Univest Financial Corporation (UVSP) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 63.37M | 62.55M | 61.32M | 59.54M | 56.78M | 55.47M | 53.2M | 51.03M | 51.47M | 52.76M | 53.59M | 54.33M | 59.32M | 61.92M | 58.25M | 51.47M | 46.66M | 47.52M | 48.69M | 46.76M |
| NII Growth % | 11.6% | 12.76% | 15.26% | 16.69% | 10.33% | 5.14% | -0.72% | -6.08% | -13.23% | -14.79% | -8% | 5.55% | 27.13% | 30.28% | 19.64% | 10.08% | 2.74% | 6.75% | 11.02% | 7.44% |
| Net Interest Margin % | 0.78% | 0.74% | 0.72% | 0.75% | 0.71% | 0.68% | 0.65% | 0.65% | 0.66% | 0.68% | 0.68% | 0.71% | 0.81% | 0.86% | 0.84% | 0.77% | 0.66% | 0.67% | 0.7% | 0.74% |
| Interest Income | 106.35M | 111.72M | 109.65M | 105.71M | 103.42M | 107.48M | 106.44M | 99.83M | 98.61M | 101.23M | 97.11M | 90.14M | 83.25M | 77.4M | 66.88M | 56.72M | 51.2M | 52.26M | 53.57M | 52.44M |
| Interest Expense | 42.99M | 49.17M | 48.32M | 46.16M | 46.63M | 52M | 53.23M | 48.8M | 47.14M | 48.47M | 43.52M | 35.81M | 23.94M | 15.48M | 8.63M | 5.25M | 4.54M | 4.74M | 4.88M | 5.68M |
| Loan Loss Provision | 1.3M | 3.15M | 517K | 5.69M | 2.31M | 2.38M | 1.41M | 707K | 1.43M | 1.93M | 2.02M | 3.43M | 3.39M | 5.42M | 3.56M | 6.67M | -3.45M | 1.39M | -182K | -59K |
| Non-Interest Income | 23.23M | 22.02M | 21.92M | 21.5M | 22.41M | 21.33M | 20.15M | 20.98M | 25.59M | 18.62M | 18.69M | 19.83M | 19.68M | 20.46M | 17.96M | 19M | 20.47M | 19.19M | 20.55M | 20.23M |
| Non-Interest Income % | 17.93% | 16.47% | 16.66% | 16.9% | 17.81% | 16.56% | 15.92% | 17.37% | 20.61% | 15.54% | 16.14% | 18.03% | 19.12% | 20.91% | 21.17% | 25.09% | 28.56% | 26.86% | 27.73% | 27.84% |
| Total Revenue | 129.59M | 133.74M | 131.57M | 127.21M | 125.83M | 128.81M | 126.59M | 120.81M | 124.2M | 119.85M | 115.8M | 109.97M | 102.93M | 97.86M | 84.84M | 75.72M | 71.67M | 71.45M | 74.12M | 72.67M |
| Revenue Growth % | 2.98% | 3.83% | 3.94% | 5.29% | 1.31% | 7.47% | 9.32% | 9.86% | 20.66% | 22.47% | 36.5% | 45.24% | 43.62% | 36.95% | 14.45% | 4.19% | -4.07% | -0.03% | 2.36% | 6.9% |
| Non-Interest Expense | 51.81M | 52.71M | 50.67M | 50.33M | 49.33M | 50.66M | 48.55M | 48.71M | 50.07M | 49.05M | 48.99M | 49.8M | 49.53M | 47.33M | 46.66M | 47.37M | 45.41M | 43.34M | 43.25M | 41.29M |
| Efficiency Ratio | 39.99% | 39.41% | 38.51% | 39.57% | 39.2% | 39.33% | 38.35% | 40.32% | 40.32% | 40.92% | 42.31% | 45.28% | 48.12% | 48.36% | 55.01% | 62.56% | 63.36% | 60.65% | 58.35% | 56.81% |
| Operating Income | 33.48M | 28.72M | 32.06M | 25.02M | 27.56M | 23.76M | 23.39M | 22.59M | 25.56M | 20.4M | 21.27M | 20.94M | 26.08M | 29.63M | 25.99M | 16.42M | 25.17M | 21.99M | 26.17M | 25.76M |
