-off between shareholder returns and infrastructure reinvestment.

The volatility in the payout ratio, which spiked to 168.3% in 2025Q4, highlights the precarious nature of dividend coverage when large-scale capital projects are underway. Investors should monitor whether management prioritizes dividend stability over the aggressive capital deployment that currently defines the company's long-term growth strategy.

Misapplication of Standard P/E Metrics

Market participants often misapply standard P/E ratios to Xcel Energy by ignoring the distortive impact of AFUDC, which inflates reported earnings without providing immediate cash flow, thereby masking the true underlying profitability of the utility's regulated operations and its actual ability to fund ongoing capital requirements.

Comparing Xcel's P/E directly to non-regulated industrials obscures the reality that utility earnings are fundamentally constrained by regulatory rate-setting rather than market-driven growth. Analysts should instead focus on the relationship between rate base growth and the allowed ROE to better understand the company's true earnings power and valuation floor.

Download Financial Ratios Data

Includes 30+ ratios · 30 years · Updated daily

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XEL — Frequently Asked Questions

Quick answers to the most common questions about buying XEL stock.

What is Xcel Energy Inc.'s P/E ratio?

Xcel Energy Inc.'s current P/E ratio is 23.6x. The historical average is 17.4x. This places it at the 93th percentile of its historical range.

What is Xcel Energy Inc.'s EV/EBITDA?

Xcel Energy Inc.'s current EV/EBITDA is 14.6x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 9.4x.

What is Xcel Energy Inc.'s ROE?

Xcel Energy Inc.'s return on equity (ROE) is 9.4%. The historical average is 8.6%.

Is XEL stock overvalued?

Based on historical data, Xcel Energy Inc. is trading at a P/E of 23.6x. This is at the 93th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Xcel Energy Inc.'s dividend yield?

Xcel Energy Inc.'s current dividend yield is 2.70% with a payout ratio of 63.5%.

What are Xcel Energy Inc.'s profit margins?

Xcel Energy Inc. has 24.3% gross margin and 19.6% operating margin. Operating margin between 10-20% is typical for established companies.

How much debt does Xcel Energy Inc. have?

Xcel Energy Inc.'s Debt/EBITDA ratio is 6.0x, indicating high leverage. A ratio above 4x may signal elevated financial risk.