Western New England Bancorp, Inc. (WNEB) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 346K | 7.06M | 5.58M | 6.82M | -1.24M | 6.05M | 2.98M | 1.96M | 1.17M | 8.86M | 7.64M | 4.24M | -5.98M | 16.76M | 11.4M | 1.27M | 7.2M | 9M | 5M | 2.54M |
| Operating CF Growth % | 127.88% | 16.56% | 87.15% | 247.38% | -205.89% | -31.67% | -61.02% | -53.75% | 119.61% | -47.13% | -32.94% | 234.7% | -183.07% | 86.18% | 127.95% | -50% | -34.59% | 14.66% | -7.03% | 1268.66% |
| Net Income | 4.78M | 5.21M | 3.17M | 4.59M | 2.3M | 3.29M | 1.9M | 3.51M | 2.96M | 2.51M | 4.49M | 2.76M | 5.3M | 9.03M | 6M | 5.54M | 5.32M | 6.22M | 6.04M | 5.65M |
| Depreciation & Amortization | 580K | 595K | 611K | 638K | 640K | 664K | 643K | 644K | 654K | 667K | 629K | 642K | 656K | 663K | 673K | 673K | 678K | 676K | 665K | 678K |
| Deferred Taxes | 0 | -1M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -469K | 8.54M | 1.08M | -862K | 45K | -588K | 658K | -361K | -672K | 698K | -418K | 398K | -311K | 1.08M | 1.1M | 639K | -40K | 628K | -76K | -1.15M |
| Working Capital Changes | -4.56M | -7.08M | 253K | 1.98M | -4.53M | 2.21M | -678K | -2.28M | -2.43M | 4.58M | 2.53M | -9K | -12.34M | 5.55M | 3.25M | -6.04M | 759K | 950K | -2.16M | -3.19M |
| Cash from Investing | -11.89M | -43.34M | -33.2M | -20.91M | -16.16M | -18.15M | -30.28M | 1.27M | 566K | -13.01M | 5.39M | 7.48M | -13.57M | 26.61M | -31.07M | -41.06M | -66.2M | -76.75M | 6.78M | -31.43M |
| Purchase of Investments | -3.01M | -168K | -2M | -16.09M | -13.54M | -9.1M | -14.48M | -5K | -10.46M | -4.25M | -3.64M | 0 | 0 | 0 | -8.22M | -4.18M | -20.63M | -73.89M | -48.71M | -94.19M |
| Sale/Maturity of Investments | 8.14M | 9.29M | 8.26M | 7.87M | 6.72M | 11.39M | 7.36M | 6.58M | 8.5M | 6.12M | 6.89M | 13.35M | 6.01M | 12.37M | 9.93M | 12.31M | 13.84M | 17.83M | 23.77M | 14.88M |
| Net Investment Activity | 5.14M | 9.12M | 6.26M | -8.22M | -6.82M | 2.29M | -7.12M | 6.57M | -1.96M | 1.86M | 3.25M | 13.35M | 6.01M | 12.37M | 1.7M | 8.13M | -6.79M | -56.06M | -24.94M | -79.31M |
| Acquisitions | 0 | 0 | 0 | -125K | 0 | 0 | 0 | 0 | 31K | 0 | 0 | 16K | 2K | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -16.3M | -51.8M | -39.2M | -12.41M | -9.34M | -19.62M | -23.09M | -5M | 2.5M | -13.48M | 2.85M | -5.08M | -19.59M | 14.8M | -32.56M | -48.94M | -59.3M | -18.86M | 32.23M | 48.09M |
| Cash from Financing | 27.3M | -6.27M | 17.26M | -3.18M | 61.53M | 5.74M | 46.64M | 27.61M | -7.96M | -29.28M | 17.54M | -3.27M | 12.44M | -40.14M | -727K | 24.41M | 18.45M | 22.71M | 31.22M | 2.26M |
| Dividends Paid | -1.37M | -1.42M | -1.42M | -1.44M | -1.44M | -1.45M | -1.47M | -1.49M | -1.5M | -1.48M | -1.52M | -1.53M | -1.53M | -1.3M | -1.31M | -1.33M | -1.34M | -1.1M | -1.15M | -1.2M |
| Share Repurchases | -2.75M | -1.18M | -24K | -2.79M | -2.11M | -1.98M | -2.1M | -1.69M | -1.83M | -1.92M | -966K | -786K | -1.35M | -814K | -1.85M | -2.66M | -1.03M | -1.82M | -10.68M | -4.99M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 431K | 0 | 0 | 510K | 80K | 0 | 0 |
| Net Stock Activity | -2.75M | -1.18M | -24K | -2.79M | -2.11M | -1.98M | -2.1M | -1.69M | -1.83M | -1.92M | -966K | -786K | -1.35M | -383K | -1.85M | -2.66M | -524K | -1.75M | -10.68M | -4.99M |
| Debt Issuance (Net) | 1000K | -1000K | -1000K | -480K | -870K | -1000K | -1000K | 1000K | -1000K | 1000K | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K | -964K | -1000K | -1000K | -1000K |
| Other Financing | 20.88M | 11.03M | 19.76M | 1.52M | 65.95M | 38.44M | 52.4M | 28.06M | 3K | -32.56M | 18.33M | 846K | -72.31M | -58.31M | -14.1M | 23.93M | 21.27M | 26.78M | 44.2M | 26.52M |
| Net Change in Cash | 15.76M | -42.56M | -10.37M | -17.27M | 44.13M | -6.35M | 19.34M | 30.84M | -6.23M | -33.43M | 30.58M | 8.46M | -7.11M | 3.23M | -20.4M | -15.38M | -40.56M | -45.04M | 43M | -26.63M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 40.38M | 82.94M | 93.31M | 110.58M | 66.45M | 72.8M | 53.46M | 22.61M | 28.84M | 62.27M | 31.69M | 23.23M | 30.34M | 27.11M | 47.51M | 62.9M | 103.46M | 148.5M | 105.49M | 132.12M |
| Cash at End | 56.14M | 40.38M | 82.94M | 93.31M | 110.58M | 66.45M | 72.8M | 53.46M | 22.61M | 28.84M | 62.27M | 31.69M | 23.23M | 30.34M | 27.11M | 47.51M | 62.9M | 103.46M | 148.5M | 105.49M |
| Interest Paid | 11.39M | 0 | 11.91M | 12.03M | 12.93M | -25.88M | 13.17M | 15.72M | 10.15M | 0 | 8.36M | 7.33M | 4.98M | 0 | 1.47M | 1.25M | 1.27M | 0 | 1.49M | 1.87M |
| Income Taxes Paid | 2.44M | 0 | 2.16M | 1.75M | 530K | -2.6M | 317K | 1.66M | 627K | 0 | -1.05M | 1.69M | 3.08M | 0 | 613K | 3.94M | 1.02M | 0 | 1.26M | 3.38M |
| Free Cash Flow | -388K | 6.39M | 5.32M | 6.67M | -1.24M | 5.24M | 2.91M | 1.65M | 1.17M | 7.47M | 6.93M | 3.45M | -5.98M | 16.2M | 11.19M | 1.02M | 7.08M | 7.17M | 4.49M | 2.33M |
| FCF Growth % | 68.73% | 22.04% | 82.75% | 303.63% | -205.89% | -29.84% | -58.03% | -52.07% | 119.61% | -53.9% | -38.02% | 239.27% | -184.46% | 126.01% | 149.02% | -56.38% | -29.89% | -1.55% | 2.74% | 274.72% |