Univest Financial Corporation (UVSP) Earnings History
Growth Compounder32 years of earnings data (1994–2025) · Consistent double-digit EPS growth over 5 years
Loading earnings history...
Univest Financial Corporation (UVSP) Earnings Overview
As of July 8, 2026, Univest Financial Corporation (UVSP) reported trailing twelve-month net income of $95M, reflecting +22.5% year-over-year growth. The company earned $3.38 per diluted share over the past four quarters, with a net profit margin of 17.5%.
Looking at the long-term picture, UVSP's 5-year EPS compound annual growth rate (CAGR) stands at +14.6%, showing solid earnings momentum. The company achieved its highest annual net income of $92M in fiscal 2021.
Univest Financial Corporation maintains industry-leading profitability with a gross margin of 61.0%, operating margin of 21.9%, and net margin of 17.5%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including NBTB ($184M net income, 19.5% margin), FULT ($393M net income, 20.7% margin), ACNB ($51M net income, 21.7% margin), UVSP has room to improve margins relative to the peer group. Compare UVSP vs NBTB →
UVSP Earnings vs Peers
Earnings metrics vs comparable public companies
UVSP Historical Earnings Data (1994–2025)
32 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $91M | +19.5% | $113M | $3.16 | 17.5% | 21.9% |
| 2024 | $76M | +6.8% | $95M | $2.58 | 15.2% | 19.0% |
| 2023 | $71M | -9.0% | $89M | $2.41 | 15.9% | 19.8% |
| 2022 | $78M | -14.9% | $97M | $2.64 | 23.7% | 29.5% |
| 2021 | $92M | +95.7% | $114M | $3.11 | 31.3% | 39.0% |
| 2020 | $47M | -28.6% | $57M | $1.60 | 16.6% | 20.2% |
| 2019 | $66M | +30.0% | $80M | $2.24 | 23.5% | 28.6% |
| 2018 | $51M | +14.6% | $61M | $1.72 | 20.2% | 24.2% |
| 2017 | $44M | +126.1% | $62M | $1.64 | 19.8% | 27.8% |
| 2016 | $20M | -28.5% | $23M | $0.84 | 10.7% | 12.8% |
| 2015 | $27M | +22.7% | $37M | $1.39 | 17.7% | 24.0% |
| 2014 | $22M | +4.9% | $30M | $1.37 | 19.0% | 25.4% |
| 2013 | $21M | +1.5% | $27M | $1.27 | 18.3% | 23.2% |
| 2012 | $21M | +10.5% | $26M | $1.24 | 18.5% | 23.4% |
| 2011 | $19M | +19.8% | $24M | $1.13 | 16.5% | 20.6% |
| 2010 | $16M | +46.2% | $19M | $0.95 | 12.6% | 15.2% |
| 2009 | $11M | -47.6% | $11M | $0.75 | 8.4% | 8.8% |
| 2008 | $21M | -19.4% | $26M | $1.60 | 15.1% | 19.4% |
| 2007 | $26M | +0.7% | $35M | $1.98 | 17.8% | 24.3% |
| 2006 | $25M | +2.1% | $35M | $1.95 | 19.4% | 26.6% |
| 2005 | $25M | +5.4% | $34M | $1.91 | 23.0% | 31.3% |
| 2004 | $24M | +2.2% | $32M | $1.80 | 24.2% | 32.8% |
| 2003 | $23M | +9.4% | $31M | $1.78 | 24.2% | 32.8% |
| 2002 | $21M | +9.9% | $29M | $1.29 | 22.5% | 30.7% |
| 2001 | $19M | +10.7% | $26M | $1.44 | 19.8% | 26.9% |
| 2000 | $17M | +9.8% | $24M | $1.27 | 18.0% | 25.0% |
| 1999 | $16M | +9.0% | $22M | $1.11 | 17.7% | 25.1% |
| 1998 | $15M | +10.0% | $21M | $0.97 | 33.4% | 47.3% |
| 1997 | $13M | +9.5% | $19M | $0.86 | 34.6% | 50.3% |
| 1996 | $12M | +7.2% | $17M | $0.78 | 34.4% | 48.8% |
| 1995 | $11M | +10.9% | $16M | $0.73 | 33.1% | 47.8% |
| 1994 | $10M | - | $15M | $0.82 | 35.1% | 50.9% |
Download Data
Export UVSP earnings history in CSV or JSON format
Free sign-in required to download data
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
32+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
UVSP — Frequently Asked Questions
Quick answers to the most common questions about buying UVSP stock.
What is UVSP earnings per share (EPS)?
UVSP trailing twelve-month (TTM) diluted EPS is $3.38, reflecting +22.5% year-over-year growth. The 5-year EPS CAGR is +14.6%. Complete EPS history from 1994 to 2025 is available in the table on this page.
What is Univest Financial Corporation's net income?
Univest Financial Corporation (UVSP) trailing twelve-month net income is $95M as of 2025. Earnings grew +22.5% year-over-year. Univest Financial Corporation has been profitable for 32 consecutive years.
Is UVSP profitable?
Yes, UVSP is profitable with a TTM net income of $95M and a net profit margin of +17.5%. Univest Financial Corporation has generated profits for 32 consecutive years.
What is UVSP's earnings growth rate?
UVSP compound annual EPS growth rates (CAGR): 1-Year: +22.5%, 3-Year: +6.2%, 5-Year: +14.6%, 10-Year: +8.6%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1994 to 2025.
What are UVSP's profit margins?
Univest Financial Corporation net profit margin is +17.5%, operating margin is +21.9%, and gross margin is +61.0%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +9.9%.
Is UVSP growing earnings?
Yes, UVSP earnings are accelerating — EPS growth of +22.5% exceeds the 5-year CAGR of +14.6%. TTM net income reached $95M. Earnings momentum is strengthening.
What was UVSP's best earnings year?
Univest Financial Corporation's highest annual net income on record is $92M, achieved in fiscal year 2021. Earnings history on this page spans 1994 to 2025 and includes all annual and quarterly figures.
What were UVSP's earnings last quarter?
UVSP's most recent reported quarter was Q1 2026. Net income was $27M with diluted EPS of $0.96. For a full breakdown of all quarters, see the quarterly earnings table on this page.