TrustCo Bank Corp NY (TRST) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 43.16M | 293.47M | 294.44M | 314.54M | 373.24M | 344.52M | 433.31M | 437.37M | 471.11M | 501.56M | 496.07M | 508.37M | 524.25M | 524.94M | 514.46M | 549.03M | 456.52M | 456.07M | 480.04M | 530.58M |
| Cash & Due from Banks | 43.16M | 50.57M | 42.03M | 45.22M | 48.78M | 47.36M | 49.66M | 42.19M | 44.87M | 49.27M | 45.94M | 55.66M | 47.59M | 43.43M | 46.24M | 46.61M | 47.53M | 48.36M | 45.49M | 47.77M |
| Short Term Investments | 0 | 242.9M | 252.42M | 269.32M | 324.45M | 297.16M | 383.65M | 395.18M | 426.24M | 452.29M | 450.13M | 452.7M | 476.66M | 481.51M | 468.22M | 502.42M | 408.99M | 407.71M | 434.55M | 482.81M |
| Total Investments | 6.27B | 5.52B | 5.46B | 5.45B | 5.4B | 5.41B | 5.41B | 5.39B | 5.39B | 5.41B | 5.37B | 5.3B | 5.24B | 5.18B | 5.06B | 5.01B | 4.84B | 4.81B | 4.79B | 4.79B |
| Investments Growth % | 16.31% | 1.92% | 1% | 1.06% | 0.12% | -0.03% | 0.75% | 1.7% | 2.9% | 4.57% | 6.12% | 5.86% | 8.28% | 7.57% | 5.54% | 4.43% | 1.61% | 3.54% | 3.44% | 4.69% |
| Long-Term Investments | 6.27B | 5.27B | 5.21B | 5.18B | 5.07B | 5.11B | 5.03B | 4.99B | 4.96B | 4.96B | 4.92B | 4.85B | 4.76B | 4.69B | 4.59B | 4.5B | 4.43B | 4.4B | 4.36B | 4.31B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 74.38M | 74.34M | 75.01M | 74.45M | 72.15M | 70.41M | 71.28M | 71.84M | 73.07M | 74.55M | 73.61M | 75.46M | 75.78M | 77.28M | 77.66M | 79.72M | 81.21M | 81.12M | 79.07M | 79.52M |
| Other Assets | 100.72M | 800.77M | 767.64M | 781.87M | 822.54M | 709.61M | 578.54M | 602.97M | 672.9M | 631.32M | 564.83M | 644.86M | 685.49M | 702.95M | 895.31M | 1.09B | 1.32B | 1.25B | 1.22B | 1.2B |
| Total Current Assets | 57.85M | 293.47M | 294.44M | 314.54M | 373.24M | 344.52M | 433.31M | 437.37M | 471.11M | 501.56M | 496.07M | 508.37M | 524.25M | 524.94M | 514.46M | 549.03M | 456.52M | 456.07M | 480.04M | 530.58M |
| Total Non-Current Assets | 6.45B | 6.15B | 6.05B | 6.03B | 5.97B | 5.89B | 5.68B | 5.67B | 5.71B | 5.67B | 5.56B | 5.57B | 5.52B | 5.48B | 5.57B | 5.68B | 5.83B | 5.74B | 5.65B | 5.59B |
| Total Assets | 6.51B | 6.44B | 6.35B | 6.35B | 6.34B | 6.24B | 6.11B | 6.11B | 6.18B | 6.17B | 6.05B | 6.08B | 6.05B | 6B | 6.08B | 6.23B | 6.28B | 6.2B | 6.13B | 6.12B |
| Asset Growth % | 2.67% | 3.24% | 3.92% | 3.96% | 2.57% | 1.14% | 0.91% | 0.51% | 2.21% | 2.8% | -0.41% | -2.43% | -3.76% | -3.17% | -0.9% | 1.7% | 3.89% | 4.99% | 6.95% | 7.85% |
| Return on Assets (ROA) | 0.25% | 0.24% | 0.26% | 0.24% | 0.23% | 0.18% | 0.21% | 0.2% | 0.2% | 0.16% | 0.24% | 0.27% | 0.29% | 0.35% | 0.31% | 0.29% | 0.27% | 0.26% | 0.27% | 0.24% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 148.85M | 156.44M | 135.93M | 121.72M | 120.6M | 124.94M | 132.92M | 131.75M | 137.81M | 133.46M | 148.53M | 160.94M | 181.94M | 294.38M | 175.01M | 199.06M | 301.46M | 297.41M | 281.29M | 288.38M |
| Net Debt | 105.69M | 105.88M | 93.9M | 76.5M | 71.82M | 77.58M | 83.26M | 89.55M | 92.94M | 84.19M | 102.59M | 105.28M | 134.34M | 250.95M | 128.77M | 152.45M | 253.94M | 249.05M | 235.8M | 240.61M |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-Term Debt | 119.01M | 120.05M | 97.75M | 82.37M | 82.28M | 84.78M | 91.45M | 89.72M | 94.37M | 88.99M | 103.11M | 113.77M | 134.29M | 245.4M | 124.93M | 147.28M | 248.37M | 244.69M | 230.77M | 237.79M |
