Third Coast Bancshares, Inc. (TCBX) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 53.65M | 52.2M | 50.85M | 49.37M | 42.8M | 43.44M | 40.38M | 38.86M | 38.08M | 37.33M | 35.27M | 34.1M | 32.83M | 32.15M | 31.36M | 27.74M | 25.21M | 24.62M | 22M | 21.21M |
| NII Growth % | 25.35% | 20.16% | 25.92% | 27.06% | 12.39% | 16.36% | 14.5% | 13.97% | 15.99% | 16.11% | 12.48% | 22.92% | 30.23% | 30.59% | 42.51% | 30.75% | 10.97% | 25.15% | - | - |
| Net Interest Margin % | 0.82% | 0.98% | 1% | 1% | 0.87% | 0.88% | 0.87% | 0.87% | 0.82% | 0.85% | 0.84% | 0.86% | 0.85% | 0.85% | 0.89% | 0.83% | 0.83% | 0.99% | 1.06% | 1.05% |
| Interest Income | 97.39M | 92.1M | 92.5M | 88.66M | 80.77M | 85.54M | 82.72M | 81.22M | 78.88M | 77.07M | 69.39M | 62.71M | 57.38M | 51.15M | 43.1M | 32.51M | 27.18M | 26.66M | 24.4M | 23.93M |
| Interest Expense | 43.74M | 39.9M | 41.65M | 39.29M | 37.97M | 42.1M | 42.34M | 42.37M | 40.8M | 39.74M | 34.12M | 28.62M | 24.55M | 19M | 11.75M | 4.77M | 1.97M | 2.04M | 2.4M | 2.72M |
| Loan Loss Provision | 580K | 0 | 2.76M | 2.13M | 450K | 1.16M | 1.08M | 1.9M | 1.56M | 1.1M | 2.62M | 1.4M | 1.2M | 1.95M | 2.9M | 3.35M | 4M | 6.1M | 2.32M | 0 |
| Non-Interest Income | 4.03M | 4.26M | 3.61M | 2.21M | 2.84M | 2.68M | 2.29M | 2.63M | 2.12M | 2.02M | 1.59M | 1.98M | 1.94M | 1.61M | 2.25M | 634K | 1.39M | 1.78M | 469K | 970K |
| Non-Interest Income % | 3.98% | 4.42% | 3.75% | 2.43% | 3.39% | 3.04% | 2.69% | 3.13% | 2.61% | 2.56% | 2.25% | 3.06% | 3.27% | 3.05% | 4.97% | 1.91% | 4.86% | 6.26% | 1.89% | 3.9% |
| Total Revenue | 101.42M | 96.36M | 96.11M | 90.87M | 83.6M | 88.22M | 85.01M | 83.85M | 80.99M | 79.09M | 70.98M | 64.69M | 59.32M | 52.76M | 45.36M | 33.14M | 28.57M | 28.44M | 24.87M | 24.9M |
| Revenue Growth % | 21.31% | 9.23% | 13.06% | 8.37% | 3.22% | 11.54% | 19.77% | 29.62% | 36.54% | 49.91% | 56.49% | 95.19% | 107.6% | 85.52% | 82.39% | 33.1% | 14.39% | 22.41% | - | - |
| Non-Interest Expense | 38.1M | 32.69M | 28.86M | 28.41M | 27.84M | 27.04M | 25.33M | 25.37M | 25.69M | 26.28M | 27.23M | 23.53M | 22.08M | 22.48M | 22.44M | 22.14M | 19.9M | 19.81M | 17.15M | 17.64M |
| Efficiency Ratio | 37.57% | 33.93% | 30.03% | 31.26% | 33.3% | 30.65% | 29.79% | 30.25% | 31.72% | 33.23% | 38.37% | 36.38% | 37.22% | 42.61% | 49.48% | 66.8% | 69.66% | 69.66% | 68.95% | 70.84% |
| Operating Income | 19M | 23.77M | 22.83M | 21.05M | 17.35M | 17.93M | 16.26M | 14.22M | 12.95M | 11.97M | 7.01M | 11.14M | 11.49M | 9.33M | 8.27M | 2.88M | 2.69M | 487.42K | 3M | 4.54M |
