World Acceptance Corporation (WRLD) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 |
|---|
| Total Current Assets | 846.98M | 922.53M | 14.88M | 8.13M | 822.7M | 22.77M | 14.51M | 15.07M | 14.93M | 14.49M | 18.79M | 15.99M | 16.51M | 23.75M | 20.69M | 13.3M | 19.24M | 18.67M | 16.89M | 8.39M |
| Cash & Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash Only | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Sales Outstanding | 444.74 | 594.71 | - | - | 442.71 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Non-Current Assets | 174.5M | 177.17M | 1.05B | 1.02B | 184.93M | 1.09B | 1.03B | 1.03B | 1.04B | 1.11B | 1.09B | 1.1B | 1.1B | 1.19B | 1.23B | 1.27B | 1.2B | 1.25B | 1.12B | 1.02B |
| Property, Plant & Equipment | 88.96M | 164.82M | 91.52M | 93.71M | 96M | 99.41M | 102.05M | 103.07M | 102.4M | 103.25M | 104.09M | 103.32M | 105.22M | 107.81M | 110.26M | 110.89M | 110.72M | 111.34M | 114.07M | 114.25M |
| Fixed Asset Turnover | 1.40x | 1.10x | 1.45x | 1.40x | 1.69x | 1.38x | 1.28x | 1.26x | 1.55x | 1.33x | 1.32x | 1.34x | 1.51x | 1.34x | 1.37x | 1.43x | 1.50x | 1.32x | 1.21x | 1.12x |
| Goodwill | 7.37M | 7.37M | 7.37M | 7.37M | 7.37M | 7.37M | 7.37M | 7.37M | 7.37M | 7.37M | 7.37M | 7.37M | 7.37M | 7.37M | 7.37M | 7.37M | 7.37M | 7.37M | 7.37M | 7.37M |
| Intangible Assets | 4.21M | 4.98M | 5.75M | 6.56M | 7.39M | 8.3M | 9.11M | 10.06M | 11.07M | 12.11M | 13.16M | 14.22M | 15.29M | 16.4M | 17.52M | 18.84M | 19.76M | 21.03M | 22.31M | 22.34M |
| Long-Term Investments | 841.88M | 913.09M | 858.58M | 829.1M | 812.97M | 903.91M | 842.71M | 834.84M | 847.44M | 907.23M | 880.31M | 888.66M | 887.79M | 978.15M | 1B | 1.04B | 985.52M | 1.04B | 910.15M | 803.68M |
| Other Non-Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Assets | 1.05B | 1.14B | 1.06B | 1.02B | 1.01B | 1.11B | 1.05B | 1.05B | 1.06B | 1.12B | 1.11B | 1.11B | 1.12B | 1.22B | 1.25B | 1.28B | 1.22B | 1.27B | 1.14B | 1.02B |
| Asset Turnover | 0.16x | 0.13x | 0.13x | 0.13x | 0.16x | 0.13x | 0.13x | 0.12x | 0.15x | 0.12x | 0.12x | 0.12x | 0.14x | 0.12x | 0.12x | 0.13x | 0.13x | 0.12x | 0.13x | 0.13x |
| Asset Growth % | 4.42% | 2.87% | 1.26% | -2.33% | -4.61% | -0.81% | -5.11% | -5.88% | -5.46% | -8.01% | -11.35% | -12.91% | -8.29% | -4.19% | 9.35% | 24.95% | 27.67% | 22.84% | 22.34% | 13.41% |
| Total Current Liabilities | 21.81M | 38.85M | 36.63M | 47.38M | 65.55M | 47.42M | 55.93M | 49.95M | 53.97M | 45.04M | 49.85M | 45.89M | 50.56M | 48.8M | 54.51M | 52.93M | 58.04M | 51.07M | 52.67M | 48.23M |
| Accounts Payable | 38M | 38.85M | 36.63M | 47.38M | 37.07M | 41.26M | 43.9M | 49.95M | 53.97M | 45.04M | 49.85M | 45.89M | 50.56M | 48.8M | 54.51M | 52.93M | 58.04M | 51.07M | 52.67M | 48.23M |
| Days Payables Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue (Current) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Liabilities | -3.94B | 276 | 0 | 0 | 222.74K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Ratio | 38.84x | 23.75x | 0.41x | 0.17x | 12.55x | 0.48x | 0.26x | 0.30x | 0.28x | 0.32x | 0.38x | 0.35x | 0.33x | 0.49x | 0.38x | 0.25x | 0.33x | 0.37x | 0.32x | 0.17x |
