Huize Holding Limited(HUIZ)Earnings, Financials & Key Ratios
HUIZ•NASDAQ•Insurance & Managed Care
$1.15
1.0× P/E·Price updated Jul 7, 2026
SectorFinancial ServicesIndustryInsurance BrokersSub-IndustryDigital insurance marketplaces and brokers
AboutHuize Holding Limited, together with its subsidiaries, offers insurance brokerage services in the People's Republic of China. The company provides life and health insurance products, such as critical illness, illness and disease, and term and whole life insurance products; and property and casualty insurance products, including travel, individual casualty, and corporate liability insurance products. It offers its products through internet and mobile internet channels. The company also provides digital and technology development, and Internet information consulting services; and management, marketing, investment, and financial consulting services. Huize Holding Limited was founded in 2006 and is headquartered in Shenzhen, the People's Republic of China.Show more
- Revenue$1.54B+23.2%
- Combined Ratio99.58%-2.1%
- Net Income$4M+705.5%
- Return on Equity0.91%+690.2%
- Medical Cost Ratio72.93%+4.9%
- Operating Margin0.42%+125.1%
- Net Margin0.26%+591.4%
- ROA0.43%+708.2%
- Equity / Assets46.03%-5.2%
HUIZ Price & Volume
Huize Holding Limited (HUIZ) stock price & volume — 10-year historical chart
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Volatile Revenue Growth Masks Underlying Margin Fragility
Investment Thesis • Updated 2025Q2
VerdictNegative
Growth:Mixed
Profitability:Strained
Financial:Adequate
Cash Flow:Mixed
Primary Risk:Regulatory commission structure shifts
Key Thesis Takeaways
- Huize Holding faces significant operational headwinds as its digital-first brokerage model struggles with inconsistent profitability and an escalating claims burden.
- While the company achieved a 40.2% revenue surge in 2025Q2, the persistent volatility in net income and the absence of transparent operating cash flow data suggest that earnings quality remains highly sensitive to non-cash accruals.
- Investors should monitor the company's ability to manage its rising liability profile, as the increase in claims payments to $287.8 million in 2025Q2 may continue to pressure capital adequacy and long-term solvency.
Verdict Logic
the company's fundamental outlook is clouded by extreme earnings volatility, evidenced by a swing from a $23.3 million loss in 2024Q2 to a $10.9 million profit in 2025Q2, alongside an opaque cash flow position.
HUIZ Growth Metrics
Huize Holding Limited (HUIZ) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years4.75%
3 Years9.95%
TTM19.12%
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM-16.73%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM265.31%
Return on Capital
10 Years-210.04%
5 Years-3.48%
3 Years2.1%
Last Year0.97%
Peers Comparison
Key metrics vs top competitors for Huize Holding Limited (HUIZ)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $1.15 | $580.27K | 1.00 | 23.24% | 0.26% | 0.91% | — | |
| $94.66 | $6.27B | 69.09 | 15.24% | 9.48% | 5.13% | — | |
| $1.31 | $11.86K | -0.00 | 12.42% | -41.28% | -27.55% | — | |
| $4.71 | $1.17B | 3.42 | 1.03% | 18.75% | 6.05% | — | |
| $2.73 | $918.46K | -0.01 | -60.88% | -14.04% | -1.25% | — | |
| $14.51 | $1.89B | 1.15 | 8.83% | 33.86% | 24.95% | — |
Compare HUIZ vs Peers
Huize Holding Limited (HUIZ) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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HUIZ Frequently Asked Questions
Huize Holding Limited (HUIZ) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is Huize Holding Limited growing?
Huize Holding Limited (HUIZ) grew revenue by 23.2% over the past year. This is strong growth.
Is HUIZ profitable?
Yes, Huize Holding Limited (HUIZ) is profitable, generating $18.1M in net income for fiscal year 2025 (0.3% net margin).
Dividend & Returns
What is HUIZ's return on equity?
Huize Holding Limited (HUIZ) has a return on equity (ROE) of 0.9%. This is below average, suggesting room for improvement.
Industry Metrics
What is Huize Holding Limited's combined ratio?
Huize Holding Limited (HUIZ) has a combined ratio of 99.6%. A ratio below 100% indicates underwriting profitability.