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UNPUnion Pacific Corporation
$283.12$168.1B
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  4. Financial Ratios

Union Pacific Corporation (UNP) Financial Ratios

Latest Ratios: P/E Ratio 23.7x · EV/EBITDA 16.1x · ROE 40.4%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

UNP Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$168.1B$137.3B$138.8B$149.9B$129.2B$165.1B$141.4B$127.7B$104.3B$107.5B$86.6B
Enterprise Value$198.6B$167.8B$170.2B$183.0B$163.2B$195.6B$167.9B$153.9B$125.4B$123.2B$100.3B
P/E Ratio →23.6519.3220.5623.5018.4725.3226.4221.5717.4810.0420.45
P/S Ratio6.865.605.726.215.197.577.245.884.575.064.34
P/B Ratio9.107.438.2210.1410.6211.668.347.045.114.334.35
P/FCF30.5724.9723.5531.4022.5027.0925.1924.7619.8627.0621.55
P/OCF18.0914.7814.8517.8913.8018.2816.5614.8312.0014.8711.51

P/E links to full P/E history page with 30-year chart

UNP EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—6.857.027.596.568.978.607.095.495.805.03
EV / EBITDA16.1313.6314.0116.0013.3716.9416.7214.2911.7112.1210.78
EV / EBIT20.1916.0216.9219.1215.7820.3120.6817.4914.5614.7513.44
EV / FCF—30.5228.8838.3428.4232.0929.9229.8423.8931.0024.96

UNP Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin59.4%59.4%45.5%43.7%45.0%48.2%47.0%44.3%41.8%42.4%41.5%
Operating Margin40.1%40.1%40.1%37.7%39.9%42.8%40.1%39.4%37.3%38.0%36.5%
Net Profit Margin29.1%29.1%27.8%26.4%28.1%29.9%27.4%27.3%26.1%50.4%21.2%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE40.4%40.4%42.6%47.3%53.2%41.9%30.5%30.7%26.4%47.8%20.8%
ROA10.4%10.4%10.0%9.6%10.9%10.4%8.6%9.8%10.2%18.9%7.7%
ROIC15.2%15.2%15.1%14.5%16.4%15.9%13.4%14.9%15.6%16.3%16.2%
ROCE15.5%15.5%15.6%14.9%16.8%16.1%13.6%15.3%15.7%15.2%14.1%

UNP Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity1.721.721.922.312.872.221.671.491.100.680.75
Debt / EBITDA2.582.582.672.992.862.732.822.512.091.671.61
Net Debt / Equity—1.651.862.242.792.161.561.451.030.630.69
Net Debt / EBITDA2.482.482.592.902.782.642.642.431.971.541.47
Debt / FCF—5.555.346.945.925.014.735.084.023.943.42
Interest Coverage8.008.007.937.148.148.337.128.389.9011.6110.69

UNP Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio0.910.910.770.810.720.621.010.790.901.030.99
Quick Ratio0.750.750.620.670.580.510.860.620.740.830.79
Cash Ratio0.300.300.200.210.180.180.450.200.290.350.37
Asset Turnover—0.350.360.360.380.340.310.350.390.370.36
Inventory Turnover12.6512.6517.1818.2918.4518.1816.2316.1017.9216.3316.28
Days Sales Outstanding—27.7028.5131.3727.7528.8328.1226.8228.0625.6623.03

UNP Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield1.9%2.4%2.3%2.1%2.4%1.7%1.9%2.0%2.2%1.8%2.2%
Payout Ratio45.3%45.3%47.6%49.7%45.1%42.9%49.1%43.9%38.5%18.5%44.4%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield4.2%5.2%4.9%4.3%5.4%3.9%3.8%4.6%5.7%10.0%4.9%
FCF Yield3.3%4.0%4.2%3.2%4.4%3.7%4.0%4.0%5.0%3.7%4.6%
Buyback Yield1.6%2.0%1.1%0.5%4.9%4.4%2.6%4.5%7.9%3.7%3.6%
Total Shareholder Yield3.5%4.3%3.4%2.6%7.3%6.1%4.5%6.6%10.1%5.6%5.8%
Shares Outstanding—$594M$609M$610M$624M$655M$679M$706M$754M$802M$835M

Key Metrics

Growth RegimeStable
ProfitabilityStrong
Balance SheetHealthy
Cash FlowRobust
Top Statement Risk

Competitive CPKC network expansion

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Premium Valuation Reflects Quality Moat

According to current market data, Union Pacific trades at a forward P/E of 21.29, which suggests investors are pricing in a quality premium relative to Eastern peers, likely due to its unique Western geographic footprint and consistent historical margin leadership in the North American rail sector.