| Other Liabilities | 5.69B | 40.25M | 39.81M | 43.54M | 33.47M | 46.48M | 43.55M | 42.76M | 37.4M | 38.67M | 47.48M | 0 | 0 | -122.7M | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 119.01M | 5.68B | 5.58B | 5.57B | 5.58B | 5.48B | 5.36B | 5.37B | 5.45B | 5.44B | 5.34B | 5.41B | 5.38B | 5.47B | 5.44B | 5.58B | 5.64B | 5.54B | 5.5B | 5.49B |
| Total Non-Current Liabilities | 5.72B | 76.64M | 77.99M | 82.89M | 71.79M | 86.64M | 85.02M | 84.79M | 80.84M | 83.14M | 92.9M | 47.17M | 47.64M | -73.72M | 50.08M | 51.78M | 53.09M | 52.72M | 50.52M | 50.59M |
| Total Liabilities | 5.84B | 5.75B | 5.66B | 5.66B | 5.65B | 5.56B | 5.44B | 5.45B | 5.53B | 5.52B | 5.43B | 5.45B | 5.43B | 5.4B | 5.49B | 5.63B | 5.69B | 5.6B | 5.55B | 5.54B |
| Total Equity | 670.92M | 686.59M | 692.01M | 692.8M | 687.81M | 676.34M | 669.02M | 655.17M | 649.19M | 645.28M | 623.93M | 621.39M | 614.7M | 599.99M | 589.01M | 594.63M | 592.89M | 601.13M | 586.68M | 578.59M |
| Equity Growth % | -2.46% | 1.51% | 3.44% | 5.74% | 5.95% | 4.81% | 7.23% | 5.44% | 5.61% | 7.55% | 5.93% | 4.5% | 3.68% | -0.19% | 0.4% | 2.77% | 3.83% | 5.8% | 4.67% | 4.55% |
| Equity / Assets (Capital Ratio) | 10.31% | 10.66% | 10.9% | 10.91% | 10.85% | 10.84% | 10.95% | 10.73% | 10.51% | 10.46% | 10.31% | 10.23% | 10.17% | 10% | 9.69% | 9.55% | 9.44% | 9.7% | 9.56% | 9.45% |
| Return on Equity (ROE) | 2.4% | 2.26% | 2.35% | 2.18% | 2.09% | 1.68% | 1.94% | 1.92% | 1.87% | 1.55% | 2.36% | 2.65% | 2.92% | 3.52% | 3.27% | 3.01% | 2.86% | 2.73% | 2.88% | 2.51% |
| Book Value per Share | 37.53 | 37.46 | 36.43 | 36.47 | 36.12 | 35.53 | 35.15 | 34.42 | 34.11 | 33.92 | 32.80 | 32.66 | 32.31 | 31.50 | 30.82 | 31.05 | 30.86 | 31.28 | 30.47 | 29.99 |
| Tangible BV per Share | 37.53 | 37.46 | 36.43 | 36.47 | 36.12 | 35.53 | 35.15 | 34.42 | 34.11 | 33.92 | 32.80 | 32.66 | 32.31 | 31.50 | 30.82 | 31.05 | 30.86 | 31.28 | 30.47 | 29.99 |
| Common Stock | 20.12M | 20.12M | 20.1M | 20.1M | 20.1M | 20.1M | 20.06M | 20.06M | 20.06M | 20.06M | 20.06M | 20.06M | 20.06M | 20.06M | 20.05M | 20.05M | 20.05M | 20.05M | 20.04M | 20.04M |
| Additional Paid-in Capital | 260.81M | 260.33M | 0 | 0 | 259.18M | 258.87M | 257.64M | 257.49M | 257.33M | 257.18M | 257.08M | 257.08M | 257.08M | 257.08M | 256.66M | 256.66M | 256.66M | 256.66M | 256.56M | 256.54M |
| Retained Earnings | 489.54M | 480M | 471.31M | 462.16M | 453.93M | 446.5M | 442.08M | 436.05M | 430.35M | 425.07M | 422.08M | 414.25M | 404.73M | 393.83M | 379.77M | 367.1M | 355.95M | 349.06M | 339.55M | 329.35M |
| Accumulated OCI | 8.24M | 10.02M | 262.94M | 261.15M | -132K | -3.86M | -6.6M | -14.27M | -14.76M | -13.24M | -31.51M | -26.21M | -23.38M | -27.19M | -25.21M | -9.42M | -2.37M | 12.15M | 7.3M | 7.84M |
| Treasury Stock | -107.79M | -83.88M | -62.34M | -50.6M | -45.27M | -45.27M | -44.16M | -44.16M | -43.79M | -43.79M | -43.79M | -43.79M | -43.79M | -43.79M | -42.26M | -39.75M | -37.39M | -36.78M | -36.78M | -35.17M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |