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TTECTTEC Holdings, Inc.
$2.08$101M
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  4. Financial Ratios

TTEC Holdings, Inc. (TTEC) Financial Ratios

Latest Ratios: P/E Ratio -0.5x · EV/EBITDA 5.5x · ROE -101.0%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

TTEC Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$101M$174M$238M$1.0B$2.1B$4.3B$3.4B$1.9B$1.3B$1.9B$1.5B
Enterprise Value$1.0B$1.1B$1.2B$2.0B$3.0B$5.0B$3.8B$2.2B$1.5B$2.1B$1.6B
P/E Ratio →-0.52——120.3920.2430.4928.9424.0137.10251.5642.96
P/S Ratio0.050.080.110.420.851.891.761.130.881.261.14
P/B Ratio0.891.540.891.673.307.226.714.293.685.053.95
P/FCF1.242.13—13.3639.3922.4716.1510.4510.6130.5125.51
P/OCF0.851.45—7.1015.2417.0712.607.787.8716.5013.49

P/E links to full P/E history page with 30-year chart

TTEC EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—0.510.560.811.232.211.961.361.011.451.27
EV / EBITDA5.485.87—9.0510.7016.0313.4811.589.3112.8213.32
EV / EBIT10.60——16.6715.8422.8520.3517.2818.0120.8427.78
EV / FCF—13.38—25.8056.5726.3618.0112.6012.2434.9128.35

TTEC Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin21.8%21.8%21.4%21.5%24.0%25.0%25.5%24.4%23.3%24.9%26.2%
Operating Margin4.5%4.5%-7.9%4.8%6.9%9.6%10.5%7.5%6.1%6.8%4.1%
Net Profit Margin-9.0%-9.0%-14.5%0.3%4.2%6.2%6.1%4.7%2.4%0.5%2.6%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE-101.0%-101.0%-72.6%1.3%16.8%25.5%25.2%19.5%9.8%2.0%8.2%
ROA-11.8%-11.8%-16.3%0.4%5.0%8.0%8.2%6.3%3.4%0.8%4.0%
ROIC6.3%6.3%-9.2%5.7%8.8%14.5%17.9%13.5%11.5%12.9%7.8%
ROCE7.6%7.6%-10.9%6.7%10.2%16.3%19.2%13.5%10.8%13.0%8.1%

TTEC Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity8.868.864.031.841.681.511.031.070.780.930.59
Debt / EBITDA5.385.38—5.153.802.871.862.401.722.061.79
Net Debt / Equity—8.133.711.561.441.250.770.880.570.730.44
Net Debt / EBITDA4.944.94—4.373.252.361.391.971.241.621.33
Debt / FCF—11.25—12.4417.183.881.862.151.634.412.84
Interest Coverage-1.37-1.37-1.811.525.2517.7910.746.762.967.467.33

TTEC Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.891.891.841.691.821.571.661.512.242.712.43
Quick Ratio1.891.891.841.691.821.571.661.512.242.672.37
Cash Ratio0.230.230.240.430.370.360.340.230.330.370.31
Asset Turnover—1.431.261.131.131.141.291.191.431.371.51
Inventory Turnover—————————141.6887.88
Days Sales Outstanding—79.6778.4361.2769.1865.1178.5182.4184.8896.8286.10

TTEC Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield——1.2%4.8%2.3%1.0%3.9%1.6%1.9%1.2%1.3%
Payout Ratio———584.1%46.6%29.9%113.4%37.2%70.8%296.7%54.2%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield———0.8%4.9%3.3%3.5%4.2%2.7%0.4%2.3%
FCF Yield80.6%47.0%—7.5%2.5%4.4%6.2%9.6%9.4%3.3%3.9%
Buyback Yield0.0%0.0%0.4%0.3%0.3%0.0%0.0%0.3%0.0%1.0%5.1%
Total Shareholder Yield0.0%0.0%1.6%5.1%2.6%1.0%3.9%1.8%1.9%2.1%6.4%
Shares Outstanding—$48M$48M$47M$47M$47M$47M$47M$46M$46M$48M

Key Metrics

Growth RegimeContracting
ProfitabilityNegative
Balance SheetVulnerable
Cash FlowDeteriorating
Top Statement Risk

High Leverage and Impairment

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Complexity Discount Masks Potential Value

Based on current market data, TTEC trades at a P/S of 0.05 and a forward P/E of 1.76, suggesting that investors are heavily discounting the company's future earnings potential due to the persistent revenue contraction and the lack of clarity regarding the Digital segment's standalone profitability.

