TWFG, Inc. Common Stock (TWFG) P/E Ratio History
Premium ValuationTrading at 51.0x vs 5Y avg 36.9x · 100th percentile · Premium to historical baseline · Data 2024–2026
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P/E Ratio Analysis
As of July 8, 2026, TWFG, Inc. Common Stock (TWFG) trades at a price-to-earnings ratio of 51.0x, with a stock price of $26.02 and trailing twelve-month earnings per share of $0.15.
The current P/E is 38% above its 5-year average of 36.9x. Over the past five years, TWFG's P/E has ranged from a low of 27.1x to a high of 45.5x, placing the current valuation at the 100th percentile of its historical range.
Compared to the Financial Services sector median P/E of 14.3x, TWFG trades at a 257% premium to its sector peers. The sector includes 800 companies with P/E ratios ranging from 0.0x to 157.0x.
Relative to the broader market, TWFG commands a significant premium over the S&P 500 median P/E of 25.9x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our TWFG DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
TWFG Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
TWFG P/E vs Peers
Broker consolidators and retail brokers peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $1B | 53.5 | 3.49 | -10% | |
| $128M | 54.6 | - | +107% | |
| $5B | 88.5 | - | -34% | |
| $36B | 8.9Lowest | 0.31Best | +4% | |
| $77B | 21.1 | 1.41 | +36% | |
| $85B | 21.3 | 1.11 | +9% | |
| $28B | 18.1 | 1.11 | +1794%Best | |
| $65B | 44.3 | 6.83 | -12% | |
| $24B | 21.9 | 1.64 | -9% | |
| $38B | 10.5 | 0.46 | +29% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
TWFG Historical P/E Data (2024–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | - | $18.39 | $0.68 | 27.1x | -27% |
| FY2025 Q4 | Dec 31 2025 | $28.77 | $0.74 | 39.0x | +6% |
| FY2025 Q3 | - | $27.44 | $0.80 | 34.3x | -7% |
| FY2025 Q2 | Jun 30 2025 | $35.00 | $0.77 | 45.5x | +23% |
| FY2025 Q1 | Mar 31 2025 | $30.91 | $0.81 | 38.2x | +3% |
| FY2024 Q4 | - | $30.80 | $0.82 | 37.6x | +2% |
Average P/E for displayed period: 36.9x
Intrinsic Valuation
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Historical Returns
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Peer Comparison
Compare growth, multiples, and margins vs sector.
TWFG — Frequently Asked Questions
Quick answers to the most common questions about buying TWFG stock.
What is TWFG's P/E ratio?
TWFG, Inc. Common Stock (TWFG) trailing twelve-month P/E ratio is 51.0x, based on TTM diluted EPS of $0.15. The 5-year average P/E is 36.9x and the historical range spans 27.1x to 45.5x.
Is TWFG stock overvalued or undervalued?
TWFG trades at 51.0x P/E, above its 5-year average of 36.9x. The 100th percentile ranking within the 27.1x–45.5x historical range indicates a premium to historical valuation.
Is TWFG stock expensive?
Yes, TWFG is expensive relative to its own history. The current P/E of 51.0x is above the 5-year average of 36.9x and also above the Financial Services sector median of 14.3x. The stock sits at the 100th percentile of its 5-year valuation range.
What is TWFG's historical P/E range?
Over the past 5 years, TWFG's P/E ratio has ranged from 27.1x to 45.5x, with a median of 38.2x and an average of 36.9x. The current P/E of 51.0x places the stock at the 100th percentile of this range. Full historical data spans 2024–2026.
How does TWFG's P/E compare to the S&P 500?
TWFG trades at 51.0x P/E versus the S&P 500 median of 25.9x. The 97% premium to the market typically reflects higher expected earnings growth or quality.
How does TWFG's valuation compare to Financial Services peers?
TWFG, Inc. Common Stock P/E of 51.0x compares to the Financial Services sector median of 14.3x. The premium reflects expected growth above peers or stronger fundamentals. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is TWFG's PEG ratio?
TWFG PEG ratio is N/A, based on a P/E of 51.0x and EPS growth of 183.3%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is TWFG's earnings yield?
TWFG earnings yield is 1.96%, the inverse of its 51.0x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.