Westamerica Bancorporation (WABC) Earnings History
Steady Earner37 years of earnings data (1989–2025) · Positive but moderate multi-year EPS trajectory
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Westamerica Bancorporation (WABC) Earnings Overview
As of July 8, 2026, Westamerica Bancorporation (WABC) reported trailing twelve-month net income of $112M, reflecting -12.9% year-over-year growth. The company earned $4.63 per diluted share over the past four quarters, with a net profit margin of 42.7%.
Looking at the long-term picture, WABC's 5-year EPS compound annual growth rate (CAGR) stands at +8.7%, showing solid earnings momentum. The company achieved its highest annual net income of $162M in fiscal 2023.
Westamerica Bancorporation maintains industry-leading profitability with a gross margin of 95.2%, operating margin of 57.6%, and net margin of 42.7%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including CVBF ($209M net income, 32.5% margin), BANR ($205M net income, 23.8% margin), COLB ($655M net income, 17.1% margin), WABC has outperformed on profitability metrics. Compare WABC vs CVBF →
WABC Earnings vs Peers
Earnings metrics vs comparable public companies
WABC Historical Earnings Data (1989–2025)
37 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $116M | -16.2% | $157M | $4.53 | 42.7% | 57.6% |
| 2024 | $139M | -14.3% | $189M | $5.20 | 44.6% | 60.8% |
| 2023 | $162M | +32.6% | $222M | $6.06 | 49.4% | 67.7% |
| 2022 | $122M | +41.1% | $166M | $4.54 | 45.7% | 62.0% |
| 2021 | $87M | +7.6% | $117M | $3.22 | 39.9% | 54.0% |
| 2020 | $80M | +0.0% | $107M | $2.98 | 38.7% | 51.4% |
| 2019 | $80M | +12.3% | $105M | $2.98 | 39.0% | 51.1% |
| 2018 | $72M | +43.1% | $91M | $2.67 | 35.8% | 45.5% |
| 2017 | $50M | -15.0% | $87M | $1.89 | 25.7% | 44.9% |
| 2016 | $59M | +0.2% | $80M | $2.29 | 32.2% | 43.8% |
| 2015 | $59M | -3.1% | $77M | $2.30 | 31.9% | 41.6% |
| 2014 | $61M | -9.7% | $79M | $2.32 | 31.6% | 41.1% |
| 2013 | $67M | -17.2% | $86M | $2.50 | 31.8% | 40.7% |
| 2012 | $81M | -7.7% | $107M | $2.93 | 33.7% | 44.3% |
| 2011 | $88M | -7.1% | $121M | $3.06 | 32.8% | 45.1% |
| 2010 | $95M | -24.6% | $131M | $3.21 | 33.5% | 46.5% |
| 2009 | $125M | +109.6% | $183M | $4.14 | 41.1% | 60.1% |
| 2008 | $60M | -33.4% | $70M | $2.04 | 29.0% | 33.8% |
| 2007 | $90M | -9.1% | $120M | $2.98 | 30.4% | 40.8% |
| 2006 | $99M | -6.8% | $134M | $3.11 | 32.7% | 44.5% |
| 2005 | $106M | +13.7% | $146M | $3.22 | 35.7% | 48.9% |
| 2004 | $93M | -1.9% | $129M | $2.87 | 35.3% | 48.8% |
| 2003 | $95M | +9.1% | $134M | $2.85 | 35.7% | 50.4% |
| 2002 | $87M | +3.4% | $128M | $2.55 | 31.8% | 46.7% |
| 2001 | $84M | +5.6% | $125M | $2.36 | 28.1% | 41.6% |
| 2000 | $80M | +4.8% | $118M | $2.16 | 25.7% | 38.0% |
| 1999 | $76M | +3.7% | $115M | $1.94 | 25.5% | 38.4% |
| 1998 | $73M | +52.6% | $111M | $1.73 | 24.1% | 36.6% |
| 1997 | $48M | +2.8% | $74M | $1.10 | 15.6% | 24.1% |
| 1996 | $47M | +8.3% | $70M | $1.08 | 15.1% | 22.7% |
| 1995 | $43M | +74.9% | $65M | $0.98 | 13.6% | 20.5% |
| 1994 | $25M | +160.0% | $36M | $1.02 | 16.1% | 23.2% |
| 1993 | $10M | -32.1% | $13M | $0.57 | 5.9% | 7.8% |
| 1992 | $14M | +20.7% | $22M | $0.80 | 11.5% | 17.8% |
| 1991 | $12M | +7.4% | $17M | $0.73 | 8.7% | 12.8% |
| 1990 | $11M | +47.9% | $16M | $0.69 | 7.5% | 11.0% |
| 1989 | $7M | - | $10M | $0.47 | 5.1% | 7.1% |
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WABC — Frequently Asked Questions
Quick answers to the most common questions about buying WABC stock.
What is WABC earnings per share (EPS)?
WABC trailing twelve-month (TTM) diluted EPS is $4.63, reflecting -12.9% year-over-year growth. The 5-year EPS CAGR is +8.7%. Complete EPS history from 1989 to 2025 is available in the table on this page.
What is Westamerica Bancorporation's net income?
Westamerica Bancorporation (WABC) trailing twelve-month net income is $112M as of 2025. Earnings declined -12.9% year-over-year. Westamerica Bancorporation has been profitable for 37 consecutive years.
Is WABC profitable?
Yes, WABC is profitable with a TTM net income of $112M and a net profit margin of +42.7%. Westamerica Bancorporation has generated profits for 37 consecutive years.
What is WABC's earnings growth rate?
WABC compound annual EPS growth rates (CAGR): 1-Year: -12.9%, 3-Year: -0.1%, 5-Year: +8.7%, 10-Year: +7.0%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1989 to 2025.
What are WABC's profit margins?
Westamerica Bancorporation net profit margin is +42.7%, operating margin is +57.6%, and gross margin is +95.2%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +12.7%.
Is WABC growing earnings?
WABC earnings are declining — EPS fell -12.9% year-over-year. TTM net income dropped to $112M. This contrasts with the 5-year CAGR of +8.7%.
What was WABC's best earnings year?
Westamerica Bancorporation's highest annual net income on record is $162M, achieved in fiscal year 2023. Earnings history on this page spans 1989 to 2025 and includes all annual and quarterly figures.
What were WABC's earnings last quarter?
WABC's most recent reported quarter was Q1 2026. Net income was $27M with diluted EPS of $1.13. For a full breakdown of all quarters, see the quarterly earnings table on this page.