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TXNMTXNM Energy, Inc.
$56.57$6.3B
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  4. Financial Ratios

TXNM Energy, Inc. (TXNM) Financial Ratios

Latest Ratios: P/E Ratio 34.9x · EV/EBITDA 7.2x · ROE 5.0%. (2019–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

TXNM Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Market Cap$6.3B$5.5B$4.5B$3.6B$4.2B$3.9B$3.9B$4.1B
Enterprise Value$6.3B$5.5B$10.3B$8.6B$8.6B$7.8B$7.3B$7.4B
P/E Ratio →34.9236.3518.4240.7824.7720.0922.5752.64
P/S Ratio2.892.532.261.851.872.212.562.79
P/B Ratio1.551.611.721.491.861.761.842.32
P/FCF————————
P/OCF10.719.398.776.527.417.178.028.09

P/E links to full P/E history page with 30-year chart

TXNM EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
EV / Revenue—2.535.214.423.824.384.805.08
EV / EBITDA7.236.3311.6113.0611.6812.3812.1512.42
EV / EBIT14.2010.6520.3031.3125.1822.6822.4638.21
EV / FCF————————

TXNM Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Gross Margin38.1%38.1%41.1%32.3%31.8%35.2%38.4%38.7%
Operating Margin20.4%20.4%23.5%15.6%17.5%17.4%18.8%20.3%
Net Profit Margin7.0%7.0%12.3%4.6%7.6%11.0%11.4%5.3%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
ROE5.0%5.0%9.7%3.8%7.6%9.0%8.9%4.4%
ROA1.9%1.9%2.2%0.9%1.8%2.3%2.2%1.0%
ROIC5.6%5.6%4.4%3.2%4.6%4.0%4.0%4.4%
ROCE6.3%6.3%4.8%3.4%4.6%3.9%4.1%4.4%

TXNM Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Debt / Equity0.000.002.252.071.951.731.631.90
Debt / EBITDA0.000.006.587.595.976.145.755.59
Net Debt / Equity—0.002.242.071.951.731.611.90
Net Debt / EBITDA0.000.006.587.595.976.145.675.59
Debt / FCF————————
Interest Coverage1.541.542.221.442.673.552.841.60

TXNM Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Current Ratio0.190.190.280.390.460.490.390.30
Quick Ratio0.190.190.190.310.390.390.320.22
Cash Ratio0.020.020.000.000.000.000.050.00
Asset Turnover—0.500.170.180.230.200.180.19
Inventory Turnover——6.9613.3823.0017.7414.1311.46
Days Sales Outstanding————————

TXNM Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Dividend Yield3.1%3.0%3.2%3.5%2.9%2.9%2.5%2.3%
Payout Ratio107.9%107.9%57.8%143.4%70.5%57.5%56.8%119.3%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Earnings Yield2.9%2.8%5.4%2.5%4.0%5.0%4.4%1.9%
FCF Yield————————
Buyback Yield0.2%0.2%0.2%0.3%0.2%0.3%0.3%0.2%
Total Shareholder Yield3.3%3.2%3.3%3.8%3.0%3.1%2.8%2.5%
Shares Outstanding—$93M$91M$86M$86M$86M$80M$80M

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetVulnerable
Cash FlowBurning
Top Statement Risk

Regulatory lag and financing

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Valuation Anchored by Regulatory Uncertainty

With a trailing P/E of 35.27 and a dividend yield of 3.1%, TXNM's valuation appears disconnected from its recent earnings volatility, as reported in financial filings, suggesting that the market may be pricing in a recovery that remains contingent on future regulatory rate case outcomes.

The elevated P/E ratio relative to regional peers suggests that investors are paying a premium for the company's Texas-based growth potential, despite the significant earnings drag observed in New Mexico. This valuation may be unsustainable if the company fails to demonstrate a consistent path toward achieving its authorized ROE in upcoming regulatory cycles.

Persistent Gap Between Earned ROE

As evidenced by the erratic ROE performance, which dipped to 0.1% in 2026Q1, TXNM is currently struggling to bridge the gap between its actual returns and the regulatory authorized ROE, a trend that warrants close investigation by institutional investors monitoring the company's long-term earnings power.

The inability to consistently hit authorized return levels suggests that regulatory lag is effectively eroding the profitability of the company's capital-intensive grid modernization projects. This persistent under-earning may indicate that the current regulatory environment in New Mexico is less constructive than the market anticipates, potentially necessitating further rate relief.

Leverage Metrics Obscure Structural Risk

Based on reported figures, the anomalous debt-to-capital ratio of 0.15 in 2026Q1 suggests a potential reporting distortion or temporary deleveraging event, which masks the underlying capital structure risks inherent in a utility that must fund massive infrastructure investments through a mix of debt and equity.

The low interest coverage ratio of 1.11 in 2026Q1 indicates that the company's ability to service its debt obligations is currently under pressure, likely exacerbated by the high cost of capital. Investors should monitor whether this leverage profile reflects a sustainable strategy or a temporary reliance on external financing to cover cash flow deficits.

Dividend Sustainability Faces Cash Constraints

According to recent cash flow statements, the dividend payout ratio has experienced extreme volatility, reaching 174.5% in 2025Q2, which suggests that the current dividend may not be fully supported by internal cash generation, forcing the company to rely on external capital to maintain its payout.

The reliance on external financing to fund both CAPEX and dividends is a red flag for long-term dividend quality, as it indicates that the utility's core operations are not yet self-funding. This dynamic may force management to choose between dividend growth and the necessary infrastructure investment required to satisfy regulatory mandates.

Misapplication of P/E to Utilities

The most commonly misapplied ratio for TXNM is the P/E multiple, which fails to account for the significant non-cash regulatory assets and AFUDC credits that distort reported net income, thereby obscuring the true economic profitability of the regulated utility business for institutional analysts.

Instead of relying on P/E, analysts should focus on the relationship between the rate base growth and the earned ROE, as these metrics provide a more accurate picture of the company's ability to generate cash from its regulated assets. Using P/E as a primary valuation tool for this utility may lead to an overestimation of earnings quality during periods of high regulatory accounting adjustments.

Download Financial Ratios Data

Includes 30+ ratios · 7 years · Updated daily

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TXNM — Frequently Asked Questions

Quick answers to the most common questions about buying TXNM stock.

What is TXNM Energy, Inc.'s P/E ratio?

TXNM Energy, Inc.'s current P/E ratio is 34.9x. The historical average is 30.8x. This places it at the 57th percentile of its historical range.

What is TXNM Energy, Inc.'s EV/EBITDA?

TXNM Energy, Inc.'s current EV/EBITDA is 7.2x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 11.4x.

What is TXNM Energy, Inc.'s ROE?

TXNM Energy, Inc.'s return on equity (ROE) is 5.0%. The historical average is 6.9%.

Is TXNM stock overvalued?

Based on historical data, TXNM Energy, Inc. is trading at a P/E of 34.9x. This is at the 57th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is TXNM Energy, Inc.'s dividend yield?

TXNM Energy, Inc.'s current dividend yield is 3.10% with a payout ratio of 107.9%.

What are TXNM Energy, Inc.'s profit margins?

TXNM Energy, Inc. has 38.1% gross margin and 20.4% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does TXNM Energy, Inc. have?

TXNM Energy, Inc.'s Debt/EBITDA ratio is 0.0x, indicating low leverage. A ratio below 2x is generally considered financially healthy.