Buy or sell guide
Should I Buy TD Stock Right Now?
A fast read on Wall Street conviction, live analyst commentary on X, and current valuation context for The Toronto-Dominion Bank.
Updated 2026-07-06
Wall Street currently rates TD buy with a 12-month price target of $90 (-26.8% downside). The sections below cover the bull case, key risks, and latest earnings context for TD.
Wall Street
Buy17 analystsConsensus target
$90 target (-26.8%)Current price $122.25Analyst sentiment
No recent analyst posts capturedWaiting for fresh postsEarnings context
EPS beat 6.7%Reported Thu May 28Wall Street verdict
Should I Buy TD Stock? Here's What Analysts Think
17 analysts currently cover TD. Below is their consensus rating, price target range, and implied upside.
According to 17 analysts, The Toronto-Dominion Bank (TD) is rated Buy with a consensus 12-month price target of $90 — representing 27% downside from today's price of $122. The bull case target is $92, the bear case is $88.
TDBuy
From 17 analyst ratings- Current price
- $122.25
- Consensus Target
- $90 (-26.8% downside)
- Forward P/E
- 13.2x
- Coverage
- 17 analyst ratings
High target$92
Low target$88
At $122.25, the consensus setup implies -26.8% versus the 12-month target.
- 9 of 17 analysts lean Buy or Strong Buy, while 8 stay on Hold and 0 lean bearish.
- TD trades at roughly 13.2x forward earnings, so the bull case still depends on growth staying strong.
- Analysts span a wide range from $88 to $92, so conviction matters as much as the consensus target.
Below, compare that institutional answer with the live analyst commentary on X for TD right now.
Analyst ratings update weekly. Get TD's next verdict in your inbox.
Free. No account needed. Unsubscribe any time.
1 of 1 analysts raised targetsRBC Capital $156
Jun 2026Live commentary on X
What Analysts Are Saying About The Toronto-Dominion Bank Right Now
Real posts from high-reach stock analysts mentioning TD, shown exactly as written. Sorted by engagement — most discussed first.
No recent posts captured
No high-reach analysts have posted about TD in the last 7 days. Check back after the next earnings release or market-moving event.
Should you buy TD?
Is TD a Buy, Hold, or Sell Right Now?
A structured look at the bull case, the risks, and the most recent earnings execution for TD before you decide whether to buy, hold, or sell.
Current setup
TD beat estimates last quarter. Below are the key reasons analysts remain constructive and the risks that could change that view.
Bull Case
What keeps the long thesis intact
- Strong Earnings Growth ExpectedTD Bank is projected to sustain earnings growth and dividend increases, especially after a strong 2025.
- Attractive ValuationThe bank is trading at a lower price-to-earnings ratio compared to its peers, indicating it may be undervalued.
- U.S. Exposure as HedgeTD's U.S. retail banking presence provides a buffer against potential domestic economic slowdowns.
- Cost Savings from RestructuringThe strategic shift towards cost savings is expected to deliver significant annual savings, enhancing earnings growth.
- Positive Analyst SentimentAnalysts have upgraded their ratings from 'Hold' to 'Moderate Buy' following a strong Q1 2026 earnings report.
Wall Street rates TD buy, giving the bull case institutional backing from 17 analysts.
Watch Out For
What can break the setup quickly
- Regulatory Risks PersistOngoing regulatory 'monitorship' could create uncertainty for institutional investors in the coming years.
- Geopolitical and Economic ConcernsGlobal economic slowdowns and geopolitical tensions may impact loan demand and increase defaults.
- Potential for Credit LossesA significant downturn in the Canadian economy could lead to higher credit losses despite U.S. exposure.
- Market Volatility RisksVolatility surrounding the CUSMA agreement review remains a concern for investors.
- Analyst Forecasts Suggest DownsideDespite a strong rally, some analysts indicate that the median forecast implies slight downside from current prices.
Watch whether new negative commentary on TD points to these structural risks or is simply reacting to short-term price moves.
TD Earnings Reaction — What the Last Quarter Showed
Last Quarter
- EPS
- $1.74 vs $1.63 est.Beat 6.7%
- Revenue
- $11.8B vs $11.0B est.Beat 6.8%
Consensus-Based Analysis Tools
Should I Buy TD?
Wall Street verdict, signals, and target summaries.
See Verdict
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Check Valuation
Historical Returns
10-year return with dividends reinvested.
Calculate
DCA Calculator
See how regular investing compounds over time.
Run Numbers
Peer Comparison
Compare growth, multiples, and margins vs sector.
Compare
TD — Frequently Asked Questions
Quick answers to the most common questions about buying TD stock.
Should I buy TD stock right now?
Verdict
TD faces headwinds — analysts' $90 target is -26.8% from $122.25, suggesting limited near-term upside. This is informational only — verify the data and consider your own risk tolerance before deciding.
Is now a good time to buy TD?
Timing
Timing depends on your horizon, but the data signals are: consensus rating "Buy" with -26.8% upside to the $90 target. In the past 30 days, 1 of 1 covering analysts raised their price targets — a bullish signal.
What is the price target for TD stock?
Price Target
TD's consensus 12-month price target is $90, set by 17 Wall Street analysts. The bull case high is $92 and the bear case low is $88. From the current price of $122.25, this implies -26.8% upside.
Is TD overvalued or undervalued?
Valuation
TD appears overvalued — the $90 consensus target is -26.8% from today's $122.25. It trades at a forward P/E of 13.2x. Targets range from $88 (bear) to $92 (bull), reflecting different assumptions about growth and margins.
Should I buy TD before earnings?
Earnings
TD reports next quarter. Earnings-week moves are volatile — historically, analyst targets revise upward after a beat and downward after a miss. The current consensus is "Buy" with a $90 target. Consider position sizing rather than going all-in pre-print.
What are analysts saying about TD stock?
Coverage
Of 17 analysts covering The Toronto-Dominion Bank (TD): 0 Strong Buy, 9 Buy, 8 Hold, 0 Sell, 0 Strong Sell — a "Buy" consensus. The 12-month price target is $90 (range $88–$92). Bullish analysts outnumber bearish by more than 2-to-1.
What are the risks of buying TD stock?
Risks
No analyst currently rates TD a Sell, but the 8 Hold ratings reflect concerns about valuation, execution risk, or near-term catalysts. See the Bull vs. Risk cards above for the specific theses on The Toronto-Dominion Bank.
This page is for informational purposes only and does not constitute financial advice. Always conduct your own research before investing.