Virginia National Bankshares Corporation (VABK) Earnings History
Profitable25 years of earnings data (2001–2025) · Positive TTM net income
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Virginia National Bankshares Corporation (VABK) Earnings Overview
As of July 8, 2026, Virginia National Bankshares Corporation (VABK) reported trailing twelve-month net income of $20M, reflecting +12.7% year-over-year growth. The company earned $3.68 per diluted share over the past four quarters, with a net profit margin of 23.1%.
Looking at the long-term picture, VABK's 5-year EPS compound annual growth rate (CAGR) stands at +3.8%, reflecting modest earnings expansion. The company achieved its highest annual net income of $23M in fiscal 2022.
Virginia National Bankshares Corporation maintains industry-leading profitability with a gross margin of 69.0%, operating margin of 28.9%, and net margin of 23.1%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including NBTB ($184M net income, 19.5% margin), CZWI ($15M net income, 16.0% margin), MNSB ($17M net income, 11.5% margin), VABK has outperformed on profitability metrics. Compare VABK vs NBTB →
VABK Earnings vs Peers
Earnings metrics vs comparable public companies
VABK Historical Earnings Data (2001–2025)
25 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $19M | +13.5% | $24M | $3.55 | 23.1% | 28.9% |
| 2024 | $17M | -11.9% | $21M | $3.15 | 20.5% | 25.3% |
| 2023 | $19M | -17.8% | $23M | $3.58 | 24.4% | 29.4% |
| 2022 | $23M | +132.7% | $29M | $4.38 | 33.5% | 40.8% |
| 2021 | $10M | +26.2% | $12M | $2.14 | 17.1% | 20.3% |
| 2020 | $8M | +19.3% | $10M | $2.95 | 23.6% | 29.7% |
| 2019 | $7M | -21.0% | $8M | $2.49 | 21.2% | 26.0% |
| 2018 | $8M | +29.2% | $11M | $3.15 | 27.3% | 34.0% |
| 2017 | $7M | +14.0% | $11M | $2.46 | 23.2% | 38.8% |
| 2016 | $6M | +84.2% | $8M | $2.19 | 23.6% | 34.2% |
| 2015 | $3M | +64.4% | $4M | $1.14 | 14.3% | 19.8% |
| 2014 | $2M | -72.5% | $2M | $0.63 | 9.2% | 11.4% |
| 2013 | $7M | +25.8% | $10M | $2.32 | 20.9% | 30.6% |
| 2012 | $5M | +134.2% | $8M | $2.01 | 18.9% | 28.0% |
| 2011 | $2M | -41.9% | $3M | $0.79 | 10.2% | 14.2% |
| 2010 | $4M | +106.9% | $6M | $1.36 | 15.3% | 24.2% |
| 2009 | $2M | +1639.3% | $3M | $0.66 | 7.8% | 12.1% |
| 2008 | $112,000 | -92.4% | $314,000 | $0.04 | 0.6% | 1.6% |
| 2007 | $1M | -44.7% | $2M | $0.51 | 6.9% | 11.6% |
| 2006 | $3M | -13.6% | $4M | $0.91 | 12.9% | 20.5% |
| 2005 | $3M | +59.1% | $5M | $1.07 | 18.5% | 27.9% |
| 2004 | $2M | +41.2% | $3M | $0.70 | 14.9% | 21.9% |
| 2003 | $1M | +78.4% | $2M | $0.52 | 12.1% | 17.7% |
| 2002 | $770,000 | +3.6% | $765,000 | $0.29 | 8.2% | 8.1% |
| 2001 | $743,000 | - | $0 | $0.29 | 8.4% | 0.0% |
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VABK — Frequently Asked Questions
Quick answers to the most common questions about buying VABK stock.
What is VABK earnings per share (EPS)?
VABK trailing twelve-month (TTM) diluted EPS is $3.68, reflecting +12.7% year-over-year growth. The 5-year EPS CAGR is +3.8%. Complete EPS history from 2001 to 2025 is available in the table on this page.
What is Virginia National Bankshares Corporation's net income?
Virginia National Bankshares Corporation (VABK) trailing twelve-month net income is $20M as of 2025. Earnings grew +12.7% year-over-year. Virginia National Bankshares Corporation has been profitable for 25 consecutive years.
Is VABK profitable?
Yes, VABK is profitable with a TTM net income of $20M and a net profit margin of +23.1%. Virginia National Bankshares Corporation has generated profits for 25 consecutive years.
What is VABK's earnings growth rate?
VABK compound annual EPS growth rates (CAGR): 1-Year: +12.7%, 3-Year: -6.8%, 5-Year: +3.8%, 10-Year: +12.0%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2001 to 2025.
What are VABK's profit margins?
Virginia National Bankshares Corporation net profit margin is +23.1%, operating margin is +28.9%, and gross margin is +69.0%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +11.2%.
Is VABK growing earnings?
VABK is growing earnings steadily. YoY EPS growth of +12.7% is consistent with the 5-year CAGR of +3.8%. TTM net income is $20M.
What was VABK's best earnings year?
Virginia National Bankshares Corporation's highest annual net income on record is $23M, achieved in fiscal year 2022. Earnings history on this page spans 2001 to 2025 and includes all annual and quarterly figures.
What were VABK's earnings last quarter?
VABK's most recent reported quarter was Q1 2026. Net income was $5M with diluted EPS of $0.97. For a full breakdown of all quarters, see the quarterly earnings table on this page.