The current P/E multiple appears elevated compared to broader industrial averages, implying that the market expects sustained pricing power despite potential volume headwinds. Investors should monitor whether this valuation remains justified as the CPKC merger introduces new competitive pressures that could challenge the company's long-term growth trajectory.

Capital Efficiency Constrained by Intensity

Based on reported financial statements, Union Pacific's ROIC has remained in a narrow range between 3.6% and 3.9% over the last ten quarters, indicating that the company's massive, non-discretionary capital expenditure requirements for network maintenance may be limiting its ability to compound returns on invested capital.

While the company maintains strong operating margins, the low ROIC relative to its cost of capital warrants further investigation into whether current asset utilization levels are sufficient. The persistent capital intensity suggests that significant margin expansion is required to drive meaningful improvements in shareholder value creation over the long term.

Working Capital Management Remains Stable

As reported in recent quarterly filings, Union Pacific's cash conversion cycle has fluctuated between 26 and 31 days, demonstrating a consistent ability to manage its working capital despite the inherent operational complexities of maintaining a 32,000-mile rail network across diverse industrial and bulk freight segments.

The stability in DSO and DPO metrics suggests that the company maintains effective leverage over its supplier and customer base, which is critical for preserving cash flow during periods of industrial volatility. Investors should monitor these efficiency ratios for any signs of degradation that might indicate a loss of pricing power or operational fluidity.

Deleveraging Trend Enhances Financial Flexibility

Based on the provided quarterly data, Union Pacific has successfully reduced its debt-to-equity ratio from 2.31 in 2023Q4 to 1.72 by 2025Q4, signaling a deliberate shift toward balance sheet fortification that may provide greater strategic optionality in a volatile industrial environment.

This reduction in leverage appears to be a prudent response to the capital-intensive nature of the rail industry, potentially lowering interest expense and improving the company's ability to navigate future economic downturns. The current interest coverage ratio of 7.68 suggests that debt service remains comfortable, though investors should continue to monitor the impact of ongoing CAPEX on future liquidity.

Operating Ratio Obscures True Performance

As noted in industry analysis, the Operating Ratio is the most commonly misapplied metric for Union Pacific, as it focuses exclusively on cost-cutting efficiency while potentially obscuring the long-term risks of service degradation and the loss of market share to more flexible over-the-road trucking competitors.

Investors should instead prioritize metrics like freight car velocity and yield per carload to better assess the company's underlying operational health and pricing power. Relying solely on the Operating Ratio may lead to an incomplete understanding of the trade-offs between short-term margin optimization and long-term network reliability.

Download Financial Ratios Data

Includes 30+ ratios · 30 years · Updated daily

Consensus-Based Analysis Tools

Should I Buy UNP?

Wall Street verdict, signals, and target summaries.

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Intrinsic Valuation

DCF models, multiple analysis, and analyst estimates.

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Historical Returns

10-year return with dividends reinvested.

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See how regular investing compounds over time.

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Peer Comparison

Compare growth, multiples, and margins vs sector.

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UNP — Frequently Asked Questions

Quick answers to the most common questions about buying UNP stock.

What is Union Pacific Corporation's P/E ratio?

Union Pacific Corporation's current P/E ratio is 23.7x. The historical average is 18.5x. This places it at the 86th percentile of its historical range.

What is Union Pacific Corporation's EV/EBITDA?

Union Pacific Corporation's current EV/EBITDA is 16.1x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 10.7x.

What is Union Pacific Corporation's ROE?

Union Pacific Corporation's return on equity (ROE) is 40.4%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is 21.2%.

Is UNP stock overvalued?

Based on historical data, Union Pacific Corporation is trading at a P/E of 23.7x. This is at the 86th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Union Pacific Corporation's dividend yield?

Union Pacific Corporation's current dividend yield is 1.93% with a payout ratio of 45.3%.

What are Union Pacific Corporation's profit margins?

Union Pacific Corporation has 59.4% gross margin and 40.1% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does Union Pacific Corporation have?

Union Pacific Corporation's Debt/EBITDA ratio is 2.6x, indicating moderate leverage. A ratio between 2-4x is manageable but warrants monitoring.