The extremely low valuation multiples appear to reflect a market consensus that the company's current business model is structurally impaired rather than temporarily mispriced. Investors should monitor whether the Digital segment can achieve sufficient scale to command a higher multiple, as the current consolidated valuation suggests the market is pricing in a high probability of further asset write-downs.

Capital Efficiency Remains Severely Depressed

As reported in financial statements, TTEC's ROIC has struggled to maintain positive territory, hovering near 1.5% in 2026Q1, which indicates that the company is failing to generate returns that exceed its cost of capital, thereby destroying shareholder value rather than compounding it over the long term.

The persistent decay in ROIC suggests that the capital-intensive 'buy-and-build' strategy has not yielded the expected synergies, particularly as the Engage segment faces margin pressure. This trend warrants further investigation into whether the company's invested capital is being allocated to projects that are fundamentally incapable of achieving competitive returns in the current interest rate environment.

Working Capital Management Shows Strain

According to recent quarterly filings, TTEC's DSO has trended upward to 82 days in 2026Q1, indicating that the company is experiencing increasing difficulty in collecting payments from its client base, which effectively ties up liquidity and increases the risk of bad debt write-offs in a slowing economy.

The rising DSO suggests a potential deterioration in the credit quality of the client base or a shift in contract terms that favors the customer at the expense of TTEC's cash cycle. This inefficiency, combined with the low asset turnover of 0.34, implies that the company's operational footprint is becoming increasingly bloated relative to the revenue it generates.

Debt Burden Limits Strategic Flexibility

Based on the latest balance sheet data, TTEC's debt-to-equity ratio has surged to 9.57, a significant increase from historical levels, which suggests that the company's reliance on debt financing has reached a critical threshold that may limit its ability to fund necessary AI-driven R&D initiatives.

The high leverage, coupled with an interest coverage ratio that has frequently dipped near 1.0, indicates that the company's ability to service its debt is becoming increasingly precarious. Investors should monitor the company's refinancing risk, as the current capital structure leaves little room for operational error or further declines in EBITDA.

Misapplication of P/E Multiples

The P/E ratio is the most commonly misapplied metric for TTEC, as it fails to account for the significant non-cash impairment charges and restructuring costs that frequently distort the company's net income, rendering the headline earnings figure an unreliable indicator of true operational performance.

Analysts should instead focus on EV/EBITDA or free cash flow metrics to better understand the company's underlying cash-generating capacity, as these measures are less susceptible to the accounting volatility inherent in TTEC's acquisition-heavy business model. Relying on P/E in this context obscures the reality of the company's cash-flow-to-debt service capability.

Download Financial Ratios Data

Includes 30+ ratios · 30 years · Updated daily

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TTEC — Frequently Asked Questions

Quick answers to the most common questions about buying TTEC stock.

What is TTEC Holdings, Inc.'s P/E ratio?

TTEC Holdings, Inc.'s current P/E ratio is -0.5x. The historical average is 35.0x.

What is TTEC Holdings, Inc.'s EV/EBITDA?

TTEC Holdings, Inc.'s current EV/EBITDA is 5.5x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 12.3x.

What is TTEC Holdings, Inc.'s ROE?

TTEC Holdings, Inc.'s return on equity (ROE) is -101.0%. The historical average is 5.5%.

Is TTEC stock overvalued?

Based on historical data, TTEC Holdings, Inc. is trading at a P/E of -0.5x. Compare with industry peers and growth rates for a complete picture.

What are TTEC Holdings, Inc.'s profit margins?

TTEC Holdings, Inc. has 21.8% gross margin and 4.5% operating margin.

How much debt does TTEC Holdings, Inc. have?

TTEC Holdings, Inc.'s Debt/EBITDA ratio is 5.4x, indicating high leverage. A ratio above 4x may signal elevated financial risk.