TWFG, Inc. Common Stock (TWFG) quarterly income statement — complete revenue, gross profit & net income history
| Revenue | 72.84M | 62.54M | 61.74M | 57.89M | 51.8M | 46.46M | 51.13M | 51.35M | 44.78M | 38.2M |
| Revenue Growth % | 40.63% | 34.6% | 20.74% | 12.74% | 15.68% | 21.64% | - | - | - | - |
| Medical Costs & Claims | 49.37M | 42.93M | 44.57M | 43.64M | 40.01M | 36.58M | 39.1M | 38.78M | 32.7M | 34.53M |
| Medical Cost Ratio % | 67.78% | 68.65% | 72.19% | 75.39% | 77.25% | 78.73% | 76.47% | 75.52% | 73.02% | 90.42% |
| Gross Profit | 23.47M | 19.61M | 17.17M | 14.25M | 11.79M | 9.88M | 12.03M | 12.57M | 12.08M | 3.66M |
| Gross Margin % | 32.22% | 31.35% | 27.81% | 24.61% | 22.75% | 21.27% | 23.53% | 24.48% | 26.98% | 9.58% |
| Gross Profit Growth % | 99.16% | 98.35% | 42.67% | 13.31% | -2.43% | 169.98% | - | - | - | - |
| Operating Expenses | 11.12M | 12.07M | 8.13M | 6.88M | 6.06M | 4.95M | 4.29M | 5.05M | 4.78M | 2.66M |
| OpEx / Revenue % | 15.27% | 19.3% | 13.18% | 11.89% | 11.69% | 10.66% | 8.39% | 9.84% | 10.67% | 6.95% |
| Depreciation & Amortization | 6.17M | 5.77M | 5.33M | 3.9M | 3.36M | 3.05M | 2.98M | 2.97M | 3.01M | 1.52M |
| Combined Ratio % | 83.04% | 87.95% | 85.37% | 87.28% | 88.94% | 89.39% | 84.85% | 85.35% | 83.69% | 97.37% |
| Operating Income | 12.35M | 7.54M | 9.03M | 7.36M | 5.73M | 4.93M | 7.75M | 7.52M | 7.3M | 1M |
| Operating Margin % | 16.96% | 12.05% | 14.63% | 12.72% | 11.06% | 10.61% | 15.15% | 14.65% | 16.31% | 2.63% |
| Operating Income Growth % | 115.55% | 52.87% | 16.64% | -2.1% | -21.54% | 390.65% | - | - | - | - |
| EBITDA | 18.52M | 13.3M | 14.36M | 11.26M | 9.09M | 7.99M | 10.73M | 10.49M | 10.32M | 2.53M |
| EBITDA Margin % | 25.43% | 21.27% | 23.26% | 19.46% | 17.55% | 17.19% | 20.99% | 20.43% | 23.04% | 6.62% |
| Interest Expense | 62K | 66K | 70K | 68K | 83K | 98K | 411K | 872K | 842K | 450K |
| Non-Operating Income | -1.92M | -9.25M | -1.63M | -2.33M | -1.86M | -4.38M | 4K | -269K | -172K | 7K |
| Pretax Income | 14.21M | 16.72M | 10.6M | 9.62M | 7.51M | 9.21M | 7.33M | 6.92M | 6.63M | 548K |
| Pretax Margin % | 19.51% | 26.73% | 17.17% | 16.62% | 14.5% | 19.82% | 14.34% | 13.47% | 14.81% | 1.43% |
| Income Tax | 1.13M | 1.03M | 977K | 620K | 656K | 1.06M | 437K | 0 | 0 | 878K |
| Effective Tax Rate % | 7.97% | 6.14% | 9.22% | 6.44% | 8.73% | 11.49% | 5.96% | 0% | 0% | 160.22% |
| Net Income | 1.76M | 2.95M | 1.72M | 1.96M | 1.34M | 1.59M | 1.15M | 0 | 4K | -16.75M |
| Net Margin % | 2.41% | 4.71% | 2.79% | 3.38% | 2.58% | 3.42% | 2.26% | 0% | 0.01% | -43.85% |
| Net Income Growth % | 31.32% | 85.17% | 49.22% | - | 33350% | 109.5% | - | - | - | - |
| EPS (Diluted) | 0.03 | 0.05 | 0.11 | 0.49 | 0.09 | 0.11 | 0.08 | 0.53 | 0.10 | -1.27 |
| EPS Growth % | -65.33% | -57.09% | 37.5% | -7.55% | -10% | 108.66% | - | - | - | - |
| EPS (Basic) | 0.12 | -0.16 | 0.11 | 0.49 | 0.09 | 0.11 | 0.08 | 0.53 | 0.10 | -1.27 |
| Diluted Shares Outstanding | 56.29M | 56.29M | 15.1M | 15.08M | 15.06M | 15.06M | 14.89M | 13.16M | 13.16M | 13.16M |