| Operating Margin % | 18.73% | 24.66% | 23.75% | 23.16% | 20.75% | 20.32% | 19.13% | 16.96% | 15.99% | 15.14% | 9.87% | 17.22% | 19.37% | 17.68% | 18.22% | 8.69% | 9.43% | 1.71% | 12.07% | 18.25% |
| Operating Income Growth % | 9.51% | 32.59% | 40.39% | 48.05% | 33.97% | 49.7% | 132% | 27.61% | 12.71% | 28.38% | -15.2% | 286.71% | 326.27% | 1813.54% | 175.32% | -36.6% | -58.22% | -86% | - | - |
| Pretax Income | 19M | 21.52M | 22.83M | 21.05M | 17.35M | 17.93M | 16.26M | 14.22M | 12.95M | 11.97M | 7.01M | 11.14M | 11.49M | 9.33M | 8.27M | 2.88M | 2.69M | 487.42K | 3M | 4.54M |
| Pretax Margin % | 18.73% | 22.33% | 23.75% | 23.16% | 20.75% | 20.32% | 19.13% | 16.96% | 15.99% | 15.14% | 9.87% | 17.22% | 19.37% | 17.68% | 18.22% | 8.69% | 9.43% | 1.71% | 12.07% | 18.25% |
| Income Tax | 2.63M | 3.62M | 4.77M | 4.3M | 3.76M | 4.19M | 3.49M | 3.42M | 2.58M | 2.29M | 1.43M | 2.25M | 2.25M | 1.8M | 1.5M | 604K | 608K | 133.17K | 617K | 955K |
| Effective Tax Rate % | 13.83% | 16.84% | 20.9% | 20.43% | 21.66% | 23.39% | 21.44% | 24.06% | 19.93% | 19.08% | 20.42% | 20.2% | 19.54% | 19.32% | 18.09% | 20.96% | 22.56% | 27.32% | 20.55% | 21.02% |
| Net Income | 16.37M | 17.9M | 18.06M | 16.75M | 13.59M | 13.73M | 12.78M | 10.8M | 10.37M | 9.69M | 5.58M | 8.89M | 9.24M | 7.53M | 6.77M | 2.28M | 2.09M | 354.25K | 2.38M | 3.59M |
| Net Margin % | 16.14% | 18.57% | 18.79% | 18.43% | 16.25% | 15.57% | 15.03% | 12.88% | 12.8% | 12.25% | 7.86% | 13.74% | 15.58% | 14.26% | 14.93% | 6.87% | 7.3% | 1.25% | 9.59% | 14.41% |
| Net Income Growth % | 20.45% | 30.33% | 41.35% | 55.12% | 31.08% | 41.74% | 129.02% | 21.43% | 12.16% | 28.76% | -17.61% | 290.47% | 342.88% | 2024.22% | 183.86% | -36.56% | -59.05% | -86.03% | - | - |
| Net Income (Continuing) | 16.37M | 17.9M | 18.06M | 16.75M | 13.59M | 13.73M | 12.78M | 10.8M | 10.37M | 9.69M | 5.58M | 8.89M | 9.24M | 7.53M | 6.77M | 2.28M | 2.09M | 354.25K | 2.38M | 3.59M |
| EPS (Diluted) | 1.00 | 1.02 | 1.03 | 0.89 | 0.71 | 0.72 | 0.67 | 0.56 | 0.54 | 0.50 | 0.32 | 0.53 | 0.55 | 0.44 | 0.49 | 0.16 | 0.15 | 0.03 | 0.28 | 0.42 |
| EPS Growth % | 40.85% | 41.67% | 53.73% | 58.93% | 31.48% | 44% | 109.38% | 5.66% | -1.82% | 13.64% | -34.69% | 231.25% | 266.67% | 1427.78% | 75% | -61.9% | -75% | -85.6% | - | - |
| EPS (Basic) | 1.03 | 1.21 | 1.22 | 1.12 | 0.90 | 0.92 | 0.85 | 0.70 | 0.68 | 0.62 | 0.32 | 0.57 | 0.60 | 0.45 | 0.50 | 0.17 | 0.16 | 0.04 | 0.29 | 0.44 |
| Diluted Shares Outstanding | 16.37M | 16.37M | 17.53M | 17.44M | 17.44M | 17.39M | 17.18M | 17.02M | 16.94M | 16.89M | 13.87M | 16.86M | 16.8M | 13.76M | 13.68M | 13.82M | 13.76M | 12.31M | 8.45M | 8.45M |