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TTANServiceTitan, Inc.
$77.79$7.4B
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  4. Financial Ratios

ServiceTitan, Inc. (TTAN) Financial Ratios

Latest Ratios: P/E Ratio -45.0x · EV/EBITDA N/A · ROE -10.7%. (2023–2026 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

TTAN Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2026FY 2025FY 2024FY 2023
Market Cap$7.4B$7.4B$4.3B——
Enterprise Value$7.0B$7.0B$4.1B——
P/E Ratio →-44.97————
P/S Ratio7.727.675.61——
P/B Ratio4.804.832.98——
P/FCF87.2286.66280.29——
P/OCF67.3866.95116.90——

P/E links to full P/E history page with 30-year chart

TTAN EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2026FY 2025FY 2024FY 2023
EV / Revenue—7.285.25——
EV / EBITDA—————
EV / EBIT—————
EV / FCF—82.23262.41——

TTAN Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2026FY 2025FY 2024FY 2023
Gross Margin70.1%70.1%64.9%61.3%56.9%
Operating Margin-16.9%-16.9%-29.8%-29.8%-47.4%
Net Profit Margin-16.6%-16.6%-31.0%-31.8%-57.6%

Return on Capital

MetricTTMFY 2026FY 2025FY 2024FY 2023
ROE-10.7%-10.7%-18.3%-16.5%-22.2%
ROA-9.1%-9.1%-14.6%-12.5%-16.8%
ROIC-10.5%-10.5%-14.2%-10.9%-13.2%
ROCE-10.2%-10.2%-15.3%-12.8%-15.2%

TTAN Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2026FY 2025FY 2024FY 2023
Debt / Equity0.030.030.110.210.21
Debt / EBITDA—————
Net Debt / Equity—-0.25-0.190.090.04
Net Debt / EBITDA—————
Debt / FCF—-4.44-17.88——
Interest Coverage-20.74-20.74-14.26-10.62-4.18

Net cash position: cash ($429M) exceeds total debt ($51M)

TTAN Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2026FY 2025FY 2024FY 2023
Current Ratio3.493.493.741.992.06
Quick Ratio3.493.493.741.992.06
Cash Ratio2.532.532.891.171.48
Asset Turnover—0.550.440.400.29
Inventory Turnover—————
Days Sales Outstanding—43.2142.7540.0339.33

TTAN Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2026FY 2025FY 2024FY 2023
Dividend Yield—————
Payout Ratio—————

Total Shareholder Return Metrics

MetricTTMFY 2026FY 2025FY 2024FY 2023
Earnings Yield—————
FCF Yield1.1%1.2%0.4%——
Buyback Yield0.0%0.0%0.4%——
Total Shareholder Yield0.0%0.0%0.4%——
Shares Outstanding—$94M$42M$82M$82M

Key Metrics

Growth RegimeExpanding
ProfitabilityNegative
Balance SheetHealthy
Cash FlowMixed
Top Statement Risk

Persistent Operating Margin Deficit

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2027Q1)

Premium Multiples Reflect Growth Expectations

Based on the reported forward P/E of 74.19 and a P/S ratio of 6.87, ServiceTitan commands a valuation premium that suggests investors are pricing in aggressive long-term market share capture rather than immediate earnings, as indicated by the company's current negative GAAP profitability metrics.

The elevated forward P/E multiple implies that the market expects a significant inflection in net income as the company scales its fintech and software modules. Investors should monitor whether this valuation remains sustainable if revenue growth decelerates from its current 24.5% pace, as the current pricing leaves little room for execution errors.

Capital Efficiency Constrained by Losses

According to recent financial statements, the company's ROIC has remained consistently negative, hovering around -2.7% in 2026Q4, which suggests that the firm is currently destroying shareholder value on an invested capital basis while it prioritizes aggressive customer acquisition over immediate returns on capital.

The persistent negative ROIC indicates that the cost of scaling the platform and acquiring new customers currently outweighs the returns generated by the existing user base. This trend warrants further investigation into whether the company can achieve positive compounding returns once the current heavy investment phase in R&D and sales concludes.

Working Capital Dynamics Remain Volatile

As reported in quarterly filings, the company's DSO of 40 days in 2027Q1 reflects a stable collection cycle, yet the overall efficiency of working capital remains inconsistent, as evidenced by the significant fluctuations in cash flow conversion observed over the last ten quarters.

While the DSO appears manageable compared to industry standards for SaaS, the lack of a clear, predictable cash conversion cycle suggests that the company's operational leverage is still maturing. Investors should monitor whether the company can stabilize its working capital management as it integrates more complex fintech transaction flows.

Debt-Free Status Provides Strategic Flexibility

Based on the 2027Q1 balance sheet, ServiceTitan maintains a debt-to-equity ratio of 0.00, which provides a fortress-like foundation that allows the company to navigate periods of negative operating margins without the immediate pressure of interest coverage or restrictive debt covenants common in the software sector.

The absence of debt is a significant advantage in the current interest rate environment, as it eliminates refinancing risk and provides the company with the flexibility to pursue strategic M&A. This strong balance sheet position appears to be a deliberate choice to support long-term growth without the burden of mandatory debt service.

Misapplication of P/E Multiples

The P/E ratio is frequently misapplied to ServiceTitan, as the company's heavy investment in growth and significant stock-based compensation render GAAP earnings a poor proxy for the underlying economic reality of the business model, which is better evaluated through EV/Revenue and free cash flow metrics.

Using P/E to value a company in this stage of its lifecycle obscures the true earning power of the software and fintech segments. Analysts should instead focus on the 'Fintech Take Rate' and 'Module Attachment Rate' to better understand the long-term profitability potential of the platform.

Download Financial Ratios Data

Includes 30+ ratios · 4 years · Updated daily

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TTAN — Frequently Asked Questions

Quick answers to the most common questions about buying TTAN stock.

What is ServiceTitan, Inc.'s P/E ratio?

ServiceTitan, Inc.'s current P/E ratio is -45.0x. This places it at the 50th percentile of its historical range.

What is ServiceTitan, Inc.'s ROE?

ServiceTitan, Inc.'s return on equity (ROE) is -10.7%. The historical average is -16.9%.

Is TTAN stock overvalued?

Based on historical data, ServiceTitan, Inc. is trading at a P/E of -45.0x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are ServiceTitan, Inc.'s profit margins?

ServiceTitan, Inc. has 70.1% gross margin and -16.9% operating margin.