USCB Financial Holdings, Inc. (USCB) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 15.28M | -10.01M | 20.15M | 18.04M | 14.63M | -3.05M | 11.22M | 18.31M | 8.09M | -5.98M | 8.34M | 11.19M | 9M | -2.02M | 11.46M | 14.5M | 5.6M | -1.6M | 9.8M | 9.79M |
| Operating CF Growth % | 4.43% | -228.12% | 79.6% | -1.5% | 80.75% | 48.96% | 34.54% | 63.74% | -10.09% | -195.21% | -27.22% | -22.87% | 60.65% | -26.8% | 16.94% | 48.1% | 38.04% | -14.15% | - | - |
| Net Income | 9.35M | 1.36M | 8.94M | 8.14M | 7.66M | 6.9M | 6.95M | 6.21M | 4.61M | 2.72M | 3.82M | 4.2M | 5.81M | 4.43M | 5.56M | 5.29M | 4.85M | 5.65M | 6.59M | 4.05M |
| Depreciation & Amortization | 166K | 163K | 158K | 150K | 148K | 151K | 150K | 146K | 137K | 147K | 145K | 148K | 150K | 158K | 167K | 175K | 188K | 189K | 202K | 313K |
| Deferred Taxes | -581K | -1.15M | 2.87M | 2.6M | 2.44M | 2.6M | 1.74M | 1.97M | 1.42M | 786K | 1.25M | 1.33M | 1.88M | 1.42M | 1.96M | 1.71M | 1.86M | 1.75M | 2.09M | 1.26M |
| Other Non-Cash Items | 224K | 7.37M | -328K | 185K | 124K | 286K | 814K | 367K | -136K | 1.78M | -411K | -537K | -523K | 2.29M | 123K | 859K | -1.26M | -2.05M | -1.29M | -1M |
| Working Capital Changes | 5.23M | -18.51M | 7.74M | 6.19M | 3.55M | -14.01M | 1.19M | 9.25M | 1.7M | -11.72M | 3.25M | 5.75M | 1.56M | -10.44M | 3.52M | 6.33M | -166K | -7.29M | 2.17M | 5.12M |
| Cash from Investing | -14.95M | -43.51M | -44.22M | -85.52M | -72.16M | -50.89M | -74.77M | -20.19M | -66.49M | -82.72M | -76.8M | -44.25M | -69.23M | -69.77M | -39.33M | -80.77M | -80.73M | -127.44M | -61.12M | -94.91M |
| Purchase of Investments | -15.77M | -38.35M | -69.81M | -17.55M | -14.12M | -14.68M | -18.55M | -15.52M | -36.93M | -13.59M | -19.13M | -86.79M | -7.67M | -15.61M | -7.01M | 0 | -45.23M | -126.43M | -51.31M | -97.84M |
| Sale/Maturity of Investments | 53.2M | 60.51M | 39.18M | 10.05M | 7.06M | 7.3M | 8.12M | 43.57M | 6.26M | 34.74M | 35.28M | 56.6M | 14.28M | 22.8M | 23.88M | 34.99M | 31.97M | 25.21M | 20.13M | 43.48M |
| Net Investment Activity | 37.43M | 22.16M | -30.63M | -7.51M | -7.06M | -7.38M | -10.43M | 28.05M | -30.66M | 21.16M | 16.16M | -30.18M | 6.62M | 7.19M | 16.86M | 34.99M | -13.25M | -101.22M | -31.19M | -54.37M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -52.06M | -65.57M | -13.48M | -77.96M | -65.05M | -43.46M | -64.27M | -48.15M | -35.74M | -103.84M | -92.89M | -14.03M | -75.83M | -76.46M | -56.19M | -115.74M | -67.33M | -25.89M | -29.86M | -40.48M |
| Cash from Financing | 40.16M | 35.19M | 26.07M | 24.31M | 78.48M | 92.49M | 24.78M | -47.41M | 143.88M | 96.32M | 14.62M | 57.09M | 69.31M | 52.64M | 17.92M | 55.43M | 123.02M | 105.66M | 73.8M | 26.29M |
| Dividends Paid | -2.28M | -1.81M | -2.01M | -2M | -2M | -890K | -1.02M | -1.02M | -1.02M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -542K | -754K |
| Share Repurchases | -1M | 0 | -34.38M | 0 | -174K | 0 | -121K | -301K | -79K | -970K | 0 | -746K | -5.87M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock Issued | 191K | 246K | 241K | 225K | 92K | 996K | 0 | 1K | 322K | 75K | 0 | 0 | 0 | 0 | 0 | 0 | 102K | -126K | 39.95M | 0 |
| Net Stock Activity | -810K | 246K | -34.14M | 225K | -82K | 996K | -121K | -300K | 243K | -895K | 0 | -746K | -5.87M | 0 | 0 | 0 | 102K | -126K | 39.95M | 0 |
| Debt Issuance (Net) | -1000K | 1000K | -1000K | 0 | -1000K | 1000K | -1000K | 0 | -1000K | 1000K | 1000K | -1000K | 1000K | 1000K | -1000K | 1000K | 0 | 0 | 0 | 0 |
| Other Financing | 148.5M | -110.53M | 119.95M | 26.09M | 135.56M | 47.39M | 69.92M | -46.09M | 165.66M | 16.22M | -379K | 90.84M | 1.18M | 32.64M | 57.92M | 25.43M | 122.92M | 105.79M | 45.81M | 27.05M |
| Net Change in Cash | 40.49M | -18.33M | 1.99M | -43.16M | 20.95M | 38.55M | -38.77M | -49.28M | 85.48M | 7.63M | -53.84M | 24.03M | 9.08M | -19.16M | -9.95M | -10.84M | 47.88M | -23.37M | 22.48M | -58.82M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 38.48M | 56.81M | 54.82M | 97.98M | 77.03M | 38.49M | 77.26M | 126.55M | 41.06M | 33.44M | 87.28M | 63.25M | 54.17M | 73.33M | 83.27M | 94.11M | 46.23M | 69.6M | 47.12M | 105.94M |
| Cash at End | 78.96M | 38.48M | 56.81M | 54.82M | 97.98M | 77.03M | 38.49M | 77.26M | 126.55M | 41.06M | 33.44M | 87.28M | 63.25M | 54.17M | 73.33M | 83.27M | 94.11M | 46.23M | 69.6M | 47.12M |
| Interest Paid | 14.67M | 14.25M | 16.58M | 14.71M | 14.45M | 14.49M | 17.52M | 13.91M | 14.62M | 13.43M | 12.34M | 9.49M | 6.04M | 3.63M | 1.67M | 1.04M | 961K | 957K | 970K | 1.32M |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 14.96M | -10.11M | 20.03M | 17.99M | 14.58M | -3.11M | 11.14M | 18.23M | 8M | -6.01M | 8.27M | 11.15M | 8.98M | -2.52M | 11.46M | 14.48M | 5.45M | -1.92M | 9.72M | 9.74M |
| FCF Growth % | 2.56% | -225.06% | 79.84% | -1.29% | 82.23% | 48.27% | 34.75% | 63.51% | -10.88% | -138.21% | -27.83% | -23.04% | 64.81% | -31.68% | 17.81% | 48.77% | 40.59% | -29.99% | - | - |