Tian Ruixiang Holdings Ltd(TIRX)Earnings, Financials & Key Ratios
TIRX•NASDAQ•Insurance & Managed Care
$0.03
Price updated Jul 6, 2026
SectorFinancial ServicesIndustryInsurance BrokersSub-IndustryBroker consolidators and retail brokers
AboutTian Ruixiang Holdings Ltd, together its subsidiaries, operates as an insurance broker in China and the United States. The company distributes a range of insurance products, including property and casualty insurance, such as automobile insurance, commercial property insurance, liability insurance, and accidental insurance; and life insurance comprising individual and group life insurances. It serves individual or institutional customers. Tian Ruixiang Holdings Ltd was founded in 2010 and is headquartered in Beijing, China.Show more
- Revenue$3M+158.7%
- Combined Ratio244.29%-28.7%
- Net Income-$4M-62.5%
- Return on Equity-12.03%-61.5%
- Medical Cost Ratio52.85%+42.7%
- Operating Margin-144.29%+40.5%
- Net Margin-123.84%+37.2%
- ROA-10.57%-51.8%
- Equity / Assets84.77%-7.2%
TIRX Price & Volume
Tian Ruixiang Holdings Ltd (TIRX) stock price & volume — 10-year historical chart
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Severe Capital Erosion Threatens Operational Continuity
Investment Thesis • Updated 2025Q2
VerdictNegative
Growth:Mixed
Profitability:Negative
Financial:Vulnerable
Cash Flow:Burning
Primary Risk:Severe liquidity and solvency
Key Thesis Takeaways
- Tian Ruixiang Holdings faces critical structural instability as evidenced by a rapid transition to a negative equity position of -$3.2M in 2025Q2.
- The company's reliance on volatile brokerage commissions has failed to generate consistent profitability, resulting in a -144.29% operating margin that undermines long-term viability.
- Investors should exercise extreme caution given the severe liquidity constraints and the company's inability to maintain a stable capital base to support its insurance brokerage operations.
Verdict Logic
the company's insolvency risk is underscored by a negative equity position of -$3.2M and a critically low cash balance that appears insufficient to cover ongoing operational burn.
TIRX Growth Metrics
Tian Ruixiang Holdings Ltd (TIRX) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years9.96%
3 Years4.88%
TTM967.32%
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM-128.94%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-461.74%
Return on Capital
10 Years19.09%
5 Years-7.92%
3 Years-12.35%
Last Year-13.98%
Peers Comparison
Key metrics vs top competitors for Tian Ruixiang Holdings Ltd (TIRX)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $0.03 | $997.71K | -0.25 | 158.74% | -123.84% | -12.03% | — | |
| $98.52 | $6.52B | 71.91 | 15.24% | 9.48% | 5.13% | — | |
| $2.84 | $5.36M | -1.10 | 84.3% | -397.95% | -80.63% | — | |
| $2.05 | $1.08M | -0.01 | -82.47% | -140.37% | — | — | |
| $1.04 | $3.4M | -1.55 | -70.11% | -33.27% | -28.25% | — | |
| $1.19 | $600.45K | 1.04 | 23.24% | 1.35% | 4.24% | — |
Compare TIRX vs Peers
Tian Ruixiang Holdings Ltd (TIRX) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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TIRX Frequently Asked Questions
Tian Ruixiang Holdings Ltd (TIRX) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is Tian Ruixiang Holdings Ltd growing?
Tian Ruixiang Holdings Ltd (TIRX) grew revenue by 158.7% over the past year. This is strong growth.
Is TIRX profitable?
Tian Ruixiang Holdings Ltd (TIRX) reported a net loss of $0.9M for fiscal year 2024.
Dividend & Returns
What is TIRX's return on equity?
Tian Ruixiang Holdings Ltd (TIRX) has a return on equity (ROE) of -12.0%. Negative ROE indicates the company is unprofitable.
Industry Metrics
What is Tian Ruixiang Holdings Ltd's combined ratio?
Tian Ruixiang Holdings Ltd (TIRX) has a combined ratio of 244.3%. A ratio above 100% means claims and expenses exceed premiums.