| Quick Ratio | 38.84x | 23.75x | 0.41x | 0.17x | 12.55x | 0.48x | 0.26x | 0.30x | 0.28x | 0.32x | 0.38x | 0.35x | 0.33x | 0.49x | 0.38x | 0.25x | 0.33x | 0.37x | 0.32x | 0.17x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Non-Current Liabilities | 715.08M | 751.93M | 660.08M | 548.82M | 502.6M | 634.91M | 575.77M | 575.88M | 577.95M | 667.48M | 645.83M | 671.2M | 681.53M | 808.55M | 836.16M | 872.02M | 787.23M | 809.73M | 668.9M | 569.98M |
| Long-Term Debt | 587.23M | 677.23M | 584.59M | 471.74M | 446.87M | 559.86M | 504.94M | 492.74M | 496.03M | 585.01M | 560.93M | 585.4M | 595.26M | 722.54M | 746.69M | 777.04M | 692.37M | 720.32M | 570.6M | 467.7M |
| Capital Lease Obligations | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred Tax Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | 736.89M | 790.78M | 696.72M | 596.21M | 568.15M | 682.33M | 631.7M | 625.82M | 631.92M | 712.52M | 695.68M | 717.09M | 732.09M | 857.35M | 890.68M | 924.95M | 845.27M | 860.8M | 721.57M | 618.21M |
| Total Debt | 661.19M | 751.93M | 660.08M | 548.82M | 525.56M | 641.07M | 587.8M | 575.88M | 577.95M | 667.48M | 643.88M | 667.38M | 679M | 808.55M | 834.66M | 865.39M | 779.85M | 808.14M | 660.64M | 557.57M |
| Net Debt | 656.09M | 742.48M | 645.2M | 540.7M | 515.83M | 625.48M | 578.05M | 564.76M | 566.11M | 654.7M | 625.1M | 651.4M | 662.49M | 787.59M | 813.97M | 852.09M | 760.61M | 789.47M | 643.75M | 549.18M |
| Debt / Equity | 1.88x | 2.14x | 1.81x | 1.28x | 1.20x | 1.50x | 1.41x | 1.36x | 1.36x | 1.64x | 1.57x | 1.68x | 1.76x | 2.25x | 2.34x | 2.44x | 2.09x | 1.97x | 1.58x | 1.38x |
| Debt / EBITDA | 10.76x | 639.22x | 1145.00x | 127.82x | 9.13x | 34.65x | 19.28x | 36.97x | 11.70x | 29.96x | 27.24x | 44.50x | 18.19x | 75.93x | 317.96x | - | 29.83x | 75.77x | 40.70x | 23.03x |
| Net Debt / EBITDA | 10.68x | 631.18x | 1119.18x | 125.93x | 8.96x | 33.81x | 18.96x | 36.26x | 11.46x | 29.39x | 26.44x | 43.43x | 17.74x | 73.96x | 310.07x | - | 29.09x | 74.02x | 39.66x | 22.69x |
| Interest Coverage | 4.67x | -0.08x | -0.12x | 0.20x | 4.93x | 1.42x | 2.67x | 1.32x | 3.96x | 1.67x | 1.67x | 1.01x | 2.84x | 0.56x | -0.01x | -0.96x | 2.10x | 0.76x | 2.10x | 3.73x |
| Total Equity | 351.01M | 351.6M | 365.65M | 427.85M | 439.48M | 428.17M | 417.46M | 422.61M | 424.43M | 407.02M | 410.02M | 396.89M | 385.23M | 359.63M | 356.58M | 354.13M | 373.02M | 409.41M | 419.01M | 405.47M |
| Equity Growth % | -20.13% | -17.88% | -12.41% | 1.24% | 3.55% | 5.2% | 1.81% | 6.48% | 10.18% | 13.18% | 14.99% | 12.07% | 3.27% | -12.16% | -14.9% | -12.66% | -7.88% | 14.08% | 14.09% | 3.64% |
| Book Value per Share | 73.97 | 69.97 | 70.89 | 80.89 | 80.70 | 78.36 | 75.23 | 75.90 | 71.46 | 69.46 | 69.04 | 67.37 | 61.82 | 57.74 | 56.76 | 56.38 | 58.76 | 63.70 | 65.34 | 62.74 |
| Total Shareholders' Equity | 351.01M | 351.6M | 365.65M | 427.85M | 439.48M | 428.17M | 417.46M | 422.61M | 424.43M | 407.02M | 410.02M | 396.89M | 385.23M | 359.63M | 356.58M | 354.13M | 373.02M | 409.41M | 419.01M | 405.47M |
| Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 71.56M | 76.15M | 92.14M | 161.38M | 173.05M | 161.1M | 148.72M | 136.69M | 137.99M | 122.15M | 122.78M | 106.69M | 97.15M | 73.39M | 67.63M | 69M | 92.12M | 134.41M | 146.44M | 144.02M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |