Universal Insurance Holdings, Inc.(UVE)Earnings, Financials & Key RatiosUniversal Insurance Holdings, Inc. (UVE) stock price & volume — 10-year historical chart
Investment Thesis • Updated 2026Q1
while the stock trades at a compelling 6.51 P/E TTM, the inherent volatility of the Florida property market and the potential for future reinsurance cost spikes warrant a cautious approach despite the recent improvement in the combined ratio to 81.7%.
Universal Insurance Holdings, Inc. (UVE) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Universal Insurance Holdings, Inc. (UVE) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $2.00vs $1.39+43.9% | $507Mvs $481M+5.3% |
| Q1 2026 | Feb 24, 2026 | $2.17vs $1.30+66.9% | $484Mvs $485M-0.3% |
| Q4 2025 | Oct 23, 2025 | $1.36vs $1.10+23.6% | $401Mvs $373M+7.5% |
| Q3 2025 | Jul 24, 2025 | $1.23vs $1.09+12.8% | $400Mvs $364M+9.9% |
Recent stock market news and headlines for Universal Insurance Holdings, Inc. (UVE)
Universal Insurance's underwriting discipline, premium growth and reinsurance protection support earnings, while catastrophe exposure and competitive pressures remain risks.
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Key metrics vs top competitors for Universal Insurance Holdings, Inc. (UVE)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $42.90 | $1.2B | 6.79 | 4.94% | 11.47% | 39.59% | 1.79% | |
| $181.72 | $2.36B | 7.31 | 20.21% | 32.64% | 30.81% | — | |
| $27.43 | $832.5M | 4.34 | 3.71% | 25.99% | 43.68% | — | |
| $248.37 | $63.94B | 6.50 | 4.64% | 18.09% | 42.74% | — | |
| $339.17 | $72.12B | 12.36 | 5.17% | 15.54% | 24.14% | — | |
| $356.53 | $138.28B | 13.86 | 6.47% | 18.48% | 14.49% | — |
Universal Insurance Holdings, Inc. (UVE) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Universal Insurance Holdings, Inc. (UVE) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jun 18, 2026·SEC
Jun 15, 2026·SEC
Jun 5, 2026·SEC
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Universal Insurance Holdings, Inc. (UVE) stock FAQ — growth, dividends, profitability & financials explained
Universal Insurance Holdings, Inc. (UVE) grew revenue by 4.9% over the past year. Growth has been modest.
Yes, Universal Insurance Holdings, Inc. (UVE) is profitable, generating $195.8M in net income for fiscal year 2025 (11.5% net margin).
Yes, Universal Insurance Holdings, Inc. (UVE) pays a dividend with a yield of 1.79%. This makes it attractive for income-focused investors.
Universal Insurance Holdings, Inc. (UVE) has a return on equity (ROE) of 39.6%. This is excellent, indicating efficient use of shareholder capital.
Universal Insurance Holdings, Inc. (UVE) has a combined ratio of 84.8%. A ratio below 100% indicates underwriting profitability.