| Operating Margin % | 25.84% | 21.47% | 24.37% | 19.67% | 21.9% | 18.45% | 18.48% | 18.7% | 20.58% | 17.02% | 18.37% | 19.04% | 25.34% | 30.28% | 30.63% | 21.69% | 35.12% | 30.78% | 35.31% | 35.45% |
| Operating Income Growth % | 21.5% | 20.84% | 37.08% | 10.73% | 7.83% | 16.47% | 9.96% | 7.91% | -2.01% | -31.15% | -18.15% | 27.47% | 3.63% | 34.75% | -0.71% | -36.24% | -37.71% | -30.51% | 12.83% | 1314.61% |
| Pretax Income | 33.48M | 28.72M | 32.06M | 25.02M | 27.56M | 23.76M | 23.39M | 22.59M | 25.56M | 20.4M | 21.27M | 20.94M | 26.08M | 29.63M | 25.99M | 16.42M | 25.17M | 21.99M | 26.17M | 25.76M |
| Pretax Margin % | 25.84% | 21.47% | 24.37% | 19.67% | 21.9% | 18.45% | 18.48% | 18.7% | 20.58% | 17.02% | 18.37% | 19.04% | 25.34% | 30.28% | 30.63% | 21.69% | 35.12% | 30.78% | 35.31% | 35.45% |
| Income Tax | 6.39M | 5.97M | 6.42M | 5.04M | 5.16M | 4.82M | 4.81M | 4.49M | 5.25M | 4.15M | 4.25M | 4.14M | 5.05M | 5.8M | 5.18M | 3.26M | 4.85M | 4.58M | 5.26M | 4.88M |
| Effective Tax Rate % | 19.08% | 20.79% | 20.03% | 20.14% | 18.73% | 20.3% | 20.57% | 19.85% | 20.55% | 20.34% | 20% | 19.76% | 19.35% | 19.56% | 19.95% | 19.84% | 19.27% | 20.82% | 20.1% | 18.96% |
| Net Income | 27.09M | 22.75M | 25.64M | 19.98M | 22.39M | 18.94M | 18.58M | 18.11M | 20.3M | 16.25M | 17.02M | 16.8M | 21.03M | 23.84M | 20.8M | 13.17M | 20.32M | 17.41M | 20.91M | 20.88M |
| Net Margin % | 20.91% | 17.01% | 19.49% | 15.71% | 17.8% | 14.71% | 14.68% | 14.99% | 16.35% | 13.56% | 14.69% | 15.28% | 20.43% | 24.36% | 24.52% | 17.39% | 28.35% | 24.37% | 28.21% | 28.73% |
| Net Income Growth % | 20.97% | 20.08% | 38.01% | 10.33% | 10.29% | 16.53% | 9.18% | 7.78% | -3.47% | -31.81% | -18.2% | 27.6% | 3.53% | 36.89% | -0.53% | -36.93% | -37.68% | -32.7% | 15.41% | 901.2% |
| Net Income (Continuing) | 27.09M | 22.75M | 25.64M | 19.98M | 22.39M | 18.94M | 18.58M | 18.11M | 20.3M | 16.25M | 17.02M | 16.8M | 21.03M | 23.84M | 20.8M | 13.17M | 20.32M | 17.41M | 20.91M | 20.88M |
| EPS (Diluted) | 0.96 | 0.80 | 0.89 | 0.69 | 0.77 | 0.65 | 0.63 | 0.62 | 0.69 | 0.55 | 0.58 | 0.57 | 0.71 | 0.81 | 0.71 | 0.45 | 0.68 | 0.59 | 0.71 | 0.71 |
| EPS Growth % | 24.68% | 23.08% | 41.27% | 11.29% | 11.59% | 18.18% | 8.62% | 8.77% | -2.82% | -32.1% | -18.31% | 26.67% | 4.41% | 37.29% | 0% | -36.62% | -38.74% | -32.95% | 14.52% | 914.29% |
| EPS (Basic) | 0.97 | 0.80 | 0.89 | 0.69 | 0.77 | 0.65 | 0.64 | 0.62 | 0.69 | 0.55 | 0.58 | 0.57 | 0.72 | 0.82 | 0.71 | 0.45 | 0.69 | 0.59 | 0.71 | 0.71 |
| Diluted Shares Outstanding | 28.22M | 28.38M | 28.96M | 29.05M | 29.4M | 29.07M | 29.35M | 29.35M | 29.56M | 29.55M | 29.56M | 29.5M | 29.51M | 29.43M | 29.43M | 29.6M | 29.74M | 29.47M | 29.56M | 29